3-digit ZIP regional index
Home appreciation in ZIP codes 417xxHazard, KY area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 417 changed +5.6% over the year to Q2 2026, compared with +4.7% for Kentucky and +3.0% for the United States.
The region covers ZIP codes 41701–41777. Most of its 2010 population lived in Perry County (70%), Leslie County (19%), Knott County (10%). Communities in the region include Diablock, Hyden, Vicco, Jeff, Buckhorn. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.6%
- 5-year change
- +50.5%
- Since Q1 1995
- +243%
- National rank (1 year)
- 200th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 417 vs Kentucky and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 417: 343.4
- Kentucky: 338.8
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 417 | KY | U.S. | Gap vs KY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.6% | +4.7% | +3.0% | +0.8 pts | +2.5 pts |
| 3 years | +18.6% | +16.2% | +12.9% | +2.3 pts | +5.7 pts |
| 5 years | +50.5% | +45.9% | +41.3% | +4.7 pts | +9.3 pts |
| 10 years | +92.0% | +91.2% | +93.3% | +0.7 pts | −1.4 pts |
| Since Q1 1995 | +243% | +239% | +292% | +4.6 pts | −48.2 pts |
If you bought in ZIP3 417 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +237% | $1,010,268 |
| Q2 2000 | +173% | $819,742 |
| Q2 2005 | +121% | $662,404 |
| Q2 2010 | +106% | $617,312 |
| Q2 2015 | +96.9% | $590,728 |
| Q2 2020 | +66.9% | $500,569 |
| Q2 2021 | +50.5% | $451,611 |
| Q2 2023 | +18.6% | $355,660 |
| Q2 2025 | +5.6% | $316,722 |
How ZIP3 417 ranks
Over the past year ZIP3 417 ranks 200th of 882 3-digit ZIP regions nationally and 15th of 27 in Kentucky. Its one-year change is +2.5 pts versus the nation and +0.8 pts versus Kentucky. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Kentucky |
|---|---|---|
| 1 year | 200th of 882 | 15th of 27 |
| 3 years | 266th of 882 | 14th of 27 |
| 5 years | 252nd of 882 | 13th of 27 |
| 10 years | 431st of 882 | 17th of 27 |
| Since Q1 1995 | 544th of 879 | 16th of 27 |
Boom, bust, and recovery in ZIP3 417
ZIP3 417's index peaked in Q1 2009, fell 4.4% to its low in Q2 2011, and regained its peak in Q1 2015, about 6 years after the top. Today it sits +98.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 417 | Q1 2009 | Q2 2011 | -4.4% | Q1 2015 (6 yrs) | +98.7% |
| KY | Q1 2008 | Q2 2011 | -4.4% | Q1 2015 (7 yrs) | +102% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 417's index has changed +55.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 417 after inflation | KY after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +1.6% | +0.8% | -0.8% |
| 3 years | +9.8% | +8.0% | +5.8% | +2.8% |
| 5 years | +24.0% | +21.4% | +17.6% | +13.9% |
| 10 years | +39.1% | +38.0% | +37.5% | +39.0% |
| Since Q1 1995 | +121% | +55.1% | +53.0% | +76.8% |
Estimate appreciation for a home in ZIP3 417
Regional estimate
$575,836
- Estimated gain
- $275,836
- Index change
- +91.95%
- Start index
- 178.90
- End index
- 343.39
ZIP3 417 (Hazard, KY area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 418 · Whitesburg, KY area | KY | +5.6% | +50.5% | +243% |
| 408 · Cumberland, KY area | KY | +5.6% | +50.5% | +243% |
| 413 · Jackson, KY area | KY | +5.6% | +50.5% | +243% |
| 416 · Prestonsburg, KY area | KY | +5.6% | +50.5% | +243% |
| 409 · Middlesborough, KY area | KY | +5.6% | +50.5% | +243% |
| 414 · West Liberty, KY area | KY | +5.6% | +50.5% | +243% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 343.39 |
| Q1 2026 | 340.72 |
| Q4 2025 | 333.90 |
| Q3 2025 | 334.31 |
| Q2 2025 | 325.26 |
| Q1 2025 | 322.03 |
| Q4 2024 | 317.22 |
| Q3 2024 | 318.07 |
| Q2 2024 | 314.05 |
| Q1 2024 | 306.29 |
| Q4 2023 | 300.31 |
| Q3 2023 | 293.57 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 417?
- Based on FHFA HPI® data for 3-digit ZIP region 417, the regional index changed +5.6% over the year to Q2 2026, +50.5% over five years, +92.0% over ten years, and +243% since Q1 1995.
- Is ZIP3 417 appreciating faster than Kentucky and the U.S.?
- Over the past year the region's index +5.6% compares with +4.7% for Kentucky and +3.0% for the U.S., a gap of +2.5 pts versus the nation. Over five years the gap versus the nation is +9.3 pts.
- Which ZIP codes are in 3-digit ZIP region 417?
- All ZIP codes that begin with 417. Census 2010 ZIP Code Tabulation Areas in this region run from 41701 to 41777 (32 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.