Metro area index
Home appreciation in the Sacramento-Roseville-Folsom, CA metro area
FHFA HPI® data shows the Sacramento-Roseville-Folsom, CA metro area's all-transactions index changed +0.1% over the year to Q2 2026, versus +0.9% for California and +3.0% for the U.S. That ranks 360th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.1%
- 5-year change
- +19.9%
- Since Q1 1995
- +309%
- Metro rank (1 year)
- 360th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Sacramento-Roseville-Folsom, CA vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Sacramento-Roseville-Folsom, CA: 409.0
- California: 488.5
- United States: 391.6
Appreciation by time window
| Window | Metro | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.1% | +0.9% | +3.0% | −0.8 pts | −2.9 pts |
| 3 years | +4.4% | +7.7% | +12.9% | −3.3 pts | −8.5 pts |
| 5 years | +19.9% | +28.1% | +41.3% | −8.2 pts | −21.4 pts |
| 10 years | +74.6% | +76.2% | +93.3% | −1.6 pts | −18.7 pts |
| Since Q1 1995 | +309% | +388% | +292% | −79.5 pts | +17.4 pts |
3-digit ZIP regions in the Sacramento-Roseville-Folsom, CA area
Regions with at least 10% of their 2010 population inside the metro, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 957 · Elk Grove, CA area | CA | -0.8% | +19.1% | +273% | 100% |
| 958 · Sacramento, CA area | CA | +1.4% | +20.9% | +341% | 100% |
| 956 · Vacaville, CA area | CA | -0.2% | +18.6% | +289% | 85% |
| 961 · South Lake Tahoe, CA area | CA | +0.7% | +21.7% | +367% | 38% |
Boom, bust, and recovery in Sacramento-Roseville-Folsom, CA area
Sacramento-Roseville-Folsom, CA area's index peaked in Q4 2005, fell 48.1% to its low in Q2 2012, and regained its peak in Q2 2020, about 14.5 years after the top. Today it sits +39.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q4 2005 | Q2 2012 | -48.1% | Q2 2020 (14.5 yrs) | +39.3% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Sacramento-Roseville-Folsom, CA area's index has changed +84.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | CA after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.6% | -2.9% | -0.8% |
| 3 years | +9.8% | -4.9% | -1.9% | +2.8% |
| 5 years | +24.0% | -3.4% | +3.3% | +13.9% |
| 10 years | +39.1% | +25.5% | +26.7% | +39.0% |
| Since Q1 1995 | +121% | +84.7% | +121% | +76.8% |
If you bought in the Sacramento-Roseville-Folsom, CA area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +306% | $1,216,751 |
| Q2 2000 | +232% | $994,609 |
| Q2 2005 | +48.4% | $445,253 |
| Q2 2010 | +143% | $730,268 |
| Q2 2015 | +88.3% | $564,796 |
| Q2 2020 | +38.3% | $414,897 |
| Q2 2021 | +19.9% | $359,611 |
| Q2 2023 | +4.4% | $313,172 |
| Q2 2025 | +0.1% | $300,228 |
Frequently asked questions
- How much have home prices risen in the Sacramento-Roseville-Folsom, CA area?
- FHFA HPI® data for the Sacramento-Roseville-Folsom, CA metro area shows changes of +0.1% over one year, +19.9% over five years, and +74.6% over ten years to Q2 2026, and +309% since Q1 1995.
- Is the Sacramento-Roseville-Folsom, CA area beating the national average?
- Over the past year the metro's index moved −2.9 pts versus the U.S.; over five years the gap is −21.4 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan statistical area. The index covers the whole area, so individual neighborhoods and homes can differ from it.