3-digit ZIP regional index
Home appreciation in ZIP codes 960xxRedding, CA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 960 changed +1.7% over the year to Q2 2026, compared with +0.9% for California and +3.0% for the United States.
The region covers ZIP codes 96001–96097. Most of its 2010 population lived in Shasta County (59%), Tehama County (21%), Siskiyou County (14%). Communities in the region include Red Bluff, Shasta Lake, Anderson, Yreka, Corning. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.7%
- 5-year change
- +21.0%
- Since Q1 1995
- +239%
- National rank (1 year)
- 688th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 960 vs California and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 960: 338.9
- California: 488.5
- Redding, CA metro: 334.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 960 | CA | U.S. | Gap vs CA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.7% | +0.9% | +3.0% | +0.8 pts | −1.3 pts |
| 3 years | +6.7% | +7.7% | +12.9% | −1.0 pts | −6.2 pts |
| 5 years | +21.0% | +28.1% | +41.3% | −7.1 pts | −20.3 pts |
| 10 years | +71.3% | +76.2% | +93.3% | −4.9 pts | −22.0 pts |
| Since Q1 1995 | +239% | +388% | +292% | −149.6 pts | −52.7 pts |
If you bought in ZIP3 960 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +235% | $1,004,218 |
| Q2 2000 | +208% | $923,238 |
| Q2 2005 | +46.2% | $438,617 |
| Q2 2010 | +97.4% | $592,189 |
| Q2 2015 | +79.2% | $537,522 |
| Q2 2020 | +37.6% | $412,794 |
| Q2 2021 | +21.0% | $362,941 |
| Q2 2023 | +6.7% | $320,090 |
| Q2 2025 | +1.7% | $305,224 |
How ZIP3 960 ranks
Over the past year ZIP3 960 ranks 688th of 882 3-digit ZIP regions nationally and 21st of 57 in California. Its one-year change is −1.3 pts versus the nation and +0.8 pts versus California. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in California |
|---|---|---|
| 1 year | 688th of 882 | 21st of 57 |
| 3 years | 798th of 882 | 36th of 57 |
| 5 years | 855th of 882 | 43rd of 57 |
| 10 years | 727th of 882 | 40th of 57 |
| Since Q1 1995 | 582nd of 879 | 57th of 57 |
Boom, bust, and recovery in ZIP3 960
ZIP3 960's index peaked in Q2 2006, fell 42.7% to its low in Q2 2012, and regained its peak in Q1 2021, about 14.8 years after the top. Today it sits +29.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 960 | Q2 2006 | Q2 2012 | -42.7% | Q1 2021 (14.8 yrs) | +29.9% |
| CA | Q3 2006 | Q1 2012 | -41.0% | Q2 2019 (12.8 yrs) | +50.9% |
| Metro | Q1 2006 | Q2 2011 | -41.9% | Q1 2021 (15 yrs) | +30.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 960's index has changed +53.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 960 after inflation | CA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -2.0% | -2.9% | -2.9% | -0.8% |
| 3 years | +9.8% | -2.8% | -1.9% | -4.6% | +2.8% |
| 5 years | +24.0% | -2.5% | +3.3% | -3.0% | +13.9% |
| 10 years | +39.1% | +23.2% | +26.7% | +21.2% | +39.0% |
| Since Q1 1995 | +121% | +53.1% | +121% | +51.0% | +76.8% |
Estimate appreciation for a home in ZIP3 960
Regional estimate
$513,963
- Estimated gain
- $213,963
- Index change
- +71.32%
- Start index
- 197.81
- End index
- 338.89
ZIP3 960 (Redding, CA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 955 · Eureka, CA area | CA | -0.6% | +23.1% | +281% |
| 959 · Chico, CA area | CA | +0.3% | +16.7% | +263% |
| 976 · Klamath Falls, OR area | OR | +3.0% | +35.6% | +328% |
| 975 · Medford, OR area | OR | +1.5% | +20.4% | +302% |
| 961 · South Lake Tahoe, CA area | CA | +0.7% | +21.7% | +367% |
| 954 · Santa Rosa, CA area | CA | +0.9% | +16.4% | +307% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 338.89 |
| Q1 2026 | 333.42 |
| Q4 2025 | 327.58 |
| Q3 2025 | 330.67 |
| Q2 2025 | 333.09 |
| Q1 2025 | 324.51 |
| Q4 2024 | 325.20 |
| Q3 2024 | 325.07 |
| Q2 2024 | 324.18 |
| Q1 2024 | 322.47 |
| Q4 2023 | 308.02 |
| Q3 2023 | 325.60 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 960?
- Based on FHFA HPI® data for 3-digit ZIP region 960, the regional index changed +1.7% over the year to Q2 2026, +21.0% over five years, +71.3% over ten years, and +239% since Q1 1995.
- Is ZIP3 960 appreciating faster than California and the U.S.?
- Over the past year the region's index +1.7% compares with +0.9% for California and +3.0% for the U.S., a gap of −1.3 pts versus the nation. Over five years the gap versus the nation is −20.3 pts.
- Which ZIP codes are in 3-digit ZIP region 960?
- All ZIP codes that begin with 960. Census 2010 ZIP Code Tabulation Areas in this region run from 96001 to 96097 (74 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.