3-digit ZIP regional index
Home appreciation in ZIP codes 530xxSheboygan, WI area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 530 changed +6.5% over the year to Q2 2026, compared with +5.6% for Wisconsin and +3.0% for the United States.
The region covers ZIP codes 53001–53098. Most of its 2010 population lived in Waukesha County (29%), Washington County (21%), Sheboygan County (18%). Communities in the region include Brookfield, Menomonee Falls, West Bend, Watertown, Mequon. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.5%
- 5-year change
- +53.5%
- Since Q1 1995
- +241%
- National rank (1 year)
- 101st
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 530 vs Wisconsin and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 530: 340.6
- Wisconsin: 363.5
- Milwaukee-Waukesha, WI metro: 350.8
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 530 | WI | U.S. | Gap vs WI | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.5% | +5.6% | +3.0% | +0.9 pts | +3.5 pts |
| 3 years | +21.1% | +20.9% | +12.9% | +0.1 pts | +8.2 pts |
| 5 years | +53.5% | +54.0% | +41.3% | −0.5 pts | +12.2 pts |
| 10 years | +100% | +106% | +93.3% | −5.5 pts | +6.9 pts |
| Since Q1 1995 | +241% | +264% | +292% | −23.0 pts | −51.0 pts |
If you bought in ZIP3 530 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +234% | $1,001,480 |
| Q2 2000 | +169% | $807,484 |
| Q2 2005 | +102% | $604,920 |
| Q2 2010 | +107% | $620,308 |
| Q2 2015 | +107% | $621,592 |
| Q2 2020 | +68.6% | $505,897 |
| Q2 2021 | +53.5% | $460,458 |
| Q2 2023 | +21.0% | $363,146 |
| Q2 2025 | +6.5% | $319,564 |
How ZIP3 530 ranks
Over the past year ZIP3 530 ranks 101st of 882 3-digit ZIP regions nationally and 4th of 18 in Wisconsin. Its one-year change is +3.5 pts versus the nation and +0.9 pts versus Wisconsin. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Wisconsin |
|---|---|---|
| 1 year | 101st of 882 | 4th of 18 |
| 3 years | 168th of 882 | 12th of 18 |
| 5 years | 150th of 882 | 12th of 18 |
| 10 years | 318th of 882 | 14th of 18 |
| Since Q1 1995 | 564th of 879 | 15th of 18 |
Boom, bust, and recovery in ZIP3 530
ZIP3 530's index peaked in Q1 2008, fell 12.7% to its low in Q2 2012, and regained its peak in Q3 2017, about 9.5 years after the top. Today it sits +90.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 530 | Q1 2008 | Q2 2012 | -12.7% | Q3 2017 (9.5 yrs) | +90.0% |
| WI | Q1 2008 | Q1 2014 | -11.9% | Q2 2017 (9.2 yrs) | +97.4% |
| Metro | Q1 2007 | Q2 2012 | -15.6% | Q2 2018 (11.2 yrs) | +86.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 530's index has changed +53.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 530 after inflation | WI after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.6% | +1.7% | +2.3% | -0.8% |
| 3 years | +9.8% | +10.2% | +10.1% | +10.1% | +2.8% |
| 5 years | +24.0% | +23.8% | +24.1% | +22.5% | +13.9% |
| 10 years | +39.1% | +44.0% | +47.9% | +44.4% | +39.0% |
| Since Q1 1995 | +121% | +53.8% | +64.2% | +58.5% | +76.8% |
Estimate appreciation for a home in ZIP3 530
Regional estimate
$600,653
- Estimated gain
- $300,653
- Index change
- +100%
- Start index
- 170.10
- End index
- 340.57
ZIP3 530 (Sheboygan, WI area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 532 · Milwaukee, WI area | WI | +5.8% | +53.6% | +278% |
| 531 · Kenosha, WI area | WI | +6.6% | +52.2% | +248% |
| 534 · Racine, WI area | WI | +6.7% | +56.1% | +226% |
| 549 · Appleton, WI area | WI | +5.3% | +58.7% | +240% |
| 537 · Madison, WI area | WI | +4.0% | +50.5% | +308% |
| 539 · Beaver Dam, WI area | WI | +7.7% | +62.5% | +300% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 340.57 |
| Q1 2026 | 329.14 |
| Q4 2025 | 326.96 |
| Q3 2025 | 324.55 |
| Q2 2025 | 319.72 |
| Q1 2025 | 312.03 |
| Q4 2024 | 309.53 |
| Q3 2024 | 305.78 |
| Q2 2024 | 304.34 |
| Q1 2024 | 293.26 |
| Q4 2023 | 290.06 |
| Q3 2023 | 290.62 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 530?
- Based on FHFA HPI® data for 3-digit ZIP region 530, the regional index changed +6.5% over the year to Q2 2026, +53.5% over five years, +100% over ten years, and +241% since Q1 1995.
- Is ZIP3 530 appreciating faster than Wisconsin and the U.S.?
- Over the past year the region's index +6.5% compares with +5.6% for Wisconsin and +3.0% for the U.S., a gap of +3.5 pts versus the nation. Over five years the gap versus the nation is +12.2 pts.
- Which ZIP codes are in 3-digit ZIP region 530?
- All ZIP codes that begin with 530. Census 2010 ZIP Code Tabulation Areas in this region run from 53001 to 53098 (74 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.