3-digit ZIP regional index
Home appreciation in ZIP codes 585xxBismarck, ND area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 585 changed +6.4% over the year to Q2 2026, compared with +4.7% for North Dakota and +3.0% for the United States.
The region covers ZIP codes 58501–58581. Most of its 2010 population lived in Burleigh County (60%), Morton County (19%), Mercer County (6%). Communities in the region include Mandan, Beulah, Hazen, Lincoln, Garrison. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.4%
- 5-year change
- +35.2%
- Since Q1 1995
- +319%
- National rank (1 year)
- 103rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 585 vs North Dakota and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 585: 418.6
- North Dakota: 392.9
- Bismarck, ND metro: 413.8
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 585 | ND | U.S. | Gap vs ND | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.4% | +4.7% | +3.0% | +1.8 pts | +3.4 pts |
| 3 years | +13.4% | +14.8% | +12.9% | −1.5 pts | +0.5 pts |
| 5 years | +35.2% | +35.5% | +41.3% | −0.3 pts | −6.1 pts |
| 10 years | +49.4% | +53.0% | +93.3% | −3.6 pts | −43.9 pts |
| Since Q1 1995 | +319% | +293% | +292% | +25.6 pts | +27.0 pts |
If you bought in ZIP3 585 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +311% | $1,233,628 |
| Q2 2000 | +254% | $1,063,080 |
| Q2 2005 | +169% | $805,717 |
| Q2 2010 | +119% | $658,267 |
| Q2 2015 | +51.5% | $454,572 |
| Q2 2020 | +43.5% | $430,509 |
| Q2 2021 | +35.2% | $405,630 |
| Q2 2023 | +13.4% | $340,126 |
| Q2 2025 | +6.4% | $319,292 |
How ZIP3 585 ranks
Over the past year ZIP3 585 ranks 103rd of 882 3-digit ZIP regions nationally and 2nd of 9 in North Dakota. Its one-year change is +3.4 pts versus the nation and +1.8 pts versus North Dakota. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in North Dakota |
|---|---|---|
| 1 year | 103rd of 882 | 2nd of 9 |
| 3 years | 556th of 882 | 9th of 9 |
| 5 years | 718th of 882 | 7th of 9 |
| 10 years | 854th of 882 | 8th of 9 |
| Since Q1 1995 | 254th of 879 | 5th of 9 |
Boom, bust, and recovery in ZIP3 585
ZIP3 585's index did not fall meaningfully after its Q4 2009 high. Today it sits +120% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 585 | Q4 2009 | — | No meaningful drop | — | +120% |
| ND | Q4 2009 | — | No meaningful drop | — | +114% |
| Metro | Q4 2008 | — | No meaningful drop | — | +119% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 585's index has changed +89.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 585 after inflation | ND after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.5% | +0.8% | +2.2% | -0.8% |
| 3 years | +9.8% | +3.3% | +4.6% | +2.6% | +2.8% |
| 5 years | +24.0% | +9.0% | +9.3% | +7.9% | +13.9% |
| 10 years | +39.1% | +7.4% | +10.0% | +7.1% | +39.0% |
| Since Q1 1995 | +121% | +89.0% | +77.5% | +86.9% | +76.8% |
Estimate appreciation for a home in ZIP3 585
Regional estimate
$448,260
- Estimated gain
- $148,260
- Index change
- +49.42%
- Start index
- 280.13
- End index
- 418.57
ZIP3 585 (Bismarck, ND area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 584 · Jamestown, ND area | ND | +4.6% | +38.8% | +344% |
| 586 · Dickinson, ND area | ND | +4.6% | +38.8% | +344% |
| 576 · Mobridge, SD area | SD | +3.0% | +47.1% | +318% |
| 587 · Minot, ND area | ND | +6.8% | +33.9% | +298% |
| 583 · Devils Lake, ND area | ND | +4.6% | +38.8% | +344% |
| 574 · Aberdeen, SD area | SD | +3.0% | +47.1% | +318% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 418.57 |
| Q1 2026 | 408.98 |
| Q4 2025 | 403.46 |
| Q3 2025 | 403.59 |
| Q2 2025 | 393.28 |
| Q1 2025 | 395.59 |
| Q4 2024 | 385.49 |
| Q3 2024 | 384.39 |
| Q2 2024 | 378.59 |
| Q1 2024 | 373.20 |
| Q4 2023 | 366.98 |
| Q3 2023 | 367.03 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 585?
- Based on FHFA HPI® data for 3-digit ZIP region 585, the regional index changed +6.4% over the year to Q2 2026, +35.2% over five years, +49.4% over ten years, and +319% since Q1 1995.
- Is ZIP3 585 appreciating faster than North Dakota and the U.S.?
- Over the past year the region's index +6.4% compares with +4.7% for North Dakota and +3.0% for the U.S., a gap of +3.4 pts versus the nation. Over five years the gap versus the nation is −6.1 pts.
- Which ZIP codes are in 3-digit ZIP region 585?
- All ZIP codes that begin with 585. Census 2010 ZIP Code Tabulation Areas in this region run from 58501 to 58581 (45 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.