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Home appreciation in Maine
Maine's FHFA HPI® all-transactions index changed +3.2% over the year to Q2 2026, versus +3.0% nationally, ranking 26th of 51 states and D.C. Below, compare its 11 3-digit ZIP regions and 3 metro areas.
- 1-year change
- +3.2%
- 5-year change
- +56.4%
- Since Q1 1995
- +378%
- State rank (1 year)
- 26th
U.S. +3.0%
3rd of 51
U.S. +292%
of 51 states and D.C.
Maine vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Maine: 477.7
- United States: 391.6
Maine appreciation by time window
| Window | ME | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +3.2% | +3.0% | +0.2 pts |
| 3 years | +17.0% | +12.9% | +4.1 pts |
| 5 years | +56.4% | +41.3% | +15.1 pts |
| 10 years | +123% | +93.3% | +29.5 pts |
| Since Q1 1995 | +378% | +292% | +86.1 pts |
3-digit ZIP regions in Maine
Fastest-appreciating ZIP codes in Maine →Sorted by one-year change. 3 of 11 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 041 · Portland, ME area | +5.2% | +56.7% | +133% | +497% |
| 2 | 040 · Biddeford, ME area | +4.5% | +55.8% | +125% | +387% |
| 3 | 042 · Lewiston, ME area | +3.3% | +57.0% | +130% | +312% |
| 4 | 043 · Augusta, ME area | +2.3% | +59.5% | +123% | +302% |
| 5 | 045 · Bath, ME area | +2.3% | +59.5% | +123% | +302% |
| 6 | 046 · Ellsworth, ME area | +2.3% | +59.5% | +123% | +302% |
| 7 | 047 · Presque Isle, ME area | +2.3% | +59.5% | +123% | +302% |
| 8 | 048 · Rockland, ME area | +2.3% | +59.5% | +123% | +302% |
| 9 | 049 · Waterville, ME area | +2.3% | +59.5% | +123% | +302% |
| 10 | 044 · Bangor, ME area | +1.3% | +57.1% | +107% | +282% |
| 11 | 039 · Kittery, ME area | -0.3% | +51.6% | +110% | +431% |
Metro areas in Maine
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Portland-South Portland, ME | +4.5% | +55.9% | +419% |
| Lewiston-Auburn, ME | +1.7% | +56.7% | +318% |
| Bangor, ME | -0.5% | +55.6% | +276% |
Boom, bust, and recovery in Maine
Maine's index peaked in Q1 2008, fell 13.1% to its low in Q2 2012, and regained its peak in Q3 2017, about 9.5 years after the top. Today it sits +109% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ME | Q1 2008 | Q2 2012 | -13.1% | Q3 2017 (9.5 yrs) | +109% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Maine's index has changed +116% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ME after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | -0.6% | -0.8% |
| 3 years | +9.8% | +6.5% | +2.8% |
| 5 years | +24.0% | +26.1% | +13.9% |
| 10 years | +39.1% | +60.2% | +39.0% |
| Since Q1 1995 | +121% | +116% | +76.8% |
If you bought in Maine in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +370% | $1,410,451 |
| Q2 2000 | +273% | $1,118,210 |
| Q2 2005 | +126% | $677,803 |
| Q2 2010 | +134% | $703,294 |
| Q2 2015 | +129% | $688,182 |
| Q2 2020 | +81.5% | $544,602 |
| Q2 2021 | +56.4% | $469,150 |
| Q2 2023 | +17.0% | $350,902 |
| Q2 2025 | +3.2% | $309,733 |
Frequently asked questions
- How much have home prices gone up in Maine?
- FHFA HPI® data for Maine shows the all-transactions index changed +3.2% over the year to Q2 2026, +56.4% over five years, +123% over ten years, and +378% since Q1 1995.
- Is Maine appreciating faster than the national average?
- Over the past year Maine's index moved +0.2 pts versus the U.S. (+3.0%), ranking 26th of 51 states and D.C. Over five years the gap is +15.1 pts.
- Which ZIP codes in Maine are appreciating fastest?
- Over the past year the strongest of 11 3-digit ZIP regions in Maine was ZIP3 041 (Portland, ME area) at +5.2%, and the weakest was ZIP3 039 (Kittery, ME area) at -0.3%. 3 of 11 beat the national one-year change.