3-digit ZIP regional index
Home appreciation in ZIP codes 680xxFremont, NE area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 680 changed +3.6% over the year to Q2 2026, compared with +3.2% for Nebraska and +3.0% for the United States.
The region covers ZIP codes 68001–68073. Most of its 2010 population lived in Sarpy County (31%), Dodge County (17%), Douglas County (15%). Communities in the region include Bellevue, Papillion, Omaha, Blair, Plattsmouth. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.6%
- 5-year change
- +41.9%
- Since Q1 1995
- +249%
- National rank (1 year)
- 452nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 680 vs Nebraska and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 680: 348.7
- Nebraska: 349.5
- Omaha, NE-IA metro: 348.6
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 680 | NE | U.S. | Gap vs NE | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.6% | +3.2% | +3.0% | +0.4 pts | +0.6 pts |
| 3 years | +12.6% | +12.7% | +12.9% | −0.1 pts | −0.3 pts |
| 5 years | +41.9% | +41.1% | +41.3% | +0.8 pts | +0.6 pts |
| 10 years | +93.1% | +91.4% | +93.3% | +1.7 pts | −0.2 pts |
| Since Q1 1995 | +249% | +249% | +292% | −0.8 pts | −42.9 pts |
If you bought in ZIP3 680 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +241% | $1,024,295 |
| Q2 2000 | +165% | $796,414 |
| Q2 2005 | +119% | $657,289 |
| Q2 2010 | +117% | $649,534 |
| Q2 2015 | +98.3% | $594,763 |
| Q2 2020 | +57.1% | $471,346 |
| Q2 2021 | +41.9% | $425,709 |
| Q2 2023 | +12.5% | $337,640 |
| Q2 2025 | +3.6% | $310,739 |
How ZIP3 680 ranks
Over the past year ZIP3 680 ranks 452nd of 882 3-digit ZIP regions nationally and 3rd of 13 in Nebraska. Its one-year change is +0.6 pts versus the nation and +0.4 pts versus Nebraska. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Nebraska |
|---|---|---|
| 1 year | 452nd of 882 | 3rd of 13 |
| 3 years | 615th of 882 | 10th of 13 |
| 5 years | 531st of 882 | 9th of 13 |
| 10 years | 406th of 882 | 2nd of 13 |
| Since Q1 1995 | 501st of 879 | 10th of 13 |
Boom, bust, and recovery in ZIP3 680
ZIP3 680's index peaked in Q1 2008, fell 3.6% to its low in Q1 2011, and regained its peak in Q3 2013, about 5.5 years after the top. Today it sits +112% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 680 | Q1 2008 | Q1 2011 | -3.6% | Q3 2013 (5.5 yrs) | +112% |
| NE | Q1 2008 | Q2 2011 | -2.9% | Q1 2013 (5 yrs) | +117% |
| Metro | Q2 2007 | Q2 2011 | -5.2% | Q3 2014 (7.2 yrs) | +110% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 680's index has changed +57.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 680 after inflation | NE after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.3% | -0.6% | +0.3% | -0.8% |
| 3 years | +9.8% | +2.5% | +2.6% | +1.4% | +2.8% |
| 5 years | +24.0% | +14.4% | +13.8% | +13.0% | +13.9% |
| 10 years | +39.1% | +38.8% | +37.6% | +40.3% | +39.0% |
| Since Q1 1995 | +121% | +57.5% | +57.8% | +57.4% | +76.8% |
Estimate appreciation for a home in ZIP3 680
Regional estimate
$579,282
- Estimated gain
- $279,282
- Index change
- +93.09%
- Start index
- 180.57
- End index
- 348.67
ZIP3 680 (Fremont, NE area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 681 · Omaha, NE area | NE | +3.8% | +38.2% | +243% |
| 515 · Council Bluffs, IA area | IA | +3.8% | +47.3% | +288% |
| 685 · Lincoln, NE area | NE | +2.0% | +38.9% | +237% |
| 684 · York, NE area | NE | +2.1% | +39.3% | +239% |
| 686 · Columbus, NE area | NE | +3.4% | +45.6% | +266% |
| 516 · Clarinda, IA area | IA | +3.1% | +39.6% | +239% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 348.67 |
| Q1 2026 | 349.87 |
| Q4 2025 | 340.84 |
| Q3 2025 | 338.92 |
| Q2 2025 | 336.62 |
| Q1 2025 | 331.11 |
| Q4 2024 | 325.63 |
| Q3 2024 | 329.07 |
| Q2 2024 | 324.66 |
| Q1 2024 | 315.36 |
| Q4 2023 | 312.04 |
| Q3 2023 | 311.19 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 680?
- Based on FHFA HPI® data for 3-digit ZIP region 680, the regional index changed +3.6% over the year to Q2 2026, +41.9% over five years, +93.1% over ten years, and +249% since Q1 1995.
- Is ZIP3 680 appreciating faster than Nebraska and the U.S.?
- Over the past year the region's index +3.6% compares with +3.2% for Nebraska and +3.0% for the U.S., a gap of +0.6 pts versus the nation. Over five years the gap versus the nation is +0.6 pts.
- Which ZIP codes are in 3-digit ZIP region 680?
- All ZIP codes that begin with 680. Census 2010 ZIP Code Tabulation Areas in this region run from 68001 to 68073 (54 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.