3-digit ZIP regional index
Home appreciation in ZIP codes 669xxConcordia, KS area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 669 changed +3.4% over the year to Q2 2026, compared with +3.8% for Kansas and +3.0% for the United States.
The region covers ZIP codes 66901–66970. Most of its 2010 population lived in Cloud County (31%), Washington County (23%), Republic County (19%). Communities in the region include Belleville, Smith Center, Washington, Mankato, Clyde. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.4%
- 5-year change
- +42.4%
- Since Q1 1995
- +223%
- National rank (1 year)
- 480th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 669 vs Kansas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 669: 323.4
- Kansas: 347.0
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 669 | KS | U.S. | Gap vs KS | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.4% | +3.8% | +3.0% | −0.4 pts | +0.4 pts |
| 3 years | +17.2% | +15.6% | +12.9% | +1.6 pts | +4.3 pts |
| 5 years | +42.4% | +42.6% | +41.3% | −0.2 pts | +1.1 pts |
| 10 years | +72.7% | +89.8% | +93.3% | −17.1 pts | −20.6 pts |
| Since Q1 1995 | +223% | +247% | +292% | −23.6 pts | −68.2 pts |
If you bought in ZIP3 669 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +214% | $942,008 |
| Q2 2000 | +155% | $763,963 |
| Q2 2005 | +113% | $638,211 |
| Q2 2010 | +93.7% | $580,956 |
| Q2 2015 | +80.0% | $540,104 |
| Q2 2020 | +55.6% | $466,654 |
| Q2 2021 | +42.4% | $427,310 |
| Q2 2023 | +17.2% | $351,529 |
| Q2 2025 | +3.4% | $310,187 |
How ZIP3 669 ranks
Over the past year ZIP3 669 ranks 480th of 882 3-digit ZIP regions nationally and 11th of 19 in Kansas. Its one-year change is +0.4 pts versus the nation and −0.4 pts versus Kansas. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Kansas |
|---|---|---|
| 1 year | 480th of 882 | 11th of 19 |
| 3 years | 339th of 882 | 8th of 19 |
| 5 years | 513th of 882 | 10th of 19 |
| 10 years | 698th of 882 | 12th of 19 |
| Since Q1 1995 | 669th of 879 | 8th of 19 |
Boom, bust, and recovery in ZIP3 669
ZIP3 669's index did not fall meaningfully after its Q4 2009 high. Today it sits +92.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 669 | Q4 2009 | — | No meaningful drop | — | +92.8% |
| KS | Q1 2008 | Q2 2011 | -5.0% | Q3 2014 (6.5 yrs) | +102% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 669's index has changed +46.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 669 after inflation | KS after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -0.5% | -0.1% | -0.8% |
| 3 years | +9.8% | +6.7% | +5.3% | +2.8% |
| 5 years | +24.0% | +14.8% | +15.0% | +13.9% |
| 10 years | +39.1% | +24.2% | +36.5% | +39.0% |
| Since Q1 1995 | +121% | +46.0% | +56.7% | +76.8% |
Estimate appreciation for a home in ZIP3 669
Regional estimate
$518,122
- Estimated gain
- $218,122
- Index change
- +72.71%
- Start index
- 187.23
- End index
- 323.36
ZIP3 669 (Concordia, KS area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 674 · Salina, KS area | KS | +2.9% | +37.2% | +206% |
| 683 · Beatrice, NE area | NE | +3.4% | +45.6% | +266% |
| 689 · Hastings, NE area | NE | +3.4% | +45.6% | +266% |
| 665 · Manhattan, KS area | KS | +4.7% | +38.9% | +236% |
| 664 · Junction City, KS area | KS | +5.6% | +47.6% | +219% |
| 684 · York, NE area | NE | +2.1% | +39.3% | +239% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 323.36 |
| Q1 2026 | 315.60 |
| Q4 2025 | 317.32 |
| Q3 2025 | 310.47 |
| Q2 2025 | 312.74 |
| Q1 2025 | 308.91 |
| Q4 2024 | 298.15 |
| Q3 2024 | 297.41 |
| Q2 2024 | 297.79 |
| Q1 2024 | 290.53 |
| Q4 2023 | 283.06 |
| Q3 2023 | 281.94 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 669?
- Based on FHFA HPI® data for 3-digit ZIP region 669, the regional index changed +3.4% over the year to Q2 2026, +42.4% over five years, +72.7% over ten years, and +223% since Q1 1995.
- Is ZIP3 669 appreciating faster than Kansas and the U.S.?
- Over the past year the region's index +3.4% compares with +3.8% for Kansas and +3.0% for the U.S., a gap of +0.4 pts versus the nation. Over five years the gap versus the nation is +1.1 pts.
- Which ZIP codes are in 3-digit ZIP region 669?
- All ZIP codes that begin with 669. Census 2010 ZIP Code Tabulation Areas in this region run from 66901 to 66970 (33 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.