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3-digit ZIP regional index

Home appreciation in ZIP codes 600xxWaukegan, IL area

FHFA HPI® data shows the regional home price index for ZIP codes beginning with 600 changed +5.6% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.

The region covers ZIP codes 60002–60099. Most of its 2010 population lived in Cook County (44%), Lake County (43%), McHenry County (14%). Communities in the region include Arlington Heights, Palatine, Skokie, Des Plaines, Mount Prospect. This is a regional index, not a ZIP5, street, or individual-home estimate.

1-year change
+5.6%

Year to Q2 2026

5-year change
+49.5%

vs U.S. +41.3%

Since Q1 1995
+168%

vs U.S. +292%

National rank (1 year)
188th

of 882 ZIP3 regions

ZIP3 600 vs Illinois and the U.S.

FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026

1002003004001995200020052010201520202025
  • ZIP3 600: 267.6
  • Illinois: 283.5
  • Chicago-Naperville-Schaumburg, IL metro: 296.2
  • United States: 391.6

Want a different starting year? Rebase this chart or compare with another ZIP3.

Appreciation by time window

Percent change in the regional index to Q2 2026; gaps are percentage points
WindowZIP3 600ILU.S.Gap vs ILGap vs U.S.
1 year+5.6%+6.0%+3.0%−0.4 pts+2.6 pts
3 years+22.8%+21.8%+12.9%+1.0 pts+9.9 pts
5 years+49.5%+46.9%+41.3%+2.6 pts+8.2 pts
10 years+72.3%+75.6%+93.3%−3.3 pts−21.1 pts
Since Q1 1995+168%+184%+292%−15.9 pts−124.0 pts

If you bought in ZIP3 600 in…

Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.

Bought inIndex change$300,000 then, at the regional rate
Q2 1995+164%$792,811
Q2 2000+116%$649,042
Q2 2005+51.5%$454,407
Q2 2010+79.5%$538,575
Q2 2015+77.2%$531,550
Q2 2020+60.2%$480,603
Q2 2021+49.5%$448,366
Q2 2023+22.8%$368,308
Q2 2025+5.6%$316,861

How ZIP3 600 ranks

Over the past year ZIP3 600 ranks 188th of 882 3-digit ZIP regions nationally and 17th of 29 in Illinois. Its one-year change is +2.6 pts versus the nation and −0.4 pts versus Illinois. Rank 1 is the strongest appreciation.

WindowNational rankRank in Illinois
1 year188th of 88217th of 29
3 years103rd of 8829th of 29
5 years283rd of 8825th of 29
10 years706th of 88213th of 29
Since Q1 1995847th of 87916th of 29

Boom, bust, and recovery in ZIP3 600

ZIP3 600's index peaked in Q1 2007, fell 29.2% to its low in Q2 2012, and regained its peak in Q1 2022, about 15 years after the top. Today it sits +40.4% versus that 2000s peak. How every state and ZIP region fared

Area2000s peakLow pointPeak to lowBack to peakToday vs peak
ZIP3 600Q1 2007Q2 2012-29.2%Q1 2022 (15 yrs)+40.4%
ILQ1 2007Q2 2012-21.8%Q2 2021 (14.2 yrs)+51.8%
MetroQ1 2007Q2 2012-28.9%Q3 2021 (14.5 yrs)+43.8%
U.S.Q1 2007Q2 2012-19.0%Q4 2016 (9.8 yrs)+89.3%

Appreciation after inflation

Adjusting for consumer price inflation, ZIP3 600's index has changed +20.9% in real terms since Q1 1995. Home prices vs inflation

WindowInflation (CPI-U)ZIP3 600 after inflationIL after inflationMetro after inflationU.S. after inflation
1 year+3.9%+1.7%+2.0%+2.3%-0.8%
3 years+9.8%+11.8%+10.9%+11.0%+2.8%
5 years+24.0%+20.5%+18.4%+17.3%+13.9%
10 years+39.1%+23.9%+26.3%+26.3%+39.0%
Since Q1 1995+121%+20.9%+28.0%+33.8%+76.8%

Estimate appreciation for a home in ZIP3 600

Estimate regional appreciation

Regional estimate

$516,769

Estimated gain
$216,769
Index change
+72.26%
Start index
155.35
End index
267.60

ZIP3 600 (Waukegan, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.

About this estimate. This calculator is an independent tool that applies the publicly available FHFA House Price Index® (FHFA HPI®) to a value you enter. The FHFA HPI® is a 3-digit ZIP (regional) index that measures average price movement across a broad area - it is not specific to any individual property, and the result is not an appraisal, tax assessment, lender valuation, or guaranteed market value. zipappreciation.com is not affiliated with or endorsed by the FHFA. Source: Federal Housing Finance Agency, FHFA HPI® (fhfa.gov).

Nearby 3-digit ZIP regions

3-digit ZIP regionState1 year5 yearsSince Q1 1995
601 · Elgin, IL areaIL+6.8%+49.8%+185%
602 · Evanston, IL areaIL+11.4%+45.3%+260%
607 · Niles, IL areaIL+7.8%+39.1%+199%
603 · Oak Park, IL areaIL+8.7%+43.6%+291%
606 · Chicago, IL areaIL+7.0%+38.5%+270%
608 · Cicero, IL areaIL+5.0%+42.3%+183%

Recent quarterly index values

FHFA HPI® values for ZIP3 600 (original FHFA base, Q1 1995 = 100). Index type: Native 3-Digit ZIP index.
PeriodIndex
Q2 2026267.60
Q1 2026260.89
Q4 2025258.06
Q3 2025256.35
Q2 2025253.36
Q1 2025247.23
Q4 2024239.90
Q3 2024240.48
Q2 2024237.21
Q1 2024227.68
Q4 2023224.36
Q3 2023223.27

Frequently asked questions

How much have home prices risen in ZIP codes starting with 600?
Based on FHFA HPI® data for 3-digit ZIP region 600, the regional index changed +5.6% over the year to Q2 2026, +49.5% over five years, +72.3% over ten years, and +168% since Q1 1995.
Is ZIP3 600 appreciating faster than Illinois and the U.S.?
Over the past year the region's index +5.6% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of +2.6 pts versus the nation. Over five years the gap versus the nation is +8.2 pts.
Which ZIP codes are in 3-digit ZIP region 600?
All ZIP codes that begin with 600. Census 2010 ZIP Code Tabulation Areas in this region run from 60002 to 60099 (64 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
Can I use this to value my home?
No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.