3-digit ZIP regional index
Home appreciation in ZIP codes 313xxHinesville, GA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 313 changed +3.2% over the year to Q2 2026, compared with +1.9% for Georgia and +3.0% for the United States.
The region covers ZIP codes 31301–31331. Most of its 2010 population lived in Liberty County (31%), Effingham County (26%), Bryan County (15%). Communities in the region include Pooler, Richmond Hill, Rincon, Fort Stewart, Walthourville. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.2%
- 5-year change
- +63.3%
- Since Q1 1995
- +308%
- National rank (1 year)
- 515th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 313 vs Georgia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 313: 407.6
- Georgia: 375.3
- Savannah, GA metro: 469.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 313 | GA | U.S. | Gap vs GA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.2% | +1.9% | +3.0% | +1.3 pts | +0.2 pts |
| 3 years | +19.1% | +10.9% | +12.9% | +8.2 pts | +6.3 pts |
| 5 years | +63.3% | +47.6% | +41.3% | +15.7 pts | +22.0 pts |
| 10 years | +118% | +112% | +93.3% | +5.9 pts | +24.8 pts |
| Since Q1 1995 | +308% | +275% | +292% | +32.3 pts | +16.1 pts |
If you bought in ZIP3 313 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +304% | $1,212,163 |
| Q2 2000 | +208% | $925,195 |
| Q2 2005 | +122% | $665,921 |
| Q2 2010 | +111% | $632,837 |
| Q2 2015 | +117% | $649,785 |
| Q2 2020 | +81.2% | $543,697 |
| Q2 2021 | +63.3% | $489,916 |
| Q2 2023 | +19.1% | $357,396 |
| Q2 2025 | +3.2% | $309,554 |
How ZIP3 313 ranks
Over the past year ZIP3 313 ranks 515th of 882 3-digit ZIP regions nationally and 10th of 20 in Georgia. Its one-year change is +0.2 pts versus the nation and +1.3 pts versus Georgia. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Georgia |
|---|---|---|
| 1 year | 515th of 882 | 10th of 20 |
| 3 years | 230th of 882 | 2nd of 20 |
| 5 years | 17th of 882 | 1st of 20 |
| 10 years | 117th of 882 | 7th of 20 |
| Since Q1 1995 | 279th of 879 | 5th of 20 |
Boom, bust, and recovery in ZIP3 313
ZIP3 313's index peaked in Q3 2007, fell 23.6% to its low in Q2 2012, and regained its peak in Q4 2019, about 12.2 years after the top. Today it sits +85.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 313 | Q3 2007 | Q2 2012 | -23.6% | Q4 2019 (12.2 yrs) | +85.8% |
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| Metro | Q2 2007 | Q2 2012 | -23.4% | Q2 2018 (11 yrs) | +104% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 313's index has changed +84.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 313 after inflation | GA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.7% | -1.9% | -0.5% | -0.8% |
| 3 years | +9.8% | +8.5% | +1.0% | +3.9% | +2.8% |
| 5 years | +24.0% | +31.7% | +19.0% | +31.8% | +13.9% |
| 10 years | +39.1% | +56.8% | +52.6% | +58.5% | +39.0% |
| Since Q1 1995 | +121% | +84.1% | +69.5% | +112% | +76.8% |
Estimate appreciation for a home in ZIP3 313
Regional estimate
$654,375
- Estimated gain
- $354,375
- Index change
- +118%
- Start index
- 186.87
- End index
- 407.61
ZIP3 313 (Hinesville, GA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 314 · Savannah, GA area | GA | +2.7% | +62.5% | +394% |
| 299 · Hilton Head Island, SC area | SC | +2.2% | +63.5% | +371% |
| 304 · Statesboro, GA area | GA | +3.4% | +56.5% | +283% |
| 315 · St. Marys, GA area | GA | +3.8% | +56.0% | +280% |
| 294 · Charleston, SC area | SC | +4.5% | +60.9% | +523% |
| 309 · Augusta-Richmond County, GA area | GA | +1.8% | +41.5% | +217% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 407.61 |
| Q1 2026 | 394.22 |
| Q4 2025 | 395.27 |
| Q3 2025 | 396.85 |
| Q2 2025 | 395.03 |
| Q1 2025 | 393.07 |
| Q4 2024 | 380.99 |
| Q3 2024 | 381.74 |
| Q2 2024 | 363.59 |
| Q1 2024 | 372.98 |
| Q4 2023 | 364.61 |
| Q3 2023 | 357.41 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 313?
- Based on FHFA HPI® data for 3-digit ZIP region 313, the regional index changed +3.2% over the year to Q2 2026, +63.3% over five years, +118% over ten years, and +308% since Q1 1995.
- Is ZIP3 313 appreciating faster than Georgia and the U.S.?
- Over the past year the region's index +3.2% compares with +1.9% for Georgia and +3.0% for the U.S., a gap of +0.2 pts versus the nation. Over five years the gap versus the nation is +22.0 pts.
- Which ZIP codes are in 3-digit ZIP region 313?
- All ZIP codes that begin with 313. Census 2010 ZIP Code Tabulation Areas in this region run from 31301 to 31331 (24 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.