3-digit ZIP regional index
Home appreciation in ZIP codes 107xxYonkers, NY area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 107 changed +3.2% over the year to Q2 2026, compared with +5.3% for New York and +3.0% for the United States.
The region covers ZIP codes 10701–10710. Most of its 2010 population lived in Westchester County (100%). Communities in the region include Eastchester, Hastings-on-Hudson, Tuckahoe, Bronxville, Mount Vernon. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.2%
- 5-year change
- +37.7%
- Since Q1 1995
- +315%
- National rank (1 year)
- 511th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 107 vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 107: 415.5
- New York: 433.4
- New York-Jersey City-White Plains, NY-NJ metro: 454.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 107 | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.2% | +5.3% | +3.0% | −2.1 pts | +0.2 pts |
| 3 years | +18.7% | +22.4% | +12.9% | −3.7 pts | +5.9 pts |
| 5 years | +37.7% | +49.9% | +41.3% | −12.2 pts | −3.6 pts |
| 10 years | +70.6% | +96.6% | +93.3% | −26.0 pts | −22.7 pts |
| Since Q1 1995 | +315% | +333% | +292% | −17.9 pts | +23.9 pts |
If you bought in ZIP3 107 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +315% | $1,245,976 |
| Q2 2000 | +214% | $941,850 |
| Q2 2005 | +73.1% | $519,248 |
| Q2 2010 | +80.2% | $540,528 |
| Q2 2015 | +71.1% | $513,155 |
| Q2 2020 | +45.7% | $437,224 |
| Q2 2021 | +37.7% | $413,054 |
| Q2 2023 | +18.7% | $356,151 |
| Q2 2025 | +3.2% | $309,606 |
How ZIP3 107 ranks
Over the past year ZIP3 107 ranks 511th of 882 3-digit ZIP regions nationally and 43rd of 49 in New York. Its one-year change is +0.2 pts versus the nation and −2.1 pts versus New York. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New York |
|---|---|---|
| 1 year | 511th of 882 | 43rd of 49 |
| 3 years | 248th of 882 | 40th of 49 |
| 5 years | 665th of 882 | 44th of 49 |
| 10 years | 730th of 882 | 45th of 49 |
| Since Q1 1995 | 262nd of 879 | 18th of 49 |
Boom, bust, and recovery in ZIP3 107
ZIP3 107's index peaked in Q2 2007, fell 17.7% to its low in Q4 2012, and regained its peak in Q1 2018, about 10.8 years after the top. Today it sits +56.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 107 | Q2 2007 | Q4 2012 | -17.7% | Q1 2018 (10.8 yrs) | +56.0% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| Metro | Q1 2007 | Q2 2012 | -18.2% | Q1 2018 (11 yrs) | +67.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 107's index has changed +87.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 107 after inflation | NY after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.6% | +1.4% | +1.8% | -0.8% |
| 3 years | +9.8% | +8.1% | +11.5% | +11.8% | +2.8% |
| 5 years | +24.0% | +11.0% | +20.8% | +16.9% | +13.9% |
| 10 years | +39.1% | +22.7% | +41.4% | +30.4% | +39.0% |
| Since Q1 1995 | +121% | +87.6% | +95.8% | +105% | +76.8% |
Estimate appreciation for a home in ZIP3 107
Regional estimate
$511,827
- Estimated gain
- $211,827
- Index change
- +70.61%
- Start index
- 243.51
- End index
- 415.45
ZIP3 107 (Yonkers, NY area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 108 · New Rochelle, NY area | NY | +5.7% | +45.1% | +354% |
| 104 · New York, NY area | NY | +5.9% | +29.5% | +353% |
| 106 · White Plains, NY area | NY | +5.7% | +45.1% | +354% |
| 076 · Hackensack, NJ area | NJ | +6.2% | +55.1% | +329% |
| 101 · New York, NY area | NY | +5.7% | +45.1% | +354% |
| 100 · New York, NY area | NY | +5.7% | +45.1% | +354% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 415.45 |
| Q1 2026 | 400.70 |
| Q4 2025 | 404.88 |
| Q3 2025 | 399.27 |
| Q2 2025 | 402.56 |
| Q1 2025 | 376.34 |
| Q4 2024 | 393.88 |
| Q3 2024 | 364.54 |
| Q2 2024 | 372.94 |
| Q1 2024 | 343.38 |
| Q4 2023 | 343.28 |
| Q3 2023 | 349.87 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 107?
- Based on FHFA HPI® data for 3-digit ZIP region 107, the regional index changed +3.2% over the year to Q2 2026, +37.7% over five years, +70.6% over ten years, and +315% since Q1 1995.
- Is ZIP3 107 appreciating faster than New York and the U.S.?
- Over the past year the region's index +3.2% compares with +5.3% for New York and +3.0% for the U.S., a gap of +0.2 pts versus the nation. Over five years the gap versus the nation is −3.6 pts.
- Which ZIP codes are in 3-digit ZIP region 107?
- All ZIP codes that begin with 107. Census 2010 ZIP Code Tabulation Areas in this region run from 10701 to 10710 (9 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.