3-digit ZIP regional index
Home appreciation in ZIP codes 574xxAberdeen, SD area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 574 changed +3.0% over the year to Q2 2026, compared with +2.2% for South Dakota and +3.0% for the United States.
The region covers ZIP codes 57401–57481. Most of its 2010 population lived in Brown County (62%), Spink County (10%), Edmunds County (7%). Communities in the region include Redfield, Groton, Britton, Gettysburg, Ipswich. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.0%
- 5-year change
- +47.1%
- Since Q1 1995
- +318%
- National rank (1 year)
- 540th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 574 vs South Dakota and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 574: 418.2
- South Dakota: 402.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 574 | SD | U.S. | Gap vs SD | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.0% | +2.2% | +3.0% | +0.8 pts | +0.0 pts |
| 3 years | +16.2% | +11.4% | +12.9% | +4.8 pts | +3.3 pts |
| 5 years | +47.1% | +41.1% | +41.3% | +6.0 pts | +5.8 pts |
| 10 years | +89.6% | +90.2% | +93.3% | −0.6 pts | −3.7 pts |
| Since Q1 1995 | +318% | +302% | +292% | +15.7 pts | +26.6 pts |
If you bought in ZIP3 574 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +303% | $1,208,089 |
| Q2 2000 | +242% | $1,025,740 |
| Q2 2005 | +162% | $786,656 |
| Q2 2010 | +123% | $669,449 |
| Q2 2015 | +95.5% | $586,397 |
| Q2 2020 | +61.6% | $484,898 |
| Q2 2021 | +47.1% | $441,206 |
| Q2 2023 | +16.2% | $348,544 |
| Q2 2025 | +3.1% | $309,153 |
How ZIP3 574 ranks
Over the past year ZIP3 574 ranks 540th of 882 3-digit ZIP regions nationally and 4th of 8 in South Dakota. Its one-year change is +0.0 pts versus the nation and +0.8 pts versus South Dakota. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in South Dakota |
|---|---|---|
| 1 year | 540th of 882 | 4th of 8 |
| 3 years | 397th of 882 | 3rd of 8 |
| 5 years | 346th of 882 | 4th of 8 |
| 10 years | 463rd of 882 | 5th of 8 |
| Since Q1 1995 | 257th of 879 | 4th of 8 |
Boom, bust, and recovery in ZIP3 574
ZIP3 574's index peaked in Q1 2009, fell 1.8% to its low in Q2 2011, and regained its peak in Q3 2011, about 2.5 years after the top. Today it sits +120% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 574 | Q1 2009 | Q2 2011 | -1.8% | Q3 2011 (2.5 yrs) | +120% |
| SD | Q1 2009 | Q2 2010 | -2.7% | Q3 2012 (3.5 yrs) | +118% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 574's index has changed +88.9% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 574 after inflation | SD after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.8% | -1.6% | -0.8% |
| 3 years | +9.8% | +5.8% | +1.4% | +2.8% |
| 5 years | +24.0% | +18.6% | +13.7% | +13.9% |
| 10 years | +39.1% | +36.3% | +36.7% | +39.0% |
| Since Q1 1995 | +121% | +88.9% | +81.8% | +76.8% |
Estimate appreciation for a home in ZIP3 574
Regional estimate
$568,796
- Estimated gain
- $268,796
- Index change
- +89.60%
- Start index
- 220.55
- End index
- 418.16
ZIP3 574 (Aberdeen, SD area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 572 · Watertown, SD area | SD | +3.0% | +47.1% | +318% |
| 584 · Jamestown, ND area | ND | +4.6% | +38.8% | +344% |
| 573 · Mitchell, SD area | SD | +3.0% | +47.1% | +318% |
| 580 · West Fargo, ND area | ND | +2.0% | +35.6% | +270% |
| 576 · Mobridge, SD area | SD | +3.0% | +47.1% | +318% |
| 581 · Fargo, ND area | ND | +4.6% | +35.1% | +255% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 418.16 |
| Q1 2026 | 418.17 |
| Q4 2025 | 411.25 |
| Q3 2025 | 407.06 |
| Q2 2025 | 405.78 |
| Q1 2025 | 391.24 |
| Q4 2024 | 394.04 |
| Q3 2024 | 383.85 |
| Q2 2024 | 387.06 |
| Q1 2024 | 387.06 |
| Q4 2023 | 369.74 |
| Q3 2023 | 370.02 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 574?
- Based on FHFA HPI® data for 3-digit ZIP region 574, the regional index changed +3.0% over the year to Q2 2026, +47.1% over five years, +89.6% over ten years, and +318% since Q1 1995.
- Is ZIP3 574 appreciating faster than South Dakota and the U.S.?
- Over the past year the region's index +3.0% compares with +2.2% for South Dakota and +3.0% for the U.S., a gap of +0.0 pts versus the nation. Over five years the gap versus the nation is +5.8 pts.
- Which ZIP codes are in 3-digit ZIP region 574?
- All ZIP codes that begin with 574. Census 2010 ZIP Code Tabulation Areas in this region run from 57401 to 57481 (49 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.