State ranking · Q2 2026
Fastest-appreciating ZIP codes in Oklahoma
Over the year to Q2 2026, the fastest-appreciating of Oklahoma's 17 3-digit ZIP regions was ZIP3 735 (Lawton, OK area) at +10.2%, based on FHFA HPI® data. 4 of 17 regions outpaced the statewide change of +2.8%; the U.S. changed +3.0%.
13 of 17 regions in Oklahomause a FHFA "Balance of State" or metro index instead of a separately estimated 3-digit ZIP index, so some regions share identical values and rankings can tie.
Ranked by 1-year change
| # | 3-digit ZIP region | 1 year | 3 years | 5 years |
|---|---|---|---|---|
| 1 | 735 · Lawton, OK area | +10.2% | +16.9% | +43.4% |
| 2 | 737 · Enid, OK area | +8.3% | +12.1% | +31.2% |
| 3 | 740 · Broken Arrow, OK area | +3.9% | +13.1% | +45.6% |
| 4 | 730 · Norman, OK area | +3.6% | +11.2% | +38.6% |
| 5 | 741 · Tulsa, OK area | +2.5% | +11.6% | +42.6% |
| 6 | 734 · Ardmore, OK area | +1.5% | +12.7% | +38.9% |
| 7 | 736 · Elk City, OK area | +1.5% | +12.7% | +38.9% |
| 8 | 738 · Woodward, OK area | +1.5% | +12.7% | +38.9% |
| 9 | 739 · Guymon, OK area | +1.5% | +12.7% | +38.9% |
| 10 | 743 · Miami, OK area | +1.5% | +12.7% | +38.9% |
| 11 | 744 · Muskogee, OK area | +1.5% | +12.7% | +38.9% |
| 12 | 745 · McAlester, OK area | +1.5% | +12.7% | +38.9% |
| 13 | 746 · Ponca City, OK area | +1.5% | +12.7% | +38.9% |
| 14 | 747 · Durant, OK area | +1.5% | +12.7% | +38.9% |
| 15 | 748 · Shawnee, OK area | +1.5% | +12.7% | +38.9% |
| 16 | 749 · Sallisaw, OK area | +1.5% | +12.7% | +38.9% |
| 17 | 731 · Oklahoma City, OK area | +0.8% | +6.8% | +33.5% |
Top 10 by 5-year change
| # | 3-digit ZIP region | 5 years | 1 year |
|---|---|---|---|
| 1 | 740 · Broken Arrow, OK area | +45.6% | +3.9% |
| 2 | 735 · Lawton, OK area | +43.4% | +10.2% |
| 3 | 741 · Tulsa, OK area | +42.6% | +2.5% |
| 4 | 734 · Ardmore, OK area | +38.9% | +1.5% |
| 5 | 736 · Elk City, OK area | +38.9% | +1.5% |
| 6 | 738 · Woodward, OK area | +38.9% | +1.5% |
| 7 | 739 · Guymon, OK area | +38.9% | +1.5% |
| 8 | 743 · Miami, OK area | +38.9% | +1.5% |
| 9 | 744 · Muskogee, OK area | +38.9% | +1.5% |
| 10 | 745 · McAlester, OK area | +38.9% | +1.5% |
Top 10 by 10-year change
| # | 3-digit ZIP region | 10 years | 1 year |
|---|---|---|---|
| 1 | 740 · Broken Arrow, OK area | +84.6% | +3.9% |
| 2 | 741 · Tulsa, OK area | +84.6% | +2.5% |
| 3 | 730 · Norman, OK area | +74.0% | +3.6% |
| 4 | 731 · Oklahoma City, OK area | +72.5% | +0.8% |
| 5 | 734 · Ardmore, OK area | +72.0% | +1.5% |
| 6 | 736 · Elk City, OK area | +72.0% | +1.5% |
| 7 | 738 · Woodward, OK area | +72.0% | +1.5% |
| 8 | 739 · Guymon, OK area | +72.0% | +1.5% |
| 9 | 743 · Miami, OK area | +72.0% | +1.5% |
| 10 | 744 · Muskogee, OK area | +72.0% | +1.5% |
Top 10 by change since Q1 1995
| # | 3-digit ZIP region | Since Q1 1995 | 1 year |
|---|---|---|---|
| 1 | 731 · Oklahoma City, OK area | +255% | +0.8% |
| 2 | 741 · Tulsa, OK area | +246% | +2.5% |
| 3 | 730 · Norman, OK area | +237% | +3.6% |
| 4 | 740 · Broken Arrow, OK area | +232% | +3.9% |
| 5 | 734 · Ardmore, OK area | +225% | +1.5% |
| 6 | 736 · Elk City, OK area | +225% | +1.5% |
| 7 | 738 · Woodward, OK area | +225% | +1.5% |
| 8 | 739 · Guymon, OK area | +225% | +1.5% |
| 9 | 743 · Miami, OK area | +225% | +1.5% |
| 10 | 744 · Muskogee, OK area | +225% | +1.5% |
Frequently asked questions
- What is the fastest-appreciating ZIP code area in Oklahoma?
- Over the past year, ZIP3 735 (Lawton, OK area) led Oklahoma at +10.2%. Over five years the leader was ZIP3 740 (Broken Arrow, OK area) at +45.6%, and since Q1 1995 it was ZIP3 731 (Oklahoma City, OK area) at +255%.
- Why are rankings by 3-digit ZIP and not 5-digit ZIP?
- FHFA publishes its quarterly ZIP-level index for 3-digit ZIP regions, which group all ZIP codes sharing the same first three digits. Each region covers many communities, so results describe broad regional trends rather than any one neighborhood or home.