3-digit ZIP regional index
Home appreciation in ZIP codes 468xxFort Wayne, IN area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 468 changed +3.5% over the year to Q2 2026, compared with +4.6% for Indiana and +3.0% for the United States.
The region covers ZIP codes 46802–46845. Most of its 2010 population lived in Allen County (100%). Communities in the region include Huntertown, New Haven, Leo-Cedarville. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.5%
- 5-year change
- +55.1%
- Since Q1 1995
- +228%
- National rank (1 year)
- 462nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 468 vs Indiana and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 468: 327.7
- Indiana: 319.8
- Fort Wayne, IN metro: 328.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 468 | IN | U.S. | Gap vs IN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.5% | +4.6% | +3.0% | −1.1 pts | +0.5 pts |
| 3 years | +15.7% | +16.2% | +12.9% | −0.6 pts | +2.8 pts |
| 5 years | +55.1% | +46.7% | +41.3% | +8.5 pts | +13.8 pts |
| 10 years | +130% | +104% | +93.3% | +26.5 pts | +36.8 pts |
| Since Q1 1995 | +228% | +220% | +292% | +7.9 pts | −63.9 pts |
If you bought in ZIP3 468 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +224% | $971,731 |
| Q2 2000 | +177% | $830,321 |
| Q2 2005 | +144% | $733,164 |
| Q2 2010 | +157% | $770,515 |
| Q2 2015 | +138% | $715,450 |
| Q2 2020 | +77.5% | $532,384 |
| Q2 2021 | +55.1% | $465,329 |
| Q2 2023 | +15.7% | $346,981 |
| Q2 2025 | +3.5% | $310,459 |
How ZIP3 468 ranks
Over the past year ZIP3 468 ranks 462nd of 882 3-digit ZIP regions nationally and 15th of 20 in Indiana. Its one-year change is +0.5 pts versus the nation and −1.1 pts versus Indiana. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Indiana |
|---|---|---|
| 1 year | 462nd of 882 | 15th of 20 |
| 3 years | 419th of 882 | 13th of 20 |
| 5 years | 120th of 882 | 3rd of 20 |
| 10 years | 38th of 882 | 1st of 20 |
| Since Q1 1995 | 636th of 879 | 8th of 20 |
Boom, bust, and recovery in ZIP3 468
ZIP3 468's index peaked in Q1 2007, fell 8.0% to its low in Q1 2012, and regained its peak in Q2 2016, about 9.2 years after the top. Today it sits +137% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 468 | Q1 2007 | Q1 2012 | -8.0% | Q2 2016 (9.2 yrs) | +137% |
| IN | Q1 2008 | Q2 2011 | -7.3% | Q3 2015 (7.5 yrs) | +110% |
| Metro | Q1 2007 | Q2 2011 | -7.1% | Q2 2015 (8.2 yrs) | +131% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 468's index has changed +48.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 468 after inflation | IN after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.4% | +0.7% | +0.5% | -0.8% |
| 3 years | +9.8% | +5.3% | +5.8% | +6.1% | +2.8% |
| 5 years | +24.0% | +25.1% | +18.3% | +24.3% | +13.9% |
| 10 years | +39.1% | +65.5% | +46.4% | +59.7% | +39.0% |
| Since Q1 1995 | +121% | +48.0% | +44.5% | +48.1% | +76.8% |
Estimate appreciation for a home in ZIP3 468
Regional estimate
$690,525
- Estimated gain
- $390,525
- Index change
- +130%
- Start index
- 142.37
- End index
- 327.70
ZIP3 468 (Fort Wayne, IN area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 467 · Huntington, IN area | IN | +6.8% | +53.8% | +246% |
| 458 · Findlay, OH area | OH | +7.5% | +47.7% | +215% |
| 465 · Elkhart, IN area | IN | +6.4% | +49.4% | +235% |
| 469 · Kokomo, IN area | IN | +5.2% | +52.4% | +206% |
| 435 · Perrysburg, OH area | OH | +4.0% | +42.2% | +166% |
| 473 · Muncie, IN area | IN | +9.0% | +54.4% | +205% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 327.70 |
| Q1 2026 | 323.14 |
| Q4 2025 | 320.52 |
| Q3 2025 | 320.66 |
| Q2 2025 | 316.66 |
| Q1 2025 | 309.96 |
| Q4 2024 | 312.08 |
| Q3 2024 | 306.83 |
| Q2 2024 | 301.11 |
| Q1 2024 | 293.65 |
| Q4 2023 | 287.64 |
| Q3 2023 | 284.91 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 468?
- Based on FHFA HPI® data for 3-digit ZIP region 468, the regional index changed +3.5% over the year to Q2 2026, +55.1% over five years, +130% over ten years, and +228% since Q1 1995.
- Is ZIP3 468 appreciating faster than Indiana and the U.S.?
- Over the past year the region's index +3.5% compares with +4.6% for Indiana and +3.0% for the U.S., a gap of +0.5 pts versus the nation. Over five years the gap versus the nation is +13.8 pts.
- Which ZIP codes are in 3-digit ZIP region 468?
- All ZIP codes that begin with 468. Census 2010 ZIP Code Tabulation Areas in this region run from 46802 to 46845 (16 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.