3-digit ZIP regional index
Home appreciation in ZIP codes 871xxAlbuquerque, NM area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 871 changed +1.8% over the year to Q2 2026, compared with +2.1% for New Mexico and +3.0% for the United States.
The region covers ZIP codes 87102–87144. Most of its 2010 population lived in Bernalillo County (88%), Sandoval County (12%). Communities in the region include Rio Rancho, South Valley, North Valley, Los Ranchos de Albuquerque, Paradise Hills. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.8%
- 5-year change
- +44.2%
- Since Q1 1995
- +211%
- National rank (1 year)
- 678th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 871 vs New Mexico and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 871: 311.3
- New Mexico: 318.0
- Albuquerque, NM metro: 312.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 871 | NM | U.S. | Gap vs NM | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.8% | +2.1% | +3.0% | −0.3 pts | −1.2 pts |
| 3 years | +11.7% | +13.5% | +12.9% | −1.8 pts | −1.2 pts |
| 5 years | +44.2% | +42.6% | +41.3% | +1.6 pts | +2.9 pts |
| 10 years | +92.8% | +87.6% | +93.3% | +5.2 pts | −0.5 pts |
| Since Q1 1995 | +211% | +218% | +292% | −6.6 pts | −80.2 pts |
If you bought in ZIP3 871 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +205% | $914,750 |
| Q2 2000 | +188% | $863,100 |
| Q2 2005 | +117% | $650,118 |
| Q2 2010 | +94.5% | $583,397 |
| Q2 2015 | +98.3% | $594,803 |
| Q2 2020 | +62.9% | $488,652 |
| Q2 2021 | +44.2% | $432,649 |
| Q2 2023 | +11.7% | $334,957 |
| Q2 2025 | +1.8% | $305,485 |
How ZIP3 871 ranks
Over the past year ZIP3 871 ranks 678th of 882 3-digit ZIP regions nationally and 5th of 13 in New Mexico. Its one-year change is −1.2 pts versus the nation and −0.3 pts versus New Mexico. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New Mexico |
|---|---|---|
| 1 year | 678th of 882 | 5th of 13 |
| 3 years | 651st of 882 | 12th of 13 |
| 5 years | 452nd of 882 | 3rd of 13 |
| 10 years | 411th of 882 | 3rd of 13 |
| Since Q1 1995 | 722nd of 879 | 12th of 13 |
Boom, bust, and recovery in ZIP3 871
ZIP3 871's index peaked in Q1 2008, fell 17.6% to its low in Q2 2012, and regained its peak in Q2 2019, about 11.2 years after the top. Today it sits +72.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 871 | Q1 2008 | Q2 2012 | -17.6% | Q2 2019 (11.2 yrs) | +72.0% |
| NM | Q1 2008 | Q2 2012 | -15.7% | Q2 2019 (11.2 yrs) | +69.4% |
| Metro | Q1 2008 | Q2 2012 | -17.4% | Q2 2019 (11.2 yrs) | +72.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 871's index has changed +40.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 871 after inflation | NM after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.0% | -1.7% | -1.6% | -0.8% |
| 3 years | +9.8% | +1.7% | +3.4% | +2.5% | +2.8% |
| 5 years | +24.0% | +16.3% | +15.0% | +16.6% | +13.9% |
| 10 years | +39.1% | +38.6% | +34.9% | +39.1% | +39.0% |
| Since Q1 1995 | +121% | +40.6% | +43.6% | +41.2% | +76.8% |
Estimate appreciation for a home in ZIP3 871
Regional estimate
$578,375
- Estimated gain
- $278,375
- Index change
- +92.79%
- Start index
- 161.48
- End index
- 311.32
ZIP3 871 (Albuquerque, NM area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 870 · Los Lunas, NM area | NM | +3.0% | +46.5% | +215% |
| 875 · Santa Fe, NM area | NM | +3.4% | +43.3% | +252% |
| 878 · Socorro, NM area | NM | +1.3% | +36.8% | +236% |
| 873 · Gallup, NM area | NM | +1.3% | +36.8% | +236% |
| 877 · Las Vegas, NM area | NM | +1.3% | +36.8% | +236% |
| 874 · Farmington, NM area | NM | +7.8% | +52.0% | +241% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 311.32 |
| Q1 2026 | 306.82 |
| Q4 2025 | 305.21 |
| Q3 2025 | 302.14 |
| Q2 2025 | 305.73 |
| Q1 2025 | 301.71 |
| Q4 2024 | 295.36 |
| Q3 2024 | 295.36 |
| Q2 2024 | 291.91 |
| Q1 2024 | 283.61 |
| Q4 2023 | 282.60 |
| Q3 2023 | 283.12 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 871?
- Based on FHFA HPI® data for 3-digit ZIP region 871, the regional index changed +1.8% over the year to Q2 2026, +44.2% over five years, +92.8% over ten years, and +211% since Q1 1995.
- Is ZIP3 871 appreciating faster than New Mexico and the U.S.?
- Over the past year the region's index +1.8% compares with +2.1% for New Mexico and +3.0% for the U.S., a gap of −1.2 pts versus the nation. Over five years the gap versus the nation is +2.9 pts.
- Which ZIP codes are in 3-digit ZIP region 871?
- All ZIP codes that begin with 871. Census 2010 ZIP Code Tabulation Areas in this region run from 87102 to 87144 (20 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.