3-digit ZIP regional index
Home appreciation in ZIP codes 112xxNew York, NY area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 112 changed +1.4% over the year to Q2 2026, compared with +5.3% for New York and +3.0% for the United States.
The region covers ZIP codes 11201–11239. Most of its 2010 population lived in Kings County (100%). This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.4%
- 5-year change
- +22.2%
- Since Q1 1995
- +449%
- National rank (1 year)
- 724th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 112 vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 112: 548.7
- New York: 433.4
- New York-Jersey City-White Plains, NY-NJ metro: 454.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 112 | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.4% | +5.3% | +3.0% | −3.9 pts | −1.6 pts |
| 3 years | +8.6% | +22.4% | +12.9% | −13.8 pts | −4.2 pts |
| 5 years | +22.2% | +49.9% | +41.3% | −27.7 pts | −19.1 pts |
| 10 years | +53.8% | +96.6% | +93.3% | −42.8 pts | −39.6 pts |
| Since Q1 1995 | +449% | +333% | +292% | +115.3 pts | +157.2 pts |
If you bought in ZIP3 112 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +444% | $1,632,963 |
| Q2 2000 | +303% | $1,210,078 |
| Q2 2005 | +115% | $644,150 |
| Q2 2010 | +96.6% | $589,694 |
| Q2 2015 | +66.0% | $498,046 |
| Q2 2020 | +24.5% | $373,404 |
| Q2 2021 | +22.2% | $366,700 |
| Q2 2023 | +8.6% | $325,907 |
| Q2 2025 | +1.4% | $304,320 |
How ZIP3 112 ranks
Over the past year ZIP3 112 ranks 724th of 882 3-digit ZIP regions nationally and 49th of 49 in New York. Its one-year change is −1.6 pts versus the nation and −3.9 pts versus New York. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New York |
|---|---|---|
| 1 year | 724th of 882 | 49th of 49 |
| 3 years | 755th of 882 | 49th of 49 |
| 5 years | 848th of 882 | 49th of 49 |
| 10 years | 843rd of 882 | 48th of 49 |
| Since Q1 1995 | 42nd of 879 | 2nd of 49 |
Boom, bust, and recovery in ZIP3 112
ZIP3 112's index peaked in Q1 2008, fell 11.1% to its low in Q3 2011, and regained its peak in Q3 2014, about 6.5 years after the top. Today it sits +77.3% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 112 | Q1 2008 | Q3 2011 | -11.1% | Q3 2014 (6.5 yrs) | +77.3% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| Metro | Q1 2007 | Q2 2012 | -18.2% | Q1 2018 (11 yrs) | +67.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 112's index has changed +148% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 112 after inflation | NY after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.3% | +1.4% | +1.8% | -0.8% |
| 3 years | +9.8% | -1.1% | +11.5% | +11.8% | +2.8% |
| 5 years | +24.0% | -1.4% | +20.8% | +16.9% | +13.9% |
| 10 years | +39.1% | +10.6% | +41.4% | +30.4% | +39.0% |
| Since Q1 1995 | +121% | +148% | +95.8% | +105% | +76.8% |
Estimate appreciation for a home in ZIP3 112
Regional estimate
$461,247
- Estimated gain
- $161,247
- Index change
- +53.75%
- Start index
- 356.90
- End index
- 548.73
ZIP3 112 (New York, NY area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 073 · Jersey City, NJ area | NJ | +5.7% | +45.1% | +354% |
| 111 · New York, NY area | NY | +5.7% | +45.1% | +354% |
| 113 · New York, NY area | NY | +8.0% | +25.1% | +445% |
| 100 · New York, NY area | NY | +5.7% | +45.1% | +354% |
| 114 · New York, NY area | NY | +4.5% | +31.1% | +439% |
| 101 · New York, NY area | NY | +5.7% | +45.1% | +354% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 548.73 |
| Q1 2026 | 532.25 |
| Q4 2025 | 531.38 |
| Q3 2025 | 531.96 |
| Q2 2025 | 540.94 |
| Q1 2025 | 526.66 |
| Q4 2024 | 514.59 |
| Q3 2024 | 504.73 |
| Q2 2024 | 502.91 |
| Q1 2024 | 495.51 |
| Q4 2023 | 481.50 |
| Q3 2023 | 507.84 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 112?
- Based on FHFA HPI® data for 3-digit ZIP region 112, the regional index changed +1.4% over the year to Q2 2026, +22.2% over five years, +53.8% over ten years, and +449% since Q1 1995.
- Is ZIP3 112 appreciating faster than New York and the U.S.?
- Over the past year the region's index +1.4% compares with +5.3% for New York and +3.0% for the U.S., a gap of −1.6 pts versus the nation. Over five years the gap versus the nation is −19.1 pts.
- Which ZIP codes are in 3-digit ZIP region 112?
- All ZIP codes that begin with 112. Census 2010 ZIP Code Tabulation Areas in this region run from 11201 to 11239 (37 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.