3-digit ZIP regional index
Home appreciation in ZIP codes 455xxSpringfield, OH area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 455 changed +3.1% over the year to Q2 2026, compared with +4.3% for Ohio and +3.0% for the United States.
The region covers ZIP codes 45502–45506. Most of its 2010 population lived in Clark County (100%). Communities in the region include Northridge, North Hampton, Clifton. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.1%
- 5-year change
- +53.4%
- Since Q1 1995
- +189%
- National rank (1 year)
- 534th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 455 vs Ohio and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 455: 289.1
- Ohio: 301.1
- Springfield, OH metro: 294.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 455 | OH | U.S. | Gap vs OH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.1% | +4.3% | +3.0% | −1.2 pts | +0.1 pts |
| 3 years | +21.2% | +18.3% | +12.9% | +2.9 pts | +8.3 pts |
| 5 years | +53.4% | +48.1% | +41.3% | +5.3 pts | +12.1 pts |
| 10 years | +112% | +103% | +93.3% | +9.1 pts | +18.4 pts |
| Since Q1 1995 | +189% | +201% | +292% | −12.0 pts | −102.5 pts |
If you bought in ZIP3 455 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +173% | $818,509 |
| Q2 2000 | +128% | $682,896 |
| Q2 2005 | +92.2% | $576,641 |
| Q2 2010 | +107% | $622,370 |
| Q2 2015 | +106% | $616,573 |
| Q2 2020 | +73.7% | $521,066 |
| Q2 2021 | +53.4% | $460,107 |
| Q2 2023 | +21.2% | $363,564 |
| Q2 2025 | +3.1% | $309,287 |
How ZIP3 455 ranks
Over the past year ZIP3 455 ranks 534th of 882 3-digit ZIP regions nationally and 23rd of 29 in Ohio. Its one-year change is +0.1 pts versus the nation and −1.2 pts versus Ohio. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Ohio |
|---|---|---|
| 1 year | 534th of 882 | 23rd of 29 |
| 3 years | 162nd of 882 | 10th of 29 |
| 5 years | 152nd of 882 | 5th of 29 |
| 10 years | 167th of 882 | 5th of 29 |
| Since Q1 1995 | 812th of 879 | 18th of 29 |
Boom, bust, and recovery in ZIP3 455
ZIP3 455's index peaked in Q2 2007, fell 15.3% to its low in Q2 2013, and regained its peak in Q4 2018, about 11.5 years after the top. Today it sits +87.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 455 | Q2 2007 | Q2 2013 | -15.3% | Q4 2018 (11.5 yrs) | +87.4% |
| OH | Q4 2005 | Q2 2012 | -12.9% | Q2 2017 (11.5 yrs) | +95.6% |
| Metro | Q2 2007 | Q2 2014 | -14.5% | Q3 2018 (11.2 yrs) | +92.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 455's index has changed +30.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 455 after inflation | OH after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.7% | +0.4% | -1.5% | -0.8% |
| 3 years | +9.8% | +10.4% | +7.7% | +8.2% | +2.8% |
| 5 years | +24.0% | +23.6% | +19.4% | +23.1% | +13.9% |
| 10 years | +39.1% | +52.2% | +45.7% | +56.7% | +39.0% |
| Since Q1 1995 | +121% | +30.6% | +36.0% | +32.8% | +76.8% |
Estimate appreciation for a home in ZIP3 455
Regional estimate
$635,226
- Estimated gain
- $335,226
- Index change
- +112%
- Start index
- 136.52
- End index
- 289.07
ZIP3 455 (Springfield, OH area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 453 · Fairborn, OH area | OH | +5.5% | +51.9% | +185% |
| 454 · Dayton, OH area | OH | +4.8% | +47.8% | +165% |
| 432 · Columbus, OH area | OH | +2.1% | +40.7% | +274% |
| 431 · Columbus, OH area | OH | +3.0% | +46.4% | +232% |
| 430 · Columbus, OH area | OH | +4.8% | +51.8% | +244% |
| 450 · Hamilton, OH area | OH | +4.2% | +52.5% | +206% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 289.07 |
| Q1 2026 | 289.25 |
| Q4 2025 | 288.95 |
| Q3 2025 | 279.45 |
| Q2 2025 | 280.39 |
| Q1 2025 | 271.27 |
| Q4 2024 | 274.56 |
| Q3 2024 | 268.59 |
| Q2 2024 | 266.46 |
| Q1 2024 | 255.61 |
| Q4 2023 | 253.36 |
| Q3 2023 | 250.20 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 455?
- Based on FHFA HPI® data for 3-digit ZIP region 455, the regional index changed +3.1% over the year to Q2 2026, +53.4% over five years, +112% over ten years, and +189% since Q1 1995.
- Is ZIP3 455 appreciating faster than Ohio and the U.S.?
- Over the past year the region's index +3.1% compares with +4.3% for Ohio and +3.0% for the U.S., a gap of +0.1 pts versus the nation. Over five years the gap versus the nation is +12.1 pts.
- Which ZIP codes are in 3-digit ZIP region 455?
- All ZIP codes that begin with 455. Census 2010 ZIP Code Tabulation Areas in this region run from 45502 to 45506 (5 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.