3-digit ZIP regional index
Home appreciation in ZIP codes 664xxJunction City, KS area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 664 changed +5.6% over the year to Q2 2026, compared with +3.8% for Kansas and +3.0% for the United States.
The region covers ZIP codes 66401–66451. Most of its 2010 population lived in Geary County (38%), Jackson County (11%), Riley County (11%). Communities in the region include Fort Riley, Holton, Hiawatha, Horton, Grandview Plaza. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.6%
- 5-year change
- +47.6%
- Since Q1 1995
- +219%
- National rank (1 year)
- 187th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 664 vs Kansas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 664: 319.3
- Kansas: 347.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 664 | KS | U.S. | Gap vs KS | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.6% | +3.8% | +3.0% | +1.8 pts | +2.6 pts |
| 3 years | +17.8% | +15.6% | +12.9% | +2.2 pts | +4.9 pts |
| 5 years | +47.6% | +42.6% | +41.3% | +5.0 pts | +6.3 pts |
| 10 years | +92.4% | +89.8% | +93.3% | +2.6 pts | −0.9 pts |
| Since Q1 1995 | +219% | +247% | +292% | −27.6 pts | −72.2 pts |
If you bought in ZIP3 664 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +209% | $926,698 |
| Q2 2000 | +163% | $789,534 |
| Q2 2005 | +106% | $618,596 |
| Q2 2010 | +102% | $605,728 |
| Q2 2015 | +96.6% | $589,914 |
| Q2 2020 | +66.2% | $498,683 |
| Q2 2021 | +47.6% | $442,687 |
| Q2 2023 | +17.8% | $353,383 |
| Q2 2025 | +5.6% | $316,889 |
How ZIP3 664 ranks
Over the past year ZIP3 664 ranks 187th of 882 3-digit ZIP regions nationally and 2nd of 19 in Kansas. Its one-year change is +2.6 pts versus the nation and +1.8 pts versus Kansas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Kansas |
|---|---|---|
| 1 year | 187th of 882 | 2nd of 19 |
| 3 years | 310th of 882 | 5th of 19 |
| 5 years | 331st of 882 | 2nd of 19 |
| 10 years | 416th of 882 | 5th of 19 |
| Since Q1 1995 | 687th of 879 | 14th of 19 |
Boom, bust, and recovery in ZIP3 664
ZIP3 664's index peaked in Q1 2008, fell 5.2% to its low in Q2 2011, and regained its peak in Q4 2015, about 7.8 years after the top. Today it sits +94.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 664 | Q1 2008 | Q2 2011 | -5.2% | Q4 2015 (7.8 yrs) | +94.8% |
| KS | Q1 2008 | Q2 2011 | -5.0% | Q3 2014 (6.5 yrs) | +102% |
| Metro | Q2 2007 | Q2 2011 | -6.3% | Q1 2015 (7.8 yrs) | +61.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 664's index has changed +44.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 664 after inflation | KS after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.7% | -0.1% | +0.4% | -0.8% |
| 3 years | +9.8% | +7.3% | +5.3% | +4.5% | +2.8% |
| 5 years | +24.0% | +19.0% | +15.0% | +10.1% | +13.9% |
| 10 years | +39.1% | +38.3% | +36.5% | +11.3% | +39.0% |
| Since Q1 1995 | +121% | +44.2% | +56.7% | +49.4% | +76.8% |
Estimate appreciation for a home in ZIP3 664
Regional estimate
$577,190
- Estimated gain
- $277,190
- Index change
- +92.40%
- Start index
- 165.98
- End index
- 319.34
ZIP3 664 (Junction City, KS area), Q2 2016 to Q2 2026. Index type: MSA/MSAD Index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 665 · Manhattan, KS area | KS | +4.7% | +38.9% | +236% |
| 666 · Topeka, KS area | KS | +4.4% | +45.6% | +206% |
| 668 · Emporia, KS area | KS | +3.4% | +42.4% | +223% |
| 660 · Olathe, KS area | KS | +2.6% | +42.9% | +269% |
| 674 · Salina, KS area | KS | +2.9% | +37.2% | +206% |
| 669 · Concordia, KS area | KS | +3.4% | +42.4% | +223% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 319.34 |
| Q1 2026 | 307.78 |
| Q4 2025 | 304.31 |
| Q3 2025 | 309.21 |
| Q2 2025 | 302.32 |
| Q1 2025 | 301.70 |
| Q4 2024 | 298.54 |
| Q3 2024 | 290.43 |
| Q2 2024 | 284.16 |
| Q1 2024 | 284.23 |
| Q4 2023 | 271.47 |
| Q3 2023 | 280.66 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 664?
- Based on FHFA HPI® data for 3-digit ZIP region 664, the regional index changed +5.6% over the year to Q2 2026, +47.6% over five years, +92.4% over ten years, and +219% since Q1 1995.
- Is ZIP3 664 appreciating faster than Kansas and the U.S.?
- Over the past year the region's index +5.6% compares with +3.8% for Kansas and +3.0% for the U.S., a gap of +2.6 pts versus the nation. Over five years the gap versus the nation is +6.3 pts.
- Which ZIP codes are in 3-digit ZIP region 664?
- All ZIP codes that begin with 664. Census 2010 ZIP Code Tabulation Areas in this region run from 66401 to 66451 (35 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.