3-digit ZIP regional index
Home appreciation in ZIP codes 740xxBroken Arrow, OK area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 740 changed +3.9% over the year to Q2 2026, compared with +2.8% for Oklahoma and +3.0% for the United States.
The region covers ZIP codes 74001–74085. Most of its 2010 population lived in Tulsa County (35%), Rogers County (14%), Payne County (13%). Communities in the region include Stillwater, Bartlesville, Owasso, Sapulpa, Claremore. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.9%
- 5-year change
- +45.6%
- Since Q1 1995
- +232%
- National rank (1 year)
- 395th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 740 vs Oklahoma and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 740: 332.3
- Oklahoma: 338.0
- Tulsa, OK metro: 341.7
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 740 | OK | U.S. | Gap vs OK | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.9% | +2.8% | +3.0% | +1.1 pts | +0.9 pts |
| 3 years | +13.1% | +11.6% | +12.9% | +1.6 pts | +0.3 pts |
| 5 years | +45.6% | +39.9% | +41.3% | +5.7 pts | +4.3 pts |
| 10 years | +84.6% | +77.0% | +93.3% | +7.5 pts | −8.8 pts |
| Since Q1 1995 | +232% | +238% | +292% | −5.7 pts | −59.3 pts |
If you bought in ZIP3 740 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +228% | $984,504 |
| Q2 2000 | +167% | $801,037 |
| Q2 2005 | +121% | $662,024 |
| Q2 2010 | +100% | $600,307 |
| Q2 2015 | +86.4% | $559,095 |
| Q2 2020 | +62.4% | $487,080 |
| Q2 2021 | +45.6% | $436,795 |
| Q2 2023 | +13.1% | $339,409 |
| Q2 2025 | +3.9% | $311,795 |
How ZIP3 740 ranks
Over the past year ZIP3 740 ranks 395th of 882 3-digit ZIP regions nationally and 3rd of 17 in Oklahoma. Its one-year change is +0.9 pts versus the nation and +1.1 pts versus Oklahoma. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Oklahoma |
|---|---|---|
| 1 year | 395th of 882 | 3rd of 17 |
| 3 years | 575th of 882 | 2nd of 17 |
| 5 years | 404th of 882 | 1st of 17 |
| 10 years | 550th of 882 | 1st of 17 |
| Since Q1 1995 | 620th of 879 | 4th of 16 |
Boom, bust, and recovery in ZIP3 740
ZIP3 740's index peaked in Q1 2009, fell 4.0% to its low in Q3 2011, and regained its peak in Q3 2013, about 4.5 years after the top. Today it sits +97.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 740 | Q1 2009 | Q3 2011 | -4.0% | Q3 2013 (4.5 yrs) | +97.6% |
| OK | Q1 2009 | Q3 2011 | -3.6% | Q2 2013 (4.2 yrs) | +93.4% |
| Metro | Q1 2009 | Q2 2011 | -4.5% | Q2 2014 (5.2 yrs) | +102% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 740's index has changed +50.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 740 after inflation | OK after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.1% | -1.0% | +0.1% | -0.8% |
| 3 years | +9.8% | +3.0% | +1.6% | +2.8% | +2.8% |
| 5 years | +24.0% | +17.4% | +12.8% | +17.3% | +13.9% |
| 10 years | +39.1% | +32.7% | +27.3% | +34.9% | +39.0% |
| Since Q1 1995 | +121% | +50.1% | +52.6% | +54.3% | +76.8% |
Estimate appreciation for a home in ZIP3 740
Regional estimate
$553,753
- Estimated gain
- $253,753
- Index change
- +84.58%
- Start index
- 180.01
- End index
- 332.27
ZIP3 740 (Broken Arrow, OK area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 741 · Tulsa, OK area | OK | +2.5% | +42.6% | +246% |
| 744 · Muskogee, OK area | OK | +1.5% | +38.9% | +225% |
| 743 · Miami, OK area | OK | +1.5% | +38.9% | +225% |
| 746 · Ponca City, OK area | OK | +1.5% | +38.9% | +225% |
| 673 · Parsons, KS area | KS | +3.4% | +42.4% | +223% |
| 748 · Shawnee, OK area | OK | +1.5% | +38.9% | +225% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 332.27 |
| Q1 2026 | 321.95 |
| Q4 2025 | 325.20 |
| Q3 2025 | 321.28 |
| Q2 2025 | 319.70 |
| Q1 2025 | 317.98 |
| Q4 2024 | 309.05 |
| Q3 2024 | 305.76 |
| Q2 2024 | 303.63 |
| Q1 2024 | 304.87 |
| Q4 2023 | 296.50 |
| Q3 2023 | 298.67 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 740?
- Based on FHFA HPI® data for 3-digit ZIP region 740, the regional index changed +3.9% over the year to Q2 2026, +45.6% over five years, +84.6% over ten years, and +232% since Q1 1995.
- Is ZIP3 740 appreciating faster than Oklahoma and the U.S.?
- Over the past year the region's index +3.9% compares with +2.8% for Oklahoma and +3.0% for the U.S., a gap of +0.9 pts versus the nation. Over five years the gap versus the nation is +4.3 pts.
- Which ZIP codes are in 3-digit ZIP region 740?
- All ZIP codes that begin with 740. Census 2010 ZIP Code Tabulation Areas in this region run from 74001 to 74085 (66 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.