3-digit ZIP regional index
Home appreciation in ZIP codes 999xxKetchikan, AK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 999 changed +0.6% over the year to Q2 2026, compared with +3.9% for Alaska and +3.0% for the United States.
The region covers ZIP codes 99901–99929. Most of its 2010 population lived in Ketchikan Gateway Borough (63%), Prince of Wales-Hyder Census Area (26%), Wrangell City and Borough (11%). Communities in the region include Wrangell, Metlakatla, Craig, Klawock, Thorne Bay. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +0.6%
- 5-year change
- +38.0%
- Since Q1 1995
- +240%
- National rank (1 year)
- 793rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 999 vs Alaska and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 999: 340.5
- Alaska: 339.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 999 | AK | U.S. | Gap vs AK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.6% | +3.9% | +3.0% | −3.3 pts | −2.5 pts |
| 3 years | +11.3% | +14.2% | +12.9% | −2.8 pts | −1.5 pts |
| 5 years | +38.0% | +37.0% | +41.3% | +0.9 pts | −3.3 pts |
| 10 years | +65.1% | +58.0% | +93.3% | +7.1 pts | −28.2 pts |
| Since Q1 1995 | +240% | +239% | +292% | +1.0 pts | −51.1 pts |
If you bought in ZIP3 999 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +227% | $982,183 |
| Q2 2000 | +189% | $868,449 |
| Q2 2005 | +124% | $671,225 |
| Q2 2010 | +91.2% | $573,666 |
| Q2 2015 | +69.2% | $507,613 |
| Q2 2020 | +48.3% | $445,027 |
| Q2 2021 | +38.0% | $413,953 |
| Q2 2023 | +11.3% | $333,945 |
| Q2 2025 | +0.6% | $301,692 |
How ZIP3 999 ranks
Over the past year ZIP3 999 ranks 793rd of 882 3-digit ZIP regions nationally and 4th of 5 in Alaska. Its one-year change is −2.5 pts versus the nation and −3.3 pts versus Alaska. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Alaska |
|---|---|---|
| 1 year | 793rd of 882 | 4th of 5 |
| 3 years | 666th of 882 | 4th of 5 |
| 5 years | 663rd of 882 | 3rd of 5 |
| 10 years | 789th of 882 | 3rd of 5 |
| Since Q1 1995 | 567th of 879 | 4th of 5 |
Boom, bust, and recovery in ZIP3 999
ZIP3 999's index peaked in Q2 2008, fell 4.1% to its low in Q1 2010, and regained its peak in Q4 2011, about 3.5 years after the top. Today it sits +86.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 999 | Q2 2008 | Q1 2010 | -4.1% | Q4 2011 (3.5 yrs) | +86.0% |
| AK | Q2 2007 | Q1 2010 | -2.7% | Q4 2012 (5.5 yrs) | +73.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 999's index has changed +53.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 999 after inflation | AK after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.2% | +0.0% | -0.8% |
| 3 years | +9.8% | +1.4% | +4.0% | +2.8% |
| 5 years | +24.0% | +11.3% | +10.5% | +13.9% |
| 10 years | +39.1% | +18.7% | +13.6% | +39.0% |
| Since Q1 1995 | +121% | +53.8% | +53.3% | +76.8% |
Estimate appreciation for a home in ZIP3 999
Regional estimate
$495,306
- Estimated gain
- $195,306
- Index change
- +65.10%
- Start index
- 206.23
- End index
- 340.49
ZIP3 999 (Ketchikan, AK area), Q2 2016 to Q2 2026. Index type: Balance of State.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 998 · Juneau, AK area | AK | +0.6% | +38.0% | +240% |
| 982 · Everett, WA area | WA | +0.8% | +33.6% | +377% |
| 981 · Seattle, WA area | WA | +0.3% | +20.2% | +493% |
| 983 · Bremerton, WA area | WA | +0.3% | +29.4% | +347% |
| 980 · Bellevue, WA area | WA | +0.1% | +31.0% | +439% |
| 984 · Tacoma, WA area | WA | +3.1% | +27.9% | +422% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 340.49 |
| Q1 2026 | 342.78 |
| Q4 2025 | 336.92 |
| Q3 2025 | 330.84 |
| Q2 2025 | 338.58 |
| Q1 2025 | 319.57 |
| Q4 2024 | 327.66 |
| Q3 2024 | 320.05 |
| Q2 2024 | 314.78 |
| Q1 2024 | 315.06 |
| Q4 2023 | 303.63 |
| Q3 2023 | 313.64 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 999?
- Based on FHFA HPI® data for 3-digit ZIP region 999, the regional index changed +0.6% over the year to Q2 2026, +38.0% over five years, +65.1% over ten years, and +240% since Q1 1995.
- Is ZIP3 999 appreciating faster than Alaska and the U.S.?
- Over the past year the region's index +0.6% compares with +3.9% for Alaska and +3.0% for the U.S., a gap of −2.5 pts versus the nation. Over five years the gap versus the nation is −3.3 pts.
- Which ZIP codes are in 3-digit ZIP region 999?
- All ZIP codes that begin with 999. Census 2010 ZIP Code Tabulation Areas in this region run from 99901 to 99929 (11 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.