3-digit ZIP regional index
Home appreciation in ZIP codes 076xxHackensack, NJ area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 076 changed +6.2% over the year to Q2 2026, compared with +5.5% for New Jersey and +3.0% for the United States.
The region covers ZIP codes 07601–07677. Most of its 2010 population lived in Bergen County (100%). Communities in the region include Englewood, Bergenfield, Paramus, Lodi, Palisades Park. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.2%
- 5-year change
- +55.1%
- Since Q1 1995
- +329%
- National rank (1 year)
- 123rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 076 vs New Jersey and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 076: 428.9
- New Jersey: 420.2
- New York-Jersey City-White Plains, NY-NJ metro: 454.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 076 | NJ | U.S. | Gap vs NJ | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.2% | +5.5% | +3.0% | +0.7 pts | +3.2 pts |
| 3 years | +26.9% | +24.2% | +12.9% | +2.7 pts | +14.1 pts |
| 5 years | +55.1% | +58.3% | +41.3% | −3.2 pts | +13.8 pts |
| 10 years | +89.3% | +99.2% | +93.3% | −9.9 pts | −4.0 pts |
| Since Q1 1995 | +329% | +320% | +292% | +8.7 pts | +37.3 pts |
If you bought in ZIP3 076 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +320% | $1,260,582 |
| Q2 2000 | +225% | $974,733 |
| Q2 2005 | +83.9% | $551,717 |
| Q2 2010 | +99.0% | $596,896 |
| Q2 2015 | +94.0% | $582,149 |
| Q2 2020 | +67.9% | $503,838 |
| Q2 2021 | +55.1% | $465,214 |
| Q2 2023 | +26.9% | $380,749 |
| Q2 2025 | +6.2% | $318,555 |
How ZIP3 076 ranks
Over the past year ZIP3 076 ranks 123rd of 882 3-digit ZIP regions nationally and 8th of 20 in New Jersey. Its one-year change is +3.2 pts versus the nation and +0.7 pts versus New Jersey. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New Jersey |
|---|---|---|
| 1 year | 123rd of 882 | 8th of 20 |
| 3 years | 15th of 882 | 4th of 20 |
| 5 years | 121st of 882 | 14th of 20 |
| 10 years | 475th of 882 | 16th of 20 |
| Since Q1 1995 | 208th of 879 | 11th of 20 |
Boom, bust, and recovery in ZIP3 076
ZIP3 076's index peaked in Q4 2006, fell 20.2% to its low in Q2 2012, and regained its peak in Q3 2020, about 13.8 years after the top. Today it sits +66.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 076 | Q4 2006 | Q2 2012 | -20.2% | Q3 2020 (13.8 yrs) | +66.6% |
| NJ | Q1 2007 | Q2 2012 | -22.1% | Q1 2021 (14 yrs) | +67.8% |
| Metro | Q1 2007 | Q2 2012 | -18.2% | Q1 2018 (11 yrs) | +67.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 076's index has changed +93.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 076 after inflation | NJ after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.2% | +1.5% | +1.8% | -0.8% |
| 3 years | +9.8% | +15.6% | +13.1% | +11.8% | +2.8% |
| 5 years | +24.0% | +25.0% | +27.6% | +16.9% | +13.9% |
| 10 years | +39.1% | +36.1% | +43.2% | +30.4% | +39.0% |
| Since Q1 1995 | +121% | +93.7% | +89.8% | +105% | +76.8% |
Estimate appreciation for a home in ZIP3 076
Regional estimate
$567,988
- Estimated gain
- $267,988
- Index change
- +89.33%
- Start index
- 226.51
- End index
- 428.85
ZIP3 076 (Hackensack, NJ area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 075 · Paterson, NJ area | NJ | +5.7% | +45.1% | +354% |
| 107 · Yonkers, NY area | NY | +3.2% | +37.7% | +315% |
| 104 · New York, NY area | NY | +5.9% | +29.5% | +353% |
| 100 · New York, NY area | NY | +5.7% | +45.1% | +354% |
| 101 · New York, NY area | NY | +5.7% | +45.1% | +354% |
| 111 · New York, NY area | NY | +5.7% | +45.1% | +354% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 428.85 |
| Q1 2026 | 411.56 |
| Q4 2025 | 405.72 |
| Q3 2025 | 402.63 |
| Q2 2025 | 403.87 |
| Q1 2025 | 386.00 |
| Q4 2024 | 379.55 |
| Q3 2024 | 377.35 |
| Q2 2024 | 371.17 |
| Q1 2024 | 355.82 |
| Q4 2023 | 347.28 |
| Q3 2023 | 340.07 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 076?
- Based on FHFA HPI® data for 3-digit ZIP region 076, the regional index changed +6.2% over the year to Q2 2026, +55.1% over five years, +89.3% over ten years, and +329% since Q1 1995.
- Is ZIP3 076 appreciating faster than New Jersey and the U.S.?
- Over the past year the region's index +6.2% compares with +5.5% for New Jersey and +3.0% for the U.S., a gap of +3.2 pts versus the nation. Over five years the gap versus the nation is +13.8 pts.
- Which ZIP codes are in 3-digit ZIP region 076?
- All ZIP codes that begin with 076. Census 2010 ZIP Code Tabulation Areas in this region run from 07601 to 07677 (39 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.