3-digit ZIP regional index
Home appreciation in ZIP codes 065xxNew Haven, CT area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 065 changed +5.6% over the year to Q2 2026, compared with +5.7% for Connecticut and +3.0% for the United States.
The region covers ZIP codes 06510–06525. Most of its 2010 population lived in New Haven County (100%). Communities in the region include West Haven, East Haven. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.6%
- 5-year change
- +54.6%
- Since Q1 1995
- +256%
- National rank (1 year)
- 186th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 065 vs Connecticut and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 065: 355.8
- Connecticut: 340.3
- New Haven, CT metro: 350.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 065 | CT | U.S. | Gap vs CT | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.6% | +5.7% | +3.0% | −0.0 pts | +2.6 pts |
| 3 years | +21.7% | +23.6% | +12.9% | −1.9 pts | +8.9 pts |
| 5 years | +54.6% | +56.1% | +41.3% | −1.5 pts | +13.3 pts |
| 10 years | +92.1% | +90.6% | +93.3% | +1.4 pts | −1.3 pts |
| Since Q1 1995 | +256% | +240% | +292% | +15.6 pts | −35.7 pts |
If you bought in ZIP3 065 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +260% | $1,079,502 |
| Q2 2000 | +199% | $897,000 |
| Q2 2005 | +68.0% | $504,142 |
| Q2 2010 | +82.1% | $546,353 |
| Q2 2015 | +96.7% | $590,051 |
| Q2 2020 | +79.5% | $538,417 |
| Q2 2021 | +54.6% | $463,837 |
| Q2 2023 | +21.7% | $365,176 |
| Q2 2025 | +5.6% | $316,931 |
How ZIP3 065 ranks
Over the past year ZIP3 065 ranks 186th of 882 3-digit ZIP regions nationally and 6th of 10 in Connecticut. Its one-year change is +2.6 pts versus the nation and −0.0 pts versus Connecticut. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Connecticut |
|---|---|---|
| 1 year | 186th of 882 | 6th of 10 |
| 3 years | 140th of 882 | 9th of 10 |
| 5 years | 129th of 882 | 7th of 10 |
| 10 years | 420th of 882 | 5th of 10 |
| Since Q1 1995 | 458th of 879 | 5th of 10 |
Boom, bust, and recovery in ZIP3 065
ZIP3 065's index peaked in Q1 2007, fell 25.2% to its low in Q3 2014, and regained its peak in Q3 2021, about 14.5 years after the top. Today it sits +51.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 065 | Q1 2007 | Q3 2014 | -25.2% | Q3 2021 (14.5 yrs) | +51.8% |
| CT | Q1 2007 | Q1 2014 | -20.1% | Q2 2021 (14.2 yrs) | +56.5% |
| Metro | Q1 2007 | Q2 2014 | -20.9% | Q2 2021 (14.2 yrs) | +55.4% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 065's index has changed +60.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 065 after inflation | CT after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.7% | +1.7% | +2.1% | -0.8% |
| 3 years | +9.8% | +10.8% | +12.6% | +11.3% | +2.8% |
| 5 years | +24.0% | +24.7% | +25.9% | +24.9% | +13.9% |
| 10 years | +39.1% | +38.1% | +37.1% | +37.5% | +39.0% |
| Since Q1 1995 | +121% | +60.7% | +53.7% | +58.5% | +76.8% |
Estimate appreciation for a home in ZIP3 065
Regional estimate
$576,166
- Estimated gain
- $276,166
- Index change
- +92.06%
- Start index
- 185.28
- End index
- 355.84
ZIP3 065 (New Haven, CT area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 064 · Meriden, CT area | CT | +5.7% | +54.0% | +233% |
| 066 · Bridgeport, CT area | CT | +4.4% | +58.9% | +293% |
| 067 · Waterbury, CT area | CT | +6.7% | +56.8% | +217% |
| 068 · Norwalk, CT area | CT | +5.7% | +53.1% | +263% |
| 061 · Hartford, CT area | CT | +4.7% | +61.0% | +250% |
| 119 · Shirley, NY area | NY | +7.9% | +50.8% | +519% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 355.84 |
| Q1 2026 | 346.24 |
| Q4 2025 | 343.62 |
| Q3 2025 | 341.46 |
| Q2 2025 | 336.83 |
| Q1 2025 | 328.03 |
| Q4 2024 | 323.46 |
| Q3 2024 | 325.61 |
| Q2 2024 | 323.55 |
| Q1 2024 | 296.05 |
| Q4 2023 | 302.50 |
| Q3 2023 | 295.13 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 065?
- Based on FHFA HPI® data for 3-digit ZIP region 065, the regional index changed +5.6% over the year to Q2 2026, +54.6% over five years, +92.1% over ten years, and +256% since Q1 1995.
- Is ZIP3 065 appreciating faster than Connecticut and the U.S.?
- Over the past year the region's index +5.6% compares with +5.7% for Connecticut and +3.0% for the U.S., a gap of +2.6 pts versus the nation. Over five years the gap versus the nation is +13.3 pts.
- Which ZIP codes are in 3-digit ZIP region 065?
- All ZIP codes that begin with 065. Census 2010 ZIP Code Tabulation Areas in this region run from 06510 to 06525 (12 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.