3-digit ZIP regional index
Home appreciation in ZIP codes 025xxNantucket, MA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 025 changed +4.3% over the year to Q2 2026, compared with +3.2% for Massachusetts and +3.0% for the United States.
The region covers ZIP codes 02532–02584. Most of its 2010 population lived in Barnstable County (58%), Plymouth County (19%), Dukes County (14%). Communities in the region include East Falmouth, East Sandwich, Buzzards Bay, Falmouth, Sagamore. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.3%
- 5-year change
- +49.4%
- Since Q1 1995
- +470%
- National rank (1 year)
- 353rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 025 vs Massachusetts and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 025: 569.6
- Massachusetts: 471.6
- Barnstable Town, MA metro: 582.7
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 025 | MA | U.S. | Gap vs MA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.3% | +3.2% | +3.0% | +1.1 pts | +1.2 pts |
| 3 years | +18.0% | +16.1% | +12.9% | +1.9 pts | +5.1 pts |
| 5 years | +49.4% | +41.9% | +41.3% | +7.5 pts | +8.1 pts |
| 10 years | +110% | +91.9% | +93.3% | +18.5 pts | +17.1 pts |
| Since Q1 1995 | +470% | +372% | +292% | +98.0 pts | +178.1 pts |
If you bought in ZIP3 025 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +465% | $1,694,566 |
| Q2 2000 | +273% | $1,118,544 |
| Q2 2005 | +94.4% | $583,188 |
| Q2 2010 | +129% | $688,172 |
| Q2 2015 | +117% | $651,269 |
| Q2 2020 | +73.2% | $519,676 |
| Q2 2021 | +49.4% | $448,233 |
| Q2 2023 | +18.0% | $354,009 |
| Q2 2025 | +4.3% | $312,824 |
How ZIP3 025 ranks
Over the past year ZIP3 025 ranks 353rd of 882 3-digit ZIP regions nationally and 4th of 18 in Massachusetts. Its one-year change is +1.2 pts versus the nation and +1.1 pts versus Massachusetts. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Massachusetts |
|---|---|---|
| 1 year | 353rd of 882 | 4th of 18 |
| 3 years | 299th of 882 | 6th of 18 |
| 5 years | 285th of 882 | 3rd of 18 |
| 10 years | 180th of 882 | 2nd of 18 |
| Since Q1 1995 | 29th of 879 | 3rd of 18 |
Boom, bust, and recovery in ZIP3 025
ZIP3 025's index peaked in Q4 2005, fell 21.9% to its low in Q2 2011, and regained its peak in Q3 2018, about 12.8 years after the top. Today it sits +85.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 025 | Q4 2005 | Q2 2011 | -21.9% | Q3 2018 (12.8 yrs) | +85.6% |
| MA | Q1 2006 | Q2 2012 | -17.6% | Q2 2017 (11.2 yrs) | +84.2% |
| Metro | Q1 2006 | Q2 2011 | -20.4% | Q3 2018 (12.5 yrs) | +88.5% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 025's index has changed +157% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 025 after inflation | MA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +0.4% | -0.7% | +0.5% | -0.8% |
| 3 years | +9.8% | +7.5% | +5.7% | +7.1% | +2.8% |
| 5 years | +24.0% | +20.5% | +14.4% | +23.6% | +13.9% |
| 10 years | +39.1% | +51.3% | +38.0% | +51.8% | +39.0% |
| Since Q1 1995 | +121% | +157% | +113% | +163% | +76.8% |
Estimate appreciation for a home in ZIP3 025
Regional estimate
$631,182
- Estimated gain
- $331,182
- Index change
- +110%
- Start index
- 270.73
- End index
- 569.60
ZIP3 025 (Nantucket, MA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 026 · Barnstable Town, MA area | MA | +4.2% | +53.9% | +497% |
| 027 · New Bedford, MA area | MA | +4.1% | +45.1% | +348% |
| 023 · Brockton, MA area | MA | +3.6% | +42.3% | +387% |
| 028 · Warwick, RI area | RI | +5.4% | +54.9% | +357% |
| 029 · Providence, RI area | RI | +4.2% | +57.2% | +351% |
| 020 · Franklin Town, MA area | MA | +3.1% | +41.1% | +356% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 569.60 |
| Q1 2026 | 559.73 |
| Q4 2025 | 550.60 |
| Q3 2025 | 544.01 |
| Q2 2025 | 546.25 |
| Q1 2025 | 526.65 |
| Q4 2024 | 533.93 |
| Q3 2024 | 538.23 |
| Q2 2024 | 532.05 |
| Q1 2024 | 501.49 |
| Q4 2023 | 515.68 |
| Q3 2023 | 493.86 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 025?
- Based on FHFA HPI® data for 3-digit ZIP region 025, the regional index changed +4.3% over the year to Q2 2026, +49.4% over five years, +110% over ten years, and +470% since Q1 1995.
- Is ZIP3 025 appreciating faster than Massachusetts and the U.S.?
- Over the past year the region's index +4.3% compares with +3.2% for Massachusetts and +3.0% for the U.S., a gap of +1.2 pts versus the nation. Over five years the gap versus the nation is +8.1 pts.
- Which ZIP codes are in 3-digit ZIP region 025?
- All ZIP codes that begin with 025. Census 2010 ZIP Code Tabulation Areas in this region run from 02532 to 02584 (25 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.