3-digit ZIP regional index
Home appreciation in ZIP codes 292xxColumbia, SC area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 292 changed +5.8% over the year to Q2 2026, compared with +3.8% for South Carolina and +3.0% for the United States.
The region covers ZIP codes 29201–29229. Most of its 2010 population lived in Richland County (91%), Lexington County (10%). Communities in the region include St. Andrews, Seven Oaks, Dentsville, Forest Acres, Woodfield. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.8%
- 5-year change
- +51.8%
- Since Q1 1995
- +232%
- National rank (1 year)
- 159th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 292 vs South Carolina and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 292: 331.6
- South Carolina: 397.2
- Columbia, SC metro: 331.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 292 | SC | U.S. | Gap vs SC | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.8% | +3.8% | +3.0% | +1.9 pts | +2.7 pts |
| 3 years | +18.8% | +16.6% | +12.9% | +2.2 pts | +5.9 pts |
| 5 years | +51.8% | +54.9% | +41.3% | −3.0 pts | +10.5 pts |
| 10 years | +101% | +114% | +93.3% | −13.6 pts | +7.2 pts |
| Since Q1 1995 | +232% | +297% | +292% | −65.5 pts | −60.0 pts |
If you bought in ZIP3 292 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +231% | $993,905 |
| Q2 2000 | +168% | $803,489 |
| Q2 2005 | +113% | $638,429 |
| Q2 2010 | +102% | $605,847 |
| Q2 2015 | +104% | $611,582 |
| Q2 2020 | +68.5% | $505,539 |
| Q2 2021 | +51.8% | $455,453 |
| Q2 2023 | +18.8% | $356,368 |
| Q2 2025 | +5.7% | $317,250 |
How ZIP3 292 ranks
Over the past year ZIP3 292 ranks 159th of 882 3-digit ZIP regions nationally and 2nd of 10 in South Carolina. Its one-year change is +2.7 pts versus the nation and +1.9 pts versus South Carolina. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in South Carolina |
|---|---|---|
| 1 year | 159th of 882 | 2nd of 10 |
| 3 years | 246th of 882 | 3rd of 10 |
| 5 years | 197th of 882 | 8th of 10 |
| 10 years | 312th of 882 | 9th of 10 |
| Since Q1 1995 | 622nd of 879 | 10th of 10 |
Boom, bust, and recovery in ZIP3 292
ZIP3 292's index peaked in Q1 2009, fell 12.2% to its low in Q4 2013, and regained its peak in Q3 2017, about 8.5 years after the top. Today it sits +90.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 292 | Q1 2009 | Q4 2013 | -12.2% | Q3 2017 (8.5 yrs) | +90.8% |
| SC | Q1 2008 | Q2 2012 | -13.0% | Q3 2016 (8.5 yrs) | +110% |
| Metro | Q1 2009 | Q1 2014 | -12.7% | Q3 2017 (8.5 yrs) | +90.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 292's index has changed +49.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 292 after inflation | SC after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.8% | -0.0% | -0.3% | -0.8% |
| 3 years | +9.8% | +8.2% | +6.2% | +5.1% | +2.8% |
| 5 years | +24.0% | +22.4% | +24.9% | +22.2% | +13.9% |
| 10 years | +39.1% | +44.2% | +54.0% | +45.4% | +39.0% |
| Since Q1 1995 | +121% | +49.8% | +79.4% | +49.6% | +76.8% |
Estimate appreciation for a home in ZIP3 292
Regional estimate
$601,633
- Estimated gain
- $301,633
- Index change
- +101%
- Start index
- 165.35
- End index
- 331.60
ZIP3 292 (Columbia, SC area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 290 · Lexington, SC area | SC | +1.8% | +53.6% | +238% |
| 291 · Sumter, SC area | SC | +6.1% | +54.6% | +239% |
| 298 · Aiken, SC area | SC | +5.1% | +56.6% | +248% |
| 297 · Rock Hill, SC area | SC | +4.1% | +51.4% | +285% |
| 309 · Augusta-Richmond County, GA area | GA | +1.8% | +41.5% | +217% |
| 293 · Spartanburg, SC area | SC | +3.2% | +54.1% | +248% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 331.60 |
| Q1 2026 | 322.50 |
| Q4 2025 | 323.23 |
| Q3 2025 | 317.36 |
| Q2 2025 | 313.57 |
| Q1 2025 | 304.71 |
| Q4 2024 | 313.30 |
| Q3 2024 | 310.52 |
| Q2 2024 | 298.42 |
| Q1 2024 | 292.20 |
| Q4 2023 | 286.70 |
| Q3 2023 | 284.40 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 292?
- Based on FHFA HPI® data for 3-digit ZIP region 292, the regional index changed +5.8% over the year to Q2 2026, +51.8% over five years, +101% over ten years, and +232% since Q1 1995.
- Is ZIP3 292 appreciating faster than South Carolina and the U.S.?
- Over the past year the region's index +5.8% compares with +3.8% for South Carolina and +3.0% for the U.S., a gap of +2.7 pts versus the nation. Over five years the gap versus the nation is +10.5 pts.
- Which ZIP codes are in 3-digit ZIP region 292?
- All ZIP codes that begin with 292. Census 2010 ZIP Code Tabulation Areas in this region run from 29201 to 29229 (14 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.