3-digit ZIP regional index
Home appreciation in ZIP codes 307xxDalton, GA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 307 changed +4.2% over the year to Q2 2026, compared with +1.9% for Georgia and +3.0% for the United States.
The region covers ZIP codes 30701–30757. Most of its 2010 population lived in Whitfield County (28%), Walker County (19%), Catoosa County (17%). Communities in the region include Calhoun, Fort Oglethorpe, LaFayette, Fairview, Lakeview. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.2%
- 5-year change
- +56.0%
- Since Q1 1995
- +282%
- National rank (1 year)
- 356th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 307 vs Georgia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 307: 382.3
- Georgia: 375.3
- Chattanooga, TN-GA metro: 414.7
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 307 | GA | U.S. | Gap vs GA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.2% | +1.9% | +3.0% | +2.3 pts | +1.2 pts |
| 3 years | +17.2% | +10.9% | +12.9% | +6.3 pts | +4.3 pts |
| 5 years | +56.0% | +47.6% | +41.3% | +8.4 pts | +14.7 pts |
| 10 years | +123% | +112% | +93.3% | +11.0 pts | +29.9 pts |
| Since Q1 1995 | +282% | +275% | +292% | +7.0 pts | −9.3 pts |
If you bought in ZIP3 307 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +269% | $1,106,192 |
| Q2 2000 | +194% | $883,318 |
| Q2 2005 | +123% | $667,579 |
| Q2 2010 | +128% | $685,207 |
| Q2 2015 | +128% | $684,349 |
| Q2 2020 | +76.1% | $528,233 |
| Q2 2021 | +56.0% | $468,027 |
| Q2 2023 | +17.2% | $351,529 |
| Q2 2025 | +4.2% | $312,626 |
How ZIP3 307 ranks
Over the past year ZIP3 307 ranks 356th of 882 3-digit ZIP regions nationally and 5th of 20 in Georgia. Its one-year change is +1.2 pts versus the nation and +2.3 pts versus Georgia. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Georgia |
|---|---|---|
| 1 year | 356th of 882 | 5th of 20 |
| 3 years | 336th of 882 | 6th of 20 |
| 5 years | 103rd of 882 | 8th of 20 |
| 10 years | 73rd of 882 | 4th of 20 |
| Since Q1 1995 | 365th of 879 | 8th of 20 |
Boom, bust, and recovery in ZIP3 307
ZIP3 307's index peaked in Q2 2007, fell 19.5% to its low in Q2 2012, and regained its peak in Q1 2018, about 10.8 years after the top. Today it sits +102% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 307 | Q2 2007 | Q2 2012 | -19.5% | Q1 2018 (10.8 yrs) | +102% |
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| Metro | Q1 2008 | Q2 2011 | -7.5% | Q3 2015 (7.5 yrs) | +128% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 307's index has changed +72.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 307 after inflation | GA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.3% | -1.9% | -1.9% | -0.8% |
| 3 years | +9.8% | +6.7% | +1.0% | +3.1% | +2.8% |
| 5 years | +24.0% | +25.8% | +19.0% | +22.1% | +13.9% |
| 10 years | +39.1% | +60.5% | +52.6% | +58.0% | +39.0% |
| Since Q1 1995 | +121% | +72.7% | +69.5% | +87.3% | +76.8% |
Estimate appreciation for a home in ZIP3 307
Regional estimate
$669,566
- Estimated gain
- $369,566
- Index change
- +123%
- Start index
- 171.29
- End index
- 382.30
ZIP3 307 (Dalton, GA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 374 · Chattanooga, TN area | TN | +0.9% | +49.1% | +352% |
| 373 · Cleveland, TN area | TN | +2.6% | +55.5% | +306% |
| 301 · Rome, GA area | GA | +1.6% | +48.6% | +272% |
| 359 · Gadsden, AL area | AL | +2.9% | +51.0% | +243% |
| 289 · Andrews, NC area | NC | +3.4% | +57.2% | +279% |
| 305 · Gainesville, GA area | GA | +2.6% | +56.5% | +319% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 382.30 |
| Q1 2026 | 379.50 |
| Q4 2025 | 378.66 |
| Q3 2025 | 373.76 |
| Q2 2025 | 366.86 |
| Q1 2025 | 369.02 |
| Q4 2024 | 359.17 |
| Q3 2024 | 356.82 |
| Q2 2024 | 358.77 |
| Q1 2024 | 343.65 |
| Q4 2023 | 341.90 |
| Q3 2023 | 337.81 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 307?
- Based on FHFA HPI® data for 3-digit ZIP region 307, the regional index changed +4.2% over the year to Q2 2026, +56.0% over five years, +123% over ten years, and +282% since Q1 1995.
- Is ZIP3 307 appreciating faster than Georgia and the U.S.?
- Over the past year the region's index +4.2% compares with +1.9% for Georgia and +3.0% for the U.S., a gap of +1.2 pts versus the nation. Over five years the gap versus the nation is +14.7 pts.
- Which ZIP codes are in 3-digit ZIP region 307?
- All ZIP codes that begin with 307. Census 2010 ZIP Code Tabulation Areas in this region run from 30701 to 30757 (31 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.