3-digit ZIP regional index
Home appreciation in ZIP codes 309xxAugusta-Richmond County, GA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 309 changed +1.8% over the year to Q2 2026, compared with +1.9% for Georgia and +3.0% for the United States.
The region covers ZIP codes 30901–30912. Most of its 2010 population lived in Richmond County (79%), Columbia County (21%). Communities in the region include Martinez, Evans. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.8%
- 5-year change
- +41.5%
- Since Q1 1995
- +217%
- National rank (1 year)
- 679th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 309 vs Georgia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 309: 316.7
- Georgia: 375.3
- Augusta-Richmond County, GA-SC metro: 330.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 309 | GA | U.S. | Gap vs GA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.8% | +1.9% | +3.0% | −0.1 pts | −1.2 pts |
| 3 years | +10.4% | +10.9% | +12.9% | −0.5 pts | −2.5 pts |
| 5 years | +41.5% | +47.6% | +41.3% | −6.1 pts | +0.2 pts |
| 10 years | +105% | +112% | +93.3% | −7.7 pts | +11.2 pts |
| Since Q1 1995 | +217% | +275% | +292% | −58.6 pts | −74.8 pts |
If you bought in ZIP3 309 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +207% | $921,709 |
| Q2 2000 | +171% | $813,867 |
| Q2 2005 | +112% | $636,004 |
| Q2 2010 | +99.9% | $599,754 |
| Q2 2015 | +105% | $614,493 |
| Q2 2020 | +62.8% | $488,379 |
| Q2 2021 | +41.4% | $424,344 |
| Q2 2023 | +10.4% | $331,181 |
| Q2 2025 | +1.8% | $305,468 |
How ZIP3 309 ranks
Over the past year ZIP3 309 ranks 679th of 882 3-digit ZIP regions nationally and 15th of 20 in Georgia. Its one-year change is −1.2 pts versus the nation and −0.1 pts versus Georgia. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Georgia |
|---|---|---|
| 1 year | 679th of 882 | 15th of 20 |
| 3 years | 694th of 882 | 16th of 20 |
| 5 years | 537th of 882 | 19th of 20 |
| 10 years | 261st of 882 | 12th of 20 |
| Since Q1 1995 | 695th of 879 | 15th of 20 |
Boom, bust, and recovery in ZIP3 309
ZIP3 309's index peaked in Q1 2009, fell 17.2% to its low in Q1 2014, and regained its peak in Q2 2018, about 9.2 years after the top. Today it sits +84.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 309 | Q1 2009 | Q1 2014 | -17.2% | Q2 2018 (9.2 yrs) | +84.1% |
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| Metro | Q1 2009 | Q1 2014 | -14.9% | Q2 2018 (9.2 yrs) | +87.6% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 309's index has changed +43.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 309 after inflation | GA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.0% | -1.9% | +1.1% | -0.8% |
| 3 years | +9.8% | +0.5% | +1.0% | +3.7% | +2.8% |
| 5 years | +24.0% | +14.0% | +19.0% | +20.3% | +13.9% |
| 10 years | +39.1% | +47.0% | +52.6% | +45.6% | +39.0% |
| Since Q1 1995 | +121% | +43.0% | +69.5% | +49.2% | +76.8% |
Estimate appreciation for a home in ZIP3 309
Regional estimate
$613,501
- Estimated gain
- $313,501
- Index change
- +105%
- Start index
- 154.88
- End index
- 316.73
ZIP3 309 (Augusta-Richmond County, GA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 308 · Augusta-Richmond County, GA area | GA | +8.0% | +47.7% | +217% |
| 298 · Aiken, SC area | SC | +5.1% | +56.6% | +248% |
| 290 · Lexington, SC area | SC | +1.8% | +53.6% | +238% |
| 304 · Statesboro, GA area | GA | +3.4% | +56.5% | +283% |
| 292 · Columbia, SC area | SC | +5.8% | +51.8% | +232% |
| 291 · Sumter, SC area | SC | +6.1% | +54.6% | +239% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 316.73 |
| Q1 2026 | 321.71 |
| Q4 2025 | 308.60 |
| Q3 2025 | 323.42 |
| Q2 2025 | 311.06 |
| Q1 2025 | 311.84 |
| Q4 2024 | 299.32 |
| Q3 2024 | 312.56 |
| Q2 2024 | 303.92 |
| Q1 2024 | 288.74 |
| Q4 2023 | 293.18 |
| Q3 2023 | 286.92 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 309?
- Based on FHFA HPI® data for 3-digit ZIP region 309, the regional index changed +1.8% over the year to Q2 2026, +41.5% over five years, +105% over ten years, and +217% since Q1 1995.
- Is ZIP3 309 appreciating faster than Georgia and the U.S.?
- Over the past year the region's index +1.8% compares with +1.9% for Georgia and +3.0% for the U.S., a gap of −1.2 pts versus the nation. Over five years the gap versus the nation is +0.2 pts.
- Which ZIP codes are in 3-digit ZIP region 309?
- All ZIP codes that begin with 309. Census 2010 ZIP Code Tabulation Areas in this region run from 30901 to 30912 (8 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.