3-digit ZIP regional index
Home appreciation in ZIP codes 033xxConcord, NH area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 033 changed +1.3% over the year to Q2 2026, compared with +4.0% for New Hampshire and +3.0% for the United States.
The region covers ZIP codes 03301–03307. Most of its 2010 population lived in Merrimack County (100%). Communities in the region include Loudon. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +1.3%
- 5-year change
- +53.0%
- Since Q1 1995
- +356%
- National rank (1 year)
- 735th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 033 vs New Hampshire and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 033: 455.7
- New Hampshire: 499.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 033 | NH | U.S. | Gap vs NH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +1.3% | +4.0% | +3.0% | −2.6 pts | −1.7 pts |
| 3 years | +19.4% | +19.3% | +12.9% | +0.1 pts | +6.5 pts |
| 5 years | +53.0% | +54.9% | +41.3% | −1.9 pts | +11.7 pts |
| 10 years | +116% | +120% | +93.3% | −4.4 pts | +22.6 pts |
| Since Q1 1995 | +356% | +400% | +292% | −43.8 pts | +64.1 pts |
If you bought in ZIP3 033 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +361% | $1,382,026 |
| Q2 2000 | +243% | $1,028,668 |
| Q2 2005 | +95.7% | $586,990 |
| Q2 2010 | +126% | $676,581 |
| Q2 2015 | +123% | $670,476 |
| Q2 2020 | +73.8% | $521,436 |
| Q2 2021 | +53.0% | $458,959 |
| Q2 2023 | +19.3% | $358,039 |
| Q2 2025 | +1.3% | $303,982 |
How ZIP3 033 ranks
Over the past year ZIP3 033 ranks 735th of 882 3-digit ZIP regions nationally and 9th of 9 in New Hampshire. Its one-year change is −1.7 pts versus the nation and −2.6 pts versus New Hampshire. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New Hampshire |
|---|---|---|
| 1 year | 735th of 882 | 9th of 9 |
| 3 years | 219th of 882 | 7th of 9 |
| 5 years | 173rd of 882 | 7th of 9 |
| 10 years | 128th of 882 | 9th of 9 |
| Since Q1 1995 | 150th of 879 | 8th of 9 |
Boom, bust, and recovery in ZIP3 033
ZIP3 033's index peaked in Q2 2007, fell 21.4% to its low in Q1 2013, and regained its peak in Q3 2019, about 12.2 years after the top. Today it sits +87.2% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 033 | Q2 2007 | Q1 2013 | -21.4% | Q3 2019 (12.2 yrs) | +87.2% |
| NH | Q1 2006 | Q2 2012 | -20.0% | Q2 2018 (12.2 yrs) | +97.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 033's index has changed +106% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 033 after inflation | NH after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.4% | +0.1% | -0.8% |
| 3 years | +9.8% | +8.7% | +8.6% | +2.8% |
| 5 years | +24.0% | +23.4% | +24.9% | +13.9% |
| 10 years | +39.1% | +55.3% | +58.4% | +39.0% |
| Since Q1 1995 | +121% | +106% | +126% | +76.8% |
Estimate appreciation for a home in ZIP3 033
Regional estimate
$647,792
- Estimated gain
- $347,792
- Index change
- +116%
- Start index
- 211.04
- End index
- 455.70
ZIP3 033 (Concord, NH area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 032 · Laconia, NH area | NH | +4.3% | +59.3% | +423% |
| 031 · Manchester, NH area | NH | +3.4% | +52.6% | +392% |
| 030 · Nashua, NH area | NH | +5.2% | +52.8% | +396% |
| 038 · Dover, NH area | NH | +3.4% | +54.4% | +419% |
| 037 · Claremont, NH area | NH | +4.0% | +60.4% | +381% |
| 036 · Charlestown, NH area | NH | +4.0% | +60.4% | +381% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 455.70 |
| Q1 2026 | 454.49 |
| Q4 2025 | 448.41 |
| Q3 2025 | 455.57 |
| Q2 2025 | 449.73 |
| Q1 2025 | 428.48 |
| Q4 2024 | 442.42 |
| Q3 2024 | 431.59 |
| Q2 2024 | 420.25 |
| Q1 2024 | 403.11 |
| Q4 2023 | 401.33 |
| Q3 2023 | 407.34 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 033?
- Based on FHFA HPI® data for 3-digit ZIP region 033, the regional index changed +1.3% over the year to Q2 2026, +53.0% over five years, +116% over ten years, and +356% since Q1 1995.
- Is ZIP3 033 appreciating faster than New Hampshire and the U.S.?
- Over the past year the region's index +1.3% compares with +4.0% for New Hampshire and +3.0% for the U.S., a gap of −1.7 pts versus the nation. Over five years the gap versus the nation is +11.7 pts.
- Which ZIP codes are in 3-digit ZIP region 033?
- All ZIP codes that begin with 033. Census 2010 ZIP Code Tabulation Areas in this region run from 03301 to 03307 (4 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.