3-digit ZIP regional index
Home appreciation in ZIP codes 605xxAurora, IL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 605 changed +4.7% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.
The region covers ZIP codes 60501–60586. Most of its 2010 population lived in DuPage County (39%), Kane County (21%), Will County (15%). Communities in the region include Naperville, Downers Grove, Plainfield, Joliet, Woodridge. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.7%
- 5-year change
- +47.8%
- Since Q1 1995
- +200%
- National rank (1 year)
- 299th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 605 vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 605: 299.5
- Illinois: 283.5
- Chicago-Naperville-Schaumburg, IL metro: 296.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 605 | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.7% | +6.0% | +3.0% | −1.3 pts | +1.6 pts |
| 3 years | +21.5% | +21.8% | +12.9% | −0.3 pts | +8.6 pts |
| 5 years | +47.8% | +46.9% | +41.3% | +0.9 pts | +6.5 pts |
| 10 years | +76.6% | +75.6% | +93.3% | +1.0 pts | −16.7 pts |
| Since Q1 1995 | +200% | +184% | +292% | +16.0 pts | −92.0 pts |
If you bought in ZIP3 605 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +196% | $888,228 |
| Q2 2000 | +140% | $720,394 |
| Q2 2005 | +68.2% | $504,474 |
| Q2 2010 | +85.8% | $557,284 |
| Q2 2015 | +81.2% | $543,696 |
| Q2 2020 | +59.2% | $477,684 |
| Q2 2021 | +47.8% | $443,325 |
| Q2 2023 | +21.5% | $364,374 |
| Q2 2025 | +4.7% | $314,027 |
How ZIP3 605 ranks
Over the past year ZIP3 605 ranks 299th of 882 3-digit ZIP regions nationally and 21st of 29 in Illinois. Its one-year change is +1.6 pts versus the nation and −1.3 pts versus Illinois. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Illinois |
|---|---|---|
| 1 year | 299th of 882 | 21st of 29 |
| 3 years | 154th of 882 | 16th of 29 |
| 5 years | 327th of 882 | 10th of 29 |
| 10 years | 640th of 882 | 8th of 29 |
| Since Q1 1995 | 786th of 879 | 7th of 29 |
Boom, bust, and recovery in ZIP3 605
ZIP3 605's index peaked in Q2 2007, fell 24.1% to its low in Q2 2012, and regained its peak in Q2 2021, about 14 years after the top. Today it sits +53.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 605 | Q2 2007 | Q2 2012 | -24.1% | Q2 2021 (14 yrs) | +53.8% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| Metro | Q1 2007 | Q2 2012 | -28.9% | Q3 2021 (14.5 yrs) | +43.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 605's index has changed +35.3% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 605 after inflation | IL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.8% | +2.0% | +2.3% | -0.8% |
| 3 years | +9.8% | +10.6% | +10.9% | +11.0% | +2.8% |
| 5 years | +24.0% | +19.1% | +18.4% | +17.3% | +13.9% |
| 10 years | +39.1% | +27.0% | +26.3% | +26.3% | +39.0% |
| Since Q1 1995 | +121% | +35.3% | +28.0% | +33.8% | +76.8% |
Estimate appreciation for a home in ZIP3 605
Regional estimate
$529,909
- Estimated gain
- $229,909
- Index change
- +76.64%
- Start index
- 169.58
- End index
- 299.54
ZIP3 605 (Aurora, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 601 · Elgin, IL area | IL | +6.8% | +49.8% | +185% |
| 604 · Joliet, IL area | IL | +5.5% | +44.5% | +162% |
| 603 · Oak Park, IL area | IL | +8.7% | +43.6% | +291% |
| 608 · Cicero, IL area | IL | +5.0% | +42.3% | +183% |
| 607 · Niles, IL area | IL | +7.8% | +39.1% | +199% |
| 606 · Chicago, IL area | IL | +7.0% | +38.5% | +270% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 299.54 |
| Q1 2026 | 293.47 |
| Q4 2025 | 289.96 |
| Q3 2025 | 289.35 |
| Q2 2025 | 286.16 |
| Q1 2025 | 276.47 |
| Q4 2024 | 271.76 |
| Q3 2024 | 271.53 |
| Q2 2024 | 267.70 |
| Q1 2024 | 258.88 |
| Q4 2023 | 253.24 |
| Q3 2023 | 251.47 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 605?
- Based on FHFA HPI® data for 3-digit ZIP region 605, the regional index changed +4.7% over the year to Q2 2026, +47.8% over five years, +76.6% over ten years, and +200% since Q1 1995.
- Is ZIP3 605 appreciating faster than Illinois and the U.S.?
- Over the past year the region's index +4.7% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of +1.6 pts versus the nation. Over five years the gap versus the nation is +6.5 pts.
- Which ZIP codes are in 3-digit ZIP region 605?
- All ZIP codes that begin with 605. Census 2010 ZIP Code Tabulation Areas in this region run from 60501 to 60586 (56 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.