3-digit ZIP regional index
Home appreciation in ZIP codes 601xxElgin, IL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 601 changed +6.8% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.
The region covers ZIP codes 60101–60195. Most of its 2010 population lived in DuPage County (37%), Cook County (30%), Kane County (21%). Communities in the region include Schaumburg, Wheaton, Hoffman Estates, Elmhurst, DeKalb. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +6.8%
- 5-year change
- +49.8%
- Since Q1 1995
- +185%
- National rank (1 year)
- 85th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 601 vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 601: 285.0
- Illinois: 283.5
- Chicago-Naperville-Schaumburg, IL metro: 296.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 601 | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +6.8% | +6.0% | +3.0% | +0.8 pts | +3.8 pts |
| 3 years | +23.0% | +21.8% | +12.9% | +1.3 pts | +10.2 pts |
| 5 years | +49.8% | +46.9% | +41.3% | +2.9 pts | +8.5 pts |
| 10 years | +83.3% | +75.6% | +93.3% | +7.7 pts | −10.1 pts |
| Since Q1 1995 | +185% | +184% | +292% | +1.5 pts | −106.6 pts |
If you bought in ZIP3 601 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +183% | $848,016 |
| Q2 2000 | +133% | $697,593 |
| Q2 2005 | +59.4% | $478,251 |
| Q2 2010 | +87.2% | $561,630 |
| Q2 2015 | +88.9% | $566,768 |
| Q2 2020 | +62.6% | $487,774 |
| Q2 2021 | +49.8% | $449,346 |
| Q2 2023 | +23.0% | $369,110 |
| Q2 2025 | +6.8% | $320,369 |
How ZIP3 601 ranks
Over the past year ZIP3 601 ranks 85th of 882 3-digit ZIP regions nationally and 12th of 29 in Illinois. Its one-year change is +3.8 pts versus the nation and +0.8 pts versus Illinois. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Illinois |
|---|---|---|
| 1 year | 85th of 882 | 12th of 29 |
| 3 years | 87th of 882 | 8th of 29 |
| 5 years | 276th of 882 | 4th of 29 |
| 10 years | 563rd of 882 | 4th of 29 |
| Since Q1 1995 | 819th of 879 | 10th of 29 |
Boom, bust, and recovery in ZIP3 601
ZIP3 601's index peaked in Q1 2007, fell 30.7% to its low in Q2 2012, and regained its peak in Q3 2021, about 14.5 years after the top. Today it sits +46.7% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 601 | Q1 2007 | Q2 2012 | -30.7% | Q3 2021 (14.5 yrs) | +46.7% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| Metro | Q1 2007 | Q2 2012 | -28.9% | Q3 2021 (14.5 yrs) | +43.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 601's index has changed +28.7% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 601 after inflation | IL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.8% | +2.0% | +2.3% | -0.8% |
| 3 years | +9.8% | +12.1% | +10.9% | +11.0% | +2.8% |
| 5 years | +24.0% | +20.8% | +18.4% | +17.3% | +13.9% |
| 10 years | +39.1% | +31.8% | +26.3% | +26.3% | +39.0% |
| Since Q1 1995 | +121% | +28.7% | +28.0% | +33.8% | +76.8% |
Estimate appreciation for a home in ZIP3 601
Regional estimate
$549,820
- Estimated gain
- $249,820
- Index change
- +83.27%
- Start index
- 155.50
- End index
- 284.99
ZIP3 601 (Elgin, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 605 · Aurora, IL area | IL | +4.7% | +47.8% | +200% |
| 600 · Waukegan, IL area | IL | +5.6% | +49.5% | +168% |
| 607 · Niles, IL area | IL | +7.8% | +39.1% | +199% |
| 603 · Oak Park, IL area | IL | +8.7% | +43.6% | +291% |
| 602 · Evanston, IL area | IL | +11.4% | +45.3% | +260% |
| 606 · Chicago, IL area | IL | +7.0% | +38.5% | +270% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 284.99 |
| Q1 2026 | 275.15 |
| Q4 2025 | 271.94 |
| Q3 2025 | 269.62 |
| Q2 2025 | 266.87 |
| Q1 2025 | 259.70 |
| Q4 2024 | 256.18 |
| Q3 2024 | 253.96 |
| Q2 2024 | 250.49 |
| Q1 2024 | 241.75 |
| Q4 2023 | 238.54 |
| Q3 2023 | 238.16 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 601?
- Based on FHFA HPI® data for 3-digit ZIP region 601, the regional index changed +6.8% over the year to Q2 2026, +49.8% over five years, +83.3% over ten years, and +185% since Q1 1995.
- Is ZIP3 601 appreciating faster than Illinois and the U.S.?
- Over the past year the region's index +6.8% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of +3.8 pts versus the nation. Over five years the gap versus the nation is +8.5 pts.
- Which ZIP codes are in 3-digit ZIP region 601?
- All ZIP codes that begin with 601. Census 2010 ZIP Code Tabulation Areas in this region run from 60101 to 60195 (71 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.