3-digit ZIP regional index
Home appreciation in ZIP codes 184xxCarbondale, PA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 184 changed +9.1% over the year to Q2 2026, compared with +4.7% for Pennsylvania and +3.0% for the United States.
The region covers ZIP codes 18403–18473. Most of its 2010 population lived in Lackawanna County (48%), Wayne County (26%), Pike County (10%). Communities in the region include Archbald, Blakely, Olyphant, Clarks Summit, Jessup. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +9.1%
- 5-year change
- +50.2%
- Since Q1 1995
- +230%
- National rank (1 year)
- 13th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 184 vs Pennsylvania and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 184: 329.7
- Pennsylvania: 355.6
- Scranton--Wilkes-Barre, PA metro: 325.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 184 | PA | U.S. | Gap vs PA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +9.1% | +4.7% | +3.0% | +4.4 pts | +6.0 pts |
| 3 years | +24.6% | +18.1% | +12.9% | +6.5 pts | +11.7 pts |
| 5 years | +50.2% | +44.2% | +41.3% | +5.9 pts | +8.9 pts |
| 10 years | +89.7% | +86.9% | +93.3% | +2.8 pts | −3.6 pts |
| Since Q1 1995 | +230% | +256% | +292% | −26.0 pts | −61.9 pts |
If you bought in ZIP3 184 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +215% | $943,683 |
| Q2 2000 | +177% | $830,448 |
| Q2 2005 | +107% | $621,883 |
| Q2 2010 | +87.2% | $561,506 |
| Q2 2015 | +88.5% | $565,422 |
| Q2 2020 | +68.2% | $504,582 |
| Q2 2021 | +50.2% | $450,478 |
| Q2 2023 | +24.6% | $373,651 |
| Q2 2025 | +9.1% | $327,217 |
How ZIP3 184 ranks
Over the past year ZIP3 184 ranks 13th of 882 3-digit ZIP regions nationally and 1st of 46 in Pennsylvania. Its one-year change is +6.0 pts versus the nation and +4.4 pts versus Pennsylvania. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Pennsylvania |
|---|---|---|
| 1 year | 13th of 882 | 1st of 46 |
| 3 years | 48th of 882 | 8th of 46 |
| 5 years | 263rd of 882 | 22nd of 46 |
| 10 years | 459th of 882 | 15th of 46 |
| Since Q1 1995 | 630th of 879 | 27th of 46 |
Boom, bust, and recovery in ZIP3 184
ZIP3 184's index peaked in Q1 2008, fell 11.5% to its low in Q1 2014, and regained its peak in Q2 2019, about 11.2 years after the top. Today it sits +76.4% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 184 | Q1 2008 | Q1 2014 | -11.5% | Q2 2019 (11.2 yrs) | +76.4% |
| PA | Q1 2008 | Q2 2012 | -9.4% | Q2 2017 (9.2 yrs) | +83.0% |
| Metro | Q1 2009 | Q1 2014 | -10.1% | Q3 2019 (10.5 yrs) | +83.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 184's index has changed +48.9% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 184 after inflation | PA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +5.0% | +0.8% | +3.5% | -0.8% |
| 3 years | +9.8% | +13.4% | +7.5% | +14.2% | +2.8% |
| 5 years | +24.0% | +21.1% | +16.3% | +26.3% | +13.9% |
| 10 years | +39.1% | +36.4% | +34.4% | +41.6% | +39.0% |
| Since Q1 1995 | +121% | +48.9% | +60.6% | +46.8% | +76.8% |
Estimate appreciation for a home in ZIP3 184
Regional estimate
$569,164
- Estimated gain
- $269,164
- Index change
- +89.72%
- Start index
- 173.76
- End index
- 329.66
ZIP3 184 (Carbondale, PA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 185 · Scranton, PA area | PA | +7.5% | +56.7% | +225% |
| 187 · Wilkes-Barre, PA area | PA | +3.5% | +60.1% | +216% |
| 186 · Berwick, PA area | PA | +7.5% | +56.7% | +225% |
| 183 · East Stroudsburg, PA area | PA | +5.7% | +50.5% | +248% |
| 127 · Port Jervis, NY area | NY | +6.7% | +52.3% | +253% |
| 182 · Hazleton, PA area | PA | +5.0% | +53.5% | +243% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 329.66 |
| Q1 2026 | 320.24 |
| Q4 2025 | 315.26 |
| Q3 2025 | 313.61 |
| Q2 2025 | 302.24 |
| Q1 2025 | 309.23 |
| Q4 2024 | 307.51 |
| Q3 2024 | 293.54 |
| Q2 2024 | 299.30 |
| Q1 2024 | 265.42 |
| Q4 2023 | 278.02 |
| Q3 2023 | 280.72 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 184?
- Based on FHFA HPI® data for 3-digit ZIP region 184, the regional index changed +9.1% over the year to Q2 2026, +50.2% over five years, +89.7% over ten years, and +230% since Q1 1995.
- Is ZIP3 184 appreciating faster than Pennsylvania and the U.S.?
- Over the past year the region's index +9.1% compares with +4.7% for Pennsylvania and +3.0% for the U.S., a gap of +6.0 pts versus the nation. Over five years the gap versus the nation is +8.9 pts.
- Which ZIP codes are in 3-digit ZIP region 184?
- All ZIP codes that begin with 184. Census 2010 ZIP Code Tabulation Areas in this region run from 18403 to 18473 (52 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.