3-digit ZIP regional index
Home appreciation in ZIP codes 318xxColumbus, GA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 318 changed +1.4% over the year to Q2 2026, compared with +1.9% for Georgia and +3.0% for the United States.
The region covers ZIP codes 31801–31836. Most of its 2010 population lived in Harris County (37%), Meriwether County (10%), Muscogee County (9%). Communities in the region include Manchester, West Point, Cusseta-Chattahoochee County, Lumpkin, Webster County. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.4%
- 5-year change
- +42.5%
- Since Q1 1995
- +178%
- National rank (1 year)
- 727th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 318 vs Georgia and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 318: 278.3
- Georgia: 375.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 318 | GA | U.S. | Gap vs GA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.4% | +1.9% | +3.0% | −0.5 pts | −1.6 pts |
| 3 years | +15.9% | +10.9% | +12.9% | +5.0 pts | +3.0 pts |
| 5 years | +42.5% | +47.6% | +41.3% | −5.1 pts | +1.2 pts |
| 10 years | +79.0% | +112% | +93.3% | −33.3 pts | −14.4 pts |
| Since Q1 1995 | +178% | +275% | +292% | −97.0 pts | −113.2 pts |
If you bought in ZIP3 318 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +175% | $824,326 |
| Q2 2000 | +127% | $682,213 |
| Q2 2005 | +76.1% | $528,188 |
| Q2 2010 | +66.8% | $500,516 |
| Q2 2015 | +78.4% | $535,231 |
| Q2 2020 | +54.8% | $464,305 |
| Q2 2021 | +42.5% | $427,374 |
| Q2 2023 | +15.9% | $347,712 |
| Q2 2025 | +1.4% | $304,297 |
How ZIP3 318 ranks
Over the past year ZIP3 318 ranks 727th of 882 3-digit ZIP regions nationally and 17th of 20 in Georgia. Its one-year change is −1.6 pts versus the nation and −0.5 pts versus Georgia. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Georgia |
|---|---|---|
| 1 year | 727th of 882 | 17th of 20 |
| 3 years | 413th of 882 | 11th of 20 |
| 5 years | 509th of 882 | 17th of 20 |
| 10 years | 611th of 882 | 19th of 20 |
| Since Q1 1995 | 838th of 879 | 18th of 20 |
Boom, bust, and recovery in ZIP3 318
ZIP3 318's index peaked in Q1 2008, fell 17.3% to its low in Q1 2014, and regained its peak in Q4 2020, about 12.8 years after the top. Today it sits +53.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 318 | Q1 2008 | Q1 2014 | -17.3% | Q4 2020 (12.8 yrs) | +53.0% |
| GA | Q1 2008 | Q2 2012 | -24.4% | Q2 2017 (9.2 yrs) | +103% |
| Metro | Q1 2008 | Q1 2014 | -17.3% | Q4 2020 (12.8 yrs) | +53.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 318's index has changed +25.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 318 after inflation | GA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.3% | -1.9% | -2.3% | -0.8% |
| 3 years | +9.8% | +5.5% | +1.0% | +5.5% | +2.8% |
| 5 years | +24.0% | +14.9% | +19.0% | +14.9% | +13.9% |
| 10 years | +39.1% | +28.7% | +52.6% | +28.7% | +39.0% |
| Since Q1 1995 | +121% | +25.7% | +69.5% | +25.7% | +76.8% |
Estimate appreciation for a home in ZIP3 318
Regional estimate
$536,848
- Estimated gain
- $236,848
- Index change
- +78.95%
- Start index
- 155.53
- End index
- 278.32
ZIP3 318 (Columbus, GA area), Q2 2016 to Q2 2026. Index type: MSA/MSAD Index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 319 · Columbus, GA area | GA | +3.8% | +42.1% | +173% |
| 368 · Auburn, AL area | AL | +2.1% | +47.1% | +244% |
| 302 · Peachtree City, GA area | GA | +2.5% | +49.2% | +236% |
| 312 · Macon, GA area | GA | +2.1% | +49.9% | +161% |
| 310 · Warner Robins, GA area | GA | +5.9% | +58.3% | +226% |
| 360 · Prattville, AL area | AL | +5.5% | +45.2% | +184% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 278.32 |
| Q1 2026 | 282.04 |
| Q4 2025 | 273.22 |
| Q3 2025 | 276.86 |
| Q2 2025 | 274.39 |
| Q1 2025 | 259.74 |
| Q4 2024 | 265.05 |
| Q3 2024 | 261.01 |
| Q2 2024 | 257.45 |
| Q1 2024 | 257.18 |
| Q4 2023 | 244.23 |
| Q3 2023 | 248.43 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 318?
- Based on FHFA HPI® data for 3-digit ZIP region 318, the regional index changed +1.4% over the year to Q2 2026, +42.5% over five years, +79.0% over ten years, and +178% since Q1 1995.
- Is ZIP3 318 appreciating faster than Georgia and the U.S.?
- Over the past year the region's index +1.4% compares with +1.9% for Georgia and +3.0% for the U.S., a gap of −1.6 pts versus the nation. Over five years the gap versus the nation is +1.2 pts.
- Which ZIP codes are in 3-digit ZIP region 318?
- All ZIP codes that begin with 318. Census 2010 ZIP Code Tabulation Areas in this region run from 31801 to 31836 (27 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.