3-digit ZIP regional index
Home appreciation in ZIP codes 067xxWaterbury, CT area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 067 changed +6.7% over the year to Q2 2026, compared with +5.7% for Connecticut and +3.0% for the United States.
The region covers ZIP codes 06702–06798. Most of its 2010 population lived in New Haven County (53%), Litchfield County (46%). Communities in the region include Torrington, Naugatuck, Oakville, New Milford, Terryville. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.7%
- 5-year change
- +56.8%
- Since Q1 1995
- +217%
- National rank (1 year)
- 88th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 067 vs Connecticut and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 067: 317.3
- Connecticut: 340.3
- New Haven, CT metro: 350.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 067 | CT | U.S. | Gap vs CT | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.7% | +5.7% | +3.0% | +1.1 pts | +3.7 pts |
| 3 years | +21.5% | +23.6% | +12.9% | −2.1 pts | +8.6 pts |
| 5 years | +56.8% | +56.1% | +41.3% | +0.7 pts | +15.5 pts |
| 10 years | +102% | +90.6% | +93.3% | +11.7 pts | +9.0 pts |
| Since Q1 1995 | +217% | +240% | +292% | −23.0 pts | −74.3 pts |
If you bought in ZIP3 067 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +214% | $941,700 |
| Q2 2000 | +171% | $812,314 |
| Q2 2005 | +67.0% | $501,142 |
| Q2 2010 | +84.8% | $554,541 |
| Q2 2015 | +102% | $606,248 |
| Q2 2020 | +84.1% | $552,417 |
| Q2 2021 | +56.8% | $470,454 |
| Q2 2023 | +21.5% | $364,464 |
| Q2 2025 | +6.7% | $320,225 |
How ZIP3 067 ranks
Over the past year ZIP3 067 ranks 88th of 882 3-digit ZIP regions nationally and 1st of 10 in Connecticut. Its one-year change is +3.7 pts versus the nation and +1.1 pts versus Connecticut. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Connecticut |
|---|---|---|
| 1 year | 88th of 882 | 1st of 10 |
| 3 years | 152nd of 882 | 10th of 10 |
| 5 years | 88th of 882 | 5th of 10 |
| 10 years | 281st of 882 | 3rd of 10 |
| Since Q1 1995 | 693rd of 879 | 9th of 10 |
Boom, bust, and recovery in ZIP3 067
ZIP3 067's index peaked in Q1 2007, fell 26.8% to its low in Q2 2014, and regained its peak in Q3 2021, about 14.5 years after the top. Today it sits +52.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 067 | Q1 2007 | Q2 2014 | -26.8% | Q3 2021 (14.5 yrs) | +52.1% |
| CT | Q1 2007 | Q1 2014 | -20.1% | Q2 2021 (14.2 yrs) | +56.5% |
| Metro | Q1 2007 | Q2 2014 | -20.9% | Q2 2021 (14.2 yrs) | +55.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 067's index has changed +43.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 067 after inflation | CT after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.8% | +1.7% | +2.1% | -0.8% |
| 3 years | +9.8% | +10.6% | +12.6% | +11.3% | +2.8% |
| 5 years | +24.0% | +26.4% | +25.9% | +24.9% | +13.9% |
| 10 years | +39.1% | +45.5% | +37.1% | +37.5% | +39.0% |
| Since Q1 1995 | +121% | +43.3% | +53.7% | +58.5% | +76.8% |
Estimate appreciation for a home in ZIP3 067
Regional estimate
$607,060
- Estimated gain
- $307,060
- Index change
- +102%
- Start index
- 156.80
- End index
- 317.29
ZIP3 067 (Waterbury, CT area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 064 · Meriden, CT area | CT | +5.7% | +54.0% | +233% |
| 065 · New Haven, CT area | CT | +5.6% | +54.6% | +256% |
| 061 · Hartford, CT area | CT | +4.7% | +61.0% | +250% |
| 060 · New Britain, CT area | CT | +6.2% | +57.3% | +209% |
| 066 · Bridgeport, CT area | CT | +4.4% | +58.9% | +293% |
| 068 · Norwalk, CT area | CT | +5.7% | +53.1% | +263% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 317.29 |
| Q1 2026 | 314.38 |
| Q4 2025 | 310.54 |
| Q3 2025 | 317.28 |
| Q2 2025 | 297.25 |
| Q1 2025 | 296.35 |
| Q4 2024 | 294.02 |
| Q3 2024 | 286.66 |
| Q2 2024 | 281.62 |
| Q1 2024 | 274.02 |
| Q4 2023 | 272.17 |
| Q3 2023 | 263.30 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 067?
- Based on FHFA HPI® data for 3-digit ZIP region 067, the regional index changed +6.7% over the year to Q2 2026, +56.8% over five years, +102% over ten years, and +217% since Q1 1995.
- Is ZIP3 067 appreciating faster than Connecticut and the U.S.?
- Over the past year the region's index +6.7% compares with +5.7% for Connecticut and +3.0% for the U.S., a gap of +3.7 pts versus the nation. Over five years the gap versus the nation is +15.5 pts.
- Which ZIP codes are in 3-digit ZIP region 067?
- All ZIP codes that begin with 067. Census 2010 ZIP Code Tabulation Areas in this region run from 06702 to 06798 (37 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.