3-digit ZIP regional index
Home appreciation in ZIP codes 456xxChillicothe, OH area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 456 changed +6.0% over the year to Q2 2026, compared with +4.3% for Ohio and +3.0% for the United States.
The region covers ZIP codes 45601–45698. Most of its 2010 population lived in Scioto County (23%), Ross County (21%), Lawrence County (18%). Communities in the region include Portsmouth, Ironton, Wheelersburg, Jackson, Wellston. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.0%
- 5-year change
- +50.5%
- Since Q1 1995
- +230%
- National rank (1 year)
- 147th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 456 vs Ohio and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 456: 329.7
- Ohio: 301.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 456 | OH | U.S. | Gap vs OH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.0% | +4.3% | +3.0% | +1.7 pts | +3.0 pts |
| 3 years | +26.5% | +18.3% | +12.9% | +8.2 pts | +13.6 pts |
| 5 years | +50.5% | +48.1% | +41.3% | +2.4 pts | +9.2 pts |
| 10 years | +97.1% | +103% | +93.3% | −5.5 pts | +3.8 pts |
| Since Q1 1995 | +230% | +201% | +292% | +28.7 pts | −61.8 pts |
If you bought in ZIP3 456 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +226% | $976,592 |
| Q2 2000 | +155% | $765,508 |
| Q2 2005 | +110% | $628,856 |
| Q2 2010 | +103% | $610,084 |
| Q2 2015 | +94.8% | $584,282 |
| Q2 2020 | +64.9% | $494,595 |
| Q2 2021 | +50.5% | $451,417 |
| Q2 2023 | +26.5% | $379,422 |
| Q2 2025 | +6.0% | $317,996 |
How ZIP3 456 ranks
Over the past year ZIP3 456 ranks 147th of 882 3-digit ZIP regions nationally and 8th of 29 in Ohio. Its one-year change is +3.0 pts versus the nation and +1.7 pts versus Ohio. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Ohio |
|---|---|---|
| 1 year | 147th of 882 | 8th of 29 |
| 3 years | 18th of 882 | 1st of 29 |
| 5 years | 257th of 882 | 12th of 29 |
| 10 years | 359th of 882 | 20th of 29 |
| Since Q1 1995 | 628th of 879 | 7th of 29 |
Boom, bust, and recovery in ZIP3 456
ZIP3 456's index peaked in Q1 2008, fell 6.1% to its low in Q2 2011, and regained its peak in Q1 2016, about 8 years after the top. Today it sits +93.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 456 | Q1 2008 | Q2 2011 | -6.1% | Q1 2016 (8 yrs) | +93.9% |
| OH | Q4 2005 | Q2 2012 | -12.9% | Q2 2017 (11.5 yrs) | +95.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 456's index has changed +48.9% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 456 after inflation | OH after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | +2.1% | +0.4% | -0.8% |
| 3 years | +9.8% | +15.2% | +7.7% | +2.8% |
| 5 years | +24.0% | +21.3% | +19.4% | +13.9% |
| 10 years | +39.1% | +41.7% | +45.7% | +39.0% |
| Since Q1 1995 | +121% | +48.9% | +36.0% | +76.8% |
Estimate appreciation for a home in ZIP3 456
Regional estimate
$591,303
- Estimated gain
- $291,303
- Index change
- +97.10%
- Start index
- 167.29
- End index
- 329.73
ZIP3 456 (Chillicothe, OH area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 411 · Ashland, KY area | KY | +8.4% | +44.9% | +183% |
| 257 · Huntington, WV area | WV | +8.4% | +44.9% | +183% |
| 255 · Hurricane, WV area | WV | +8.4% | +44.9% | +183% |
| 431 · Columbus, OH area | OH | +3.0% | +46.4% | +232% |
| 457 · Athens, OH area | OH | +6.2% | +50.3% | +224% |
| 451 · Wilmington, OH area | OH | +4.1% | +52.6% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 329.73 |
| Q1 2026 | 320.41 |
| Q4 2025 | 316.68 |
| Q3 2025 | 310.47 |
| Q2 2025 | 311.07 |
| Q1 2025 | 312.94 |
| Q4 2024 | 298.02 |
| Q3 2024 | 288.10 |
| Q2 2024 | 290.09 |
| Q1 2024 | 289.00 |
| Q4 2023 | 276.19 |
| Q3 2023 | 271.45 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 456?
- Based on FHFA HPI® data for 3-digit ZIP region 456, the regional index changed +6.0% over the year to Q2 2026, +50.5% over five years, +97.1% over ten years, and +230% since Q1 1995.
- Is ZIP3 456 appreciating faster than Ohio and the U.S.?
- Over the past year the region's index +6.0% compares with +4.3% for Ohio and +3.0% for the U.S., a gap of +3.0 pts versus the nation. Over five years the gap versus the nation is +9.2 pts.
- Which ZIP codes are in 3-digit ZIP region 456?
- All ZIP codes that begin with 456. Census 2010 ZIP Code Tabulation Areas in this region run from 45601 to 45698 (62 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.