3-digit ZIP regional index
Home appreciation in ZIP codes 030xxNashua, NH area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 030 changed +5.2% over the year to Q2 2026, compared with +4.0% for New Hampshire and +3.0% for the United States.
The region covers ZIP codes 03031–03087. Most of its 2010 population lived in Hillsborough County (63%), Rockingham County (37%). Communities in the region include Derry, Londonderry, Milford, Hudson, East Merrimack. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.2%
- 5-year change
- +52.8%
- Since Q1 1995
- +396%
- National rank (1 year)
- 241st
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 030 vs New Hampshire and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 030: 496.1
- New Hampshire: 499.5
- Manchester-Nashua, NH metro: 485.2
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 030 | NH | U.S. | Gap vs NH | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.2% | +4.0% | +3.0% | +1.3 pts | +2.2 pts |
| 3 years | +19.2% | +19.3% | +12.9% | −0.1 pts | +6.3 pts |
| 5 years | +52.8% | +54.9% | +41.3% | −2.0 pts | +11.6 pts |
| 10 years | +119% | +120% | +93.3% | −1.7 pts | +25.3 pts |
| Since Q1 1995 | +396% | +400% | +292% | −3.4 pts | +104.6 pts |
If you bought in ZIP3 030 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +387% | $1,460,322 |
| Q2 2000 | +243% | $1,029,722 |
| Q2 2005 | +102% | $604,754 |
| Q2 2010 | +138% | $713,568 |
| Q2 2015 | +126% | $679,213 |
| Q2 2020 | +75.7% | $527,170 |
| Q2 2021 | +52.8% | $458,507 |
| Q2 2023 | +19.2% | $357,469 |
| Q2 2025 | +5.2% | $315,698 |
How ZIP3 030 ranks
Over the past year ZIP3 030 ranks 241st of 882 3-digit ZIP regions nationally and 2nd of 9 in New Hampshire. Its one-year change is +2.2 pts versus the nation and +1.3 pts versus New Hampshire. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in New Hampshire |
|---|---|---|
| 1 year | 241st of 882 | 2nd of 9 |
| 3 years | 228th of 882 | 8th of 9 |
| 5 years | 176th of 882 | 8th of 9 |
| 10 years | 111th of 882 | 7th of 9 |
| Since Q1 1995 | 81st of 879 | 3rd of 9 |
Boom, bust, and recovery in ZIP3 030
ZIP3 030's index peaked in Q1 2006, fell 22.3% to its low in Q2 2012, and regained its peak in Q2 2018, about 12.2 years after the top. Today it sits +93.9% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 030 | Q1 2006 | Q2 2012 | -22.3% | Q2 2018 (12.2 yrs) | +93.9% |
| NH | Q1 2006 | Q2 2012 | -20.0% | Q2 2018 (12.2 yrs) | +97.8% |
| Metro | Q1 2006 | Q2 2012 | -22.1% | Q3 2018 (12.5 yrs) | +90.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 030's index has changed +124% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 030 after inflation | NH after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.3% | +0.1% | +0.9% | -0.8% |
| 3 years | +9.8% | +8.5% | +8.6% | +9.3% | +2.8% |
| 5 years | +24.0% | +23.2% | +24.9% | +22.9% | +13.9% |
| 10 years | +39.1% | +57.2% | +58.4% | +56.5% | +39.0% |
| Since Q1 1995 | +121% | +124% | +126% | +119% | +76.8% |
Estimate appreciation for a home in ZIP3 030
Regional estimate
$655,839
- Estimated gain
- $355,839
- Index change
- +119%
- Start index
- 226.94
- End index
- 496.12
ZIP3 030 (Nashua, NH area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 031 · Manchester, NH area | NH | +3.4% | +52.6% | +392% |
| 018 · Lowell, MA area | MA | +2.7% | +40.8% | +383% |
| 014 · Leominster, MA area | MA | +3.5% | +46.5% | +332% |
| 033 · Concord, NH area | NH | +1.3% | +53.0% | +356% |
| 019 · Lynn, MA area | MA | +3.6% | +39.5% | +385% |
| 038 · Dover, NH area | NH | +3.4% | +54.4% | +419% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 496.12 |
| Q1 2026 | 481.55 |
| Q4 2025 | 476.67 |
| Q3 2025 | 476.67 |
| Q2 2025 | 471.45 |
| Q1 2025 | 456.48 |
| Q4 2024 | 455.14 |
| Q3 2024 | 453.60 |
| Q2 2024 | 445.86 |
| Q1 2024 | 433.01 |
| Q4 2023 | 423.16 |
| Q3 2023 | 424.66 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 030?
- Based on FHFA HPI® data for 3-digit ZIP region 030, the regional index changed +5.2% over the year to Q2 2026, +52.8% over five years, +119% over ten years, and +396% since Q1 1995.
- Is ZIP3 030 appreciating faster than New Hampshire and the U.S.?
- Over the past year the region's index +5.2% compares with +4.0% for New Hampshire and +3.0% for the U.S., a gap of +2.2 pts versus the nation. Over five years the gap versus the nation is +11.6 pts.
- Which ZIP codes are in 3-digit ZIP region 030?
- All ZIP codes that begin with 030. Census 2010 ZIP Code Tabulation Areas in this region run from 03031 to 03087 (34 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.