3-digit ZIP regional index
Home appreciation in ZIP3 region 985
This page shows broad FHFA HPI® regional index movement for the first three digits of a ZIP code. It is not a ZIP5, street, parcel, or individual-home estimate.
- Latest index
- 423.33
- Quarter change
- -0.1%
- 1-year change
- +4.0%
- 10-year change
- +133%
Q1 2026
Latest quarter-over-quarter
Year-over-year
Regional index change
ZIP3 985 FHFA HPI trend
Q2 2013 to Q1 2026
Latest index 423.33
| Period | Index | Index type |
|---|---|---|
| Q1 2026 | 423.33 | Native 3-Digit ZIP index |
| Q4 2025 | 423.61 | Native 3-Digit ZIP index |
| Q3 2025 | 423.13 | Native 3-Digit ZIP index |
| Q2 2025 | 413.39 | Native 3-Digit ZIP index |
| Q1 2025 | 407.11 | Native 3-Digit ZIP index |
| Q4 2024 | 408.32 | Native 3-Digit ZIP index |
| Q3 2024 | 411.52 | Native 3-Digit ZIP index |
| Q2 2024 | 401.09 | Native 3-Digit ZIP index |
| Q1 2024 | 393.22 | Native 3-Digit ZIP index |
| Q4 2023 | 390.02 | Native 3-Digit ZIP index |
| Q3 2023 | 391.23 | Native 3-Digit ZIP index |
| Q2 2023 | 389.30 | Native 3-Digit ZIP index |
How ZIP3 985 compares with the national trend
For the latest imported period, the national all-transactions quarterly index is 713.09 with a year-over-year change of +3.4%. ZIP3 985 shows a year-over-year change of +4.0%. Use the same time window when comparing regions.
View national context