3-digit ZIP regional index
Home appreciation in ZIP codes 133xxIlion, NY area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 133 changed +8.8% over the year to Q2 2026, compared with +5.3% for New York and +3.0% for the United States.
The region covers ZIP codes 13301–13368. Most of its 2010 population lived in Herkimer County (32%), Oneida County (29%), Lewis County (12%). Communities in the region include Herkimer, Little Falls, Hamilton, Lowville, Frankfort. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +8.8%
- 5-year change
- +58.0%
- Since Q1 1995
- +256%
- National rank (1 year)
- 18th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 133 vs New York and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 133: 356.1
- New York: 433.4
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 133 | NY | U.S. | Gap vs NY | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +8.8% | +5.3% | +3.0% | +3.4 pts | +5.7 pts |
| 3 years | +27.5% | +22.4% | +12.9% | +5.1 pts | +14.6 pts |
| 5 years | +58.0% | +49.9% | +41.3% | +8.1 pts | +16.7 pts |
| 10 years | +104% | +96.6% | +93.3% | +7.7 pts | +11.0 pts |
| Since Q1 1995 | +256% | +333% | +292% | −77.3 pts | −35.4 pts |
If you bought in ZIP3 133 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +260% | $1,081,178 |
| Q2 2000 | +247% | $1,039,724 |
| Q2 2005 | +154% | $761,797 |
| Q2 2010 | +117% | $651,515 |
| Q2 2015 | +113% | $638,244 |
| Q2 2020 | +70.9% | $512,801 |
| Q2 2021 | +58.0% | $474,074 |
| Q2 2023 | +27.5% | $382,384 |
| Q2 2025 | +8.8% | $326,255 |
How ZIP3 133 ranks
Over the past year ZIP3 133 ranks 18th of 882 3-digit ZIP regions nationally and 2nd of 49 in New York. Its one-year change is +5.7 pts versus the nation and +3.4 pts versus New York. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New York |
|---|---|---|
| 1 year | 18th of 882 | 2nd of 49 |
| 3 years | 8th of 882 | 2nd of 49 |
| 5 years | 71st of 882 | 6th of 49 |
| 10 years | 263rd of 882 | 15th of 49 |
| Since Q1 1995 | 453rd of 879 | 26th of 49 |
Boom, bust, and recovery in ZIP3 133
ZIP3 133's index peaked in Q2 2008, fell 3.1% to its low in Q3 2012, and regained its peak in Q1 2015, about 6.8 years after the top. Today it sits +113% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 133 | Q2 2008 | Q3 2012 | -3.1% | Q1 2015 (6.8 yrs) | +113% |
| NY | Q1 2007 | Q2 2012 | -14.0% | Q3 2017 (10.5 yrs) | +85.2% |
| Metro | Q2 2008 | Q3 2012 | -3.1% | Q1 2015 (6.8 yrs) | +113% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 133's index has changed +60.9% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 133 after inflation | NY after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +4.7% | +1.4% | +4.7% | -0.8% |
| 3 years | +9.8% | +16.1% | +11.5% | +16.1% | +2.8% |
| 5 years | +24.0% | +27.4% | +20.8% | +27.4% | +13.9% |
| 10 years | +39.1% | +46.9% | +41.4% | +46.9% | +39.0% |
| Since Q1 1995 | +121% | +60.9% | +95.8% | +60.9% | +76.8% |
Estimate appreciation for a home in ZIP3 133
Regional estimate
$612,978
- Estimated gain
- $312,978
- Index change
- +104%
- Start index
- 174.30
- End index
- 356.14
ZIP3 133 (Ilion, NY area), Q2 2016 to Q2 2026. Index type: MSA/MSAD Index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 135 · Utica, NY area | NY | +8.8% | +58.0% | +256% |
| 134 · Rome, NY area | NY | +8.8% | +58.0% | +256% |
| 132 · Syracuse, NY area | NY | +5.8% | +64.2% | +239% |
| 130 · Auburn, NY area | NY | +6.9% | +62.1% | +241% |
| 131 · Oswego, NY area | NY | +4.4% | +57.5% | +241% |
| 138 · Oneonta, NY area | NY | +1.8% | +50.9% | +205% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 356.14 |
| Q1 2026 | 351.08 |
| Q4 2025 | 342.63 |
| Q3 2025 | 341.24 |
| Q2 2025 | 327.48 |
| Q1 2025 | 324.08 |
| Q4 2024 | 318.92 |
| Q3 2024 | 317.86 |
| Q2 2024 | 314.83 |
| Q1 2024 | 296.51 |
| Q4 2023 | 293.53 |
| Q3 2023 | 303.67 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 133?
- Based on FHFA HPI® data for 3-digit ZIP region 133, the regional index changed +8.8% over the year to Q2 2026, +58.0% over five years, +104% over ten years, and +256% since Q1 1995.
- Is ZIP3 133 appreciating faster than New York and the U.S.?
- Over the past year the region's index +8.8% compares with +5.3% for New York and +3.0% for the U.S., a gap of +5.7 pts versus the nation. Over five years the gap versus the nation is +16.7 pts.
- Which ZIP codes are in 3-digit ZIP region 133?
- All ZIP codes that begin with 133. Census 2010 ZIP Code Tabulation Areas in this region run from 13301 to 13368 (55 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.