3-digit ZIP regional index
Home appreciation in ZIP codes 216xxEaston, MD area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 216 changed +2.8% over the year to Q2 2026, compared with +2.2% for Maryland and +3.0% for the United States.
The region covers ZIP codes 21601–21679. Most of its 2010 population lived in Queen Anne's County (28%), Talbot County (22%), Caroline County (20%). Communities in the region include Cambridge, Stevensville, Chestertown, Denton, Centreville. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +2.8%
- 5-year change
- +42.1%
- Since Q1 1995
- +275%
- National rank (1 year)
- 592nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 216 vs Maryland and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 216: 375.4
- Maryland: 348.0
- Baltimore-Columbia-Towson, MD metro: 348.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 216 | MD | U.S. | Gap vs MD | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.8% | +2.2% | +3.0% | +0.5 pts | −0.3 pts |
| 3 years | +14.7% | +11.2% | +12.9% | +3.4 pts | +1.8 pts |
| 5 years | +42.1% | +32.0% | +41.3% | +10.1 pts | +0.9 pts |
| 10 years | +83.3% | +63.8% | +93.3% | +19.5 pts | −10.0 pts |
| Since Q1 1995 | +275% | +248% | +292% | +27.4 pts | −16.2 pts |
If you bought in ZIP3 216 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +267% | $1,100,498 |
| Q2 2000 | +200% | $899,401 |
| Q2 2005 | +60.4% | $481,154 |
| Q2 2010 | +69.5% | $508,484 |
| Q2 2015 | +82.4% | $547,148 |
| Q2 2020 | +57.3% | $471,919 |
| Q2 2021 | +42.1% | $426,423 |
| Q2 2023 | +14.7% | $344,059 |
| Q2 2025 | +2.8% | $308,287 |
How ZIP3 216 ranks
Over the past year ZIP3 216 ranks 592nd of 882 3-digit ZIP regions nationally and 6th of 13 in Maryland. Its one-year change is −0.3 pts versus the nation and +0.5 pts versus Maryland. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Maryland |
|---|---|---|
| 1 year | 592nd of 882 | 6th of 13 |
| 3 years | 479th of 882 | 5th of 13 |
| 5 years | 528th of 882 | 5th of 13 |
| 10 years | 562nd of 882 | 4th of 13 |
| Since Q1 1995 | 387th of 879 | 2nd of 13 |
Boom, bust, and recovery in ZIP3 216
ZIP3 216's index peaked in Q1 2007, fell 28.9% to its low in Q2 2014, and regained its peak in Q3 2021, about 14.5 years after the top. Today it sits +37.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 216 | Q1 2007 | Q2 2014 | -28.9% | Q3 2021 (14.5 yrs) | +37.0% |
| MD | Q2 2007 | Q2 2012 | -25.3% | Q2 2021 (14 yrs) | +35.2% |
| Metro | Q2 2007 | Q2 2012 | -22.2% | Q2 2021 (14 yrs) | +36.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 216's index has changed +69.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 216 after inflation | MD after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -1.1% | -1.6% | -1.1% | -0.8% |
| 3 years | +9.8% | +4.4% | +1.3% | +1.6% | +2.8% |
| 5 years | +24.0% | +14.6% | +6.5% | +6.2% | +13.9% |
| 10 years | +39.1% | +31.8% | +17.8% | +15.8% | +39.0% |
| Since Q1 1995 | +121% | +69.5% | +57.2% | +57.3% | +76.8% |
Estimate appreciation for a home in ZIP3 216
Regional estimate
$549,927
- Estimated gain
- $249,927
- Index change
- +83.31%
- Start index
- 204.78
- End index
- 375.38
ZIP3 216 (Easton, MD area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 214 · Annapolis, MD area | MD | +7.4% | +46.0% | +354% |
| 199 · Dover, DE area | DE | +3.7% | +43.6% | +281% |
| 210 · Columbia, MD area | MD | +2.7% | +32.6% | +245% |
| 212 · Baltimore, MD area | MD | +2.3% | +29.4% | +247% |
| 207 · Bowie, MD area | MD | -0.1% | +25.1% | +231% |
| 211 · Westminster, MD area | MD | +3.8% | +34.3% | +242% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 375.38 |
| Q1 2026 | 374.76 |
| Q4 2025 | 376.96 |
| Q3 2025 | 368.13 |
| Q2 2025 | 365.29 |
| Q1 2025 | 355.71 |
| Q4 2024 | 366.35 |
| Q3 2024 | 348.38 |
| Q2 2024 | 350.53 |
| Q1 2024 | 335.07 |
| Q4 2023 | 341.80 |
| Q3 2023 | 332.12 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 216?
- Based on FHFA HPI® data for 3-digit ZIP region 216, the regional index changed +2.8% over the year to Q2 2026, +42.1% over five years, +83.3% over ten years, and +275% since Q1 1995.
- Is ZIP3 216 appreciating faster than Maryland and the U.S.?
- Over the past year the region's index +2.8% compares with +2.2% for Maryland and +3.0% for the U.S., a gap of −0.3 pts versus the nation. Over five years the gap versus the nation is +0.9 pts.
- Which ZIP codes are in 3-digit ZIP region 216?
- All ZIP codes that begin with 216. Census 2010 ZIP Code Tabulation Areas in this region run from 21601 to 21679 (58 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.