Metro area index
Home appreciation in the Dallas-Plano-Irving, TX metropolitan division
FHFA HPI® data shows the Dallas-Plano-Irving, TX metropolitan division's all-transactions index changed +0.5% over the year to Q2 2026, versus +1.6% for Texas and +3.0% for the U.S. That ranks 345th of 410 metro areas and divisions FHFA tracks.
- 1-year change
- +0.5%
- 5-year change
- +35.4%
- Since Q1 1995
- +326%
- Metro rank (1 year)
- 345th
U.S. +3.0%
U.S. +41.3%
U.S. +292%
of 410
Dallas-Plano-Irving, TX vs Texas and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Dallas-Plano-Irving, TX: 426.5
- Texas: 409.6
- United States: 391.6
Appreciation by time window
| Window | Metro | TX | U.S. | Gap vs TX | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.5% | +1.6% | +3.0% | −1.0 pts | −2.5 pts |
| 3 years | +4.1% | +6.2% | +12.9% | −2.1 pts | −8.8 pts |
| 5 years | +35.4% | +34.4% | +41.3% | +1.1 pts | −5.9 pts |
| 10 years | +92.5% | +87.1% | +93.3% | +5.4 pts | −0.8 pts |
| Since Q1 1995 | +326% | +310% | +292% | +16.8 pts | +34.9 pts |
3-digit ZIP regions in the Dallas-Plano-Irving, TX area
Regions with at least 10% of their 2010 population inside the metro division, largest overlap first. A 3-digit ZIP region can extend beyond the metro boundary.
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 | Population in metro |
|---|---|---|---|---|---|
| 752 · Dallas, TX area | TX | +2.3% | +39.2% | +469% | 100% |
| 750 · Plano, TX area | TX | -0.4% | +33.9% | +292% | 93% |
| 751 · Mesquite, TX area | TX | +0.2% | +36.0% | +295% | 85% |
| 762 · Denton, TX area | TX | +0.1% | +38.6% | +298% | 55% |
| 754 · Greenville, TX area | TX | +1.9% | +46.7% | +332% | 34% |
Boom, bust, and recovery in Dallas-Plano-Irving, TX area
Dallas-Plano-Irving, TX area's index peaked in Q1 2009, fell 5.7% to its low in Q2 2011, and regained its peak in Q2 2013, about 4.2 years after the top. Today it sits +155% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| Metro | Q1 2009 | Q2 2011 | -5.7% | Q2 2013 (4.2 yrs) | +155% |
| TX | Q1 2009 | Q2 2011 | -4.2% | Q2 2013 (4.2 yrs) | +134% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Dallas-Plano-Irving, TX area's index has changed +92.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | Metro after inflation | TX after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -3.2% | -2.2% | -0.8% |
| 3 years | +9.8% | -5.2% | -3.3% | +2.8% |
| 5 years | +24.0% | +9.2% | +8.3% | +13.9% |
| 10 years | +39.1% | +38.4% | +34.5% | +39.0% |
| Since Q1 1995 | +121% | +92.6% | +85.0% | +76.8% |
If you bought in the Dallas-Plano-Irving, TX area in…
An example $300,000 purchase grown at the metro index rate to Q2 2026.
| Bought in | Index change | $300,000 then, at the metro rate |
|---|---|---|
| Q2 1995 | +320% | $1,260,443 |
| Q2 2000 | +234% | $1,001,840 |
| Q2 2005 | +178% | $834,649 |
| Q2 2010 | +163% | $788,214 |
| Q2 2015 | +112% | $637,222 |
| Q2 2020 | +53.1% | $459,289 |
| Q2 2021 | +35.4% | $406,272 |
| Q2 2023 | +4.1% | $312,265 |
| Q2 2025 | +0.5% | $301,577 |
Frequently asked questions
- How much have home prices risen in the Dallas-Plano-Irving, TX area?
- FHFA HPI® data for the Dallas-Plano-Irving, TX metropolitan division shows changes of +0.5% over one year, +35.4% over five years, and +92.5% over ten years to Q2 2026, and +326% since Q1 1995.
- Is the Dallas-Plano-Irving, TX area beating the national average?
- Over the past year the metro's index moved −2.5 pts versus the U.S.; over five years the gap is −5.9 pts.
- What area does this metro index cover?
- FHFA computes metro indexes using the counties in each OMB-defined metropolitan division. The index covers the whole area, so individual neighborhoods and homes can differ from it.