3-digit ZIP regional index
Home appreciation in ZIP codes 291xxSumter, SC area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 291 changed +6.1% over the year to Q2 2026, compared with +3.8% for South Carolina and +3.0% for the United States.
The region covers ZIP codes 29101–29180. Most of its 2010 population lived in Sumter County (26%), Lexington County (18%), Orangeburg County (18%). Communities in the region include West Columbia, Orangeburg, Newberry, Brookdale, Oak Grove. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.1%
- 5-year change
- +54.6%
- Since Q1 1995
- +239%
- National rank (1 year)
- 130th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 291 vs South Carolina and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 291: 339.4
- South Carolina: 397.2
- Columbia, SC metro: 331.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 291 | SC | U.S. | Gap vs SC | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.1% | +3.8% | +3.0% | +2.3 pts | +3.1 pts |
| 3 years | +17.2% | +16.6% | +12.9% | +0.6 pts | +4.3 pts |
| 5 years | +54.6% | +54.9% | +41.3% | −0.2 pts | +13.4 pts |
| 10 years | +101% | +114% | +93.3% | −13.1 pts | +7.7 pts |
| Since Q1 1995 | +239% | +297% | +292% | −57.8 pts | −52.2 pts |
If you bought in ZIP3 291 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +233% | $997,824 |
| Q2 2000 | +176% | $828,044 |
| Q2 2005 | +115% | $646,113 |
| Q2 2010 | +95.4% | $586,148 |
| Q2 2015 | +105% | $613,560 |
| Q2 2020 | +69.9% | $509,652 |
| Q2 2021 | +54.6% | $463,923 |
| Q2 2023 | +17.2% | $351,596 |
| Q2 2025 | +6.1% | $318,369 |
How ZIP3 291 ranks
Over the past year ZIP3 291 ranks 130th of 882 3-digit ZIP regions nationally and 1st of 10 in South Carolina. Its one-year change is +3.1 pts versus the nation and +2.3 pts versus South Carolina. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in South Carolina |
|---|---|---|
| 1 year | 130th of 882 | 1st of 10 |
| 3 years | 335th of 882 | 5th of 10 |
| 5 years | 127th of 882 | 5th of 10 |
| 10 years | 307th of 882 | 8th of 10 |
| Since Q1 1995 | 573rd of 879 | 7th of 10 |
Boom, bust, and recovery in ZIP3 291
ZIP3 291's index peaked in Q1 2008, fell 12.0% to its low in Q1 2014, and regained its peak in Q3 2018, about 10.5 years after the top. Today it sits +85.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 291 | Q1 2008 | Q1 2014 | -12.0% | Q3 2018 (10.5 yrs) | +85.0% |
| SC | Q1 2008 | Q2 2012 | -13.0% | Q3 2016 (8.5 yrs) | +110% |
| Metro | Q1 2009 | Q1 2014 | -12.7% | Q3 2017 (8.5 yrs) | +90.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 291's index has changed +53.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 291 after inflation | SC after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.2% | -0.0% | -0.3% | -0.8% |
| 3 years | +9.8% | +6.7% | +6.2% | +5.1% | +2.8% |
| 5 years | +24.0% | +24.7% | +24.9% | +22.2% | +13.9% |
| 10 years | +39.1% | +44.5% | +54.0% | +45.4% | +39.0% |
| Since Q1 1995 | +121% | +53.3% | +79.4% | +49.6% | +76.8% |
Estimate appreciation for a home in ZIP3 291
Regional estimate
$602,985
- Estimated gain
- $302,985
- Index change
- +101%
- Start index
- 168.84
- End index
- 339.36
ZIP3 291 (Sumter, SC area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 290 · Lexington, SC area | SC | +1.8% | +53.6% | +238% |
| 292 · Columbia, SC area | SC | +5.8% | +51.8% | +232% |
| 298 · Aiken, SC area | SC | +5.1% | +56.6% | +248% |
| 297 · Rock Hill, SC area | SC | +4.1% | +51.4% | +285% |
| 309 · Augusta-Richmond County, GA area | GA | +1.8% | +41.5% | +217% |
| 294 · Charleston, SC area | SC | +4.5% | +60.9% | +523% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 339.36 |
| Q1 2026 | 332.26 |
| Q4 2025 | 329.82 |
| Q3 2025 | 324.78 |
| Q2 2025 | 319.78 |
| Q1 2025 | 324.40 |
| Q4 2024 | 323.09 |
| Q3 2024 | 305.98 |
| Q2 2024 | 313.20 |
| Q1 2024 | 295.70 |
| Q4 2023 | 290.32 |
| Q3 2023 | 297.25 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 291?
- Based on FHFA HPI® data for 3-digit ZIP region 291, the regional index changed +6.1% over the year to Q2 2026, +54.6% over five years, +101% over ten years, and +239% since Q1 1995.
- Is ZIP3 291 appreciating faster than South Carolina and the U.S.?
- Over the past year the region's index +6.1% compares with +3.8% for South Carolina and +3.0% for the U.S., a gap of +3.1 pts versus the nation. Over five years the gap versus the nation is +13.4 pts.
- Which ZIP codes are in 3-digit ZIP region 291?
- All ZIP codes that begin with 291. Census 2010 ZIP Code Tabulation Areas in this region run from 29101 to 29180 (47 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.