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Home appreciation in Pennsylvania
Pennsylvania's FHFA HPI® all-transactions index changed +4.7% over the year to Q2 2026, versus +3.0% nationally, ranking 11th of 51 states and D.C. Below, compare its 46 3-digit ZIP regions and 17 metro areas.
- 1-year change
- +4.7%
- 5-year change
- +44.2%
- Since Q1 1995
- +256%
- State rank (1 year)
- 11th
U.S. +3.0%
21st of 51
U.S. +292%
of 51 states and D.C.
Pennsylvania vs the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- Pennsylvania: 355.6
- United States: 391.6
Pennsylvania appreciation by time window
| Window | PA | U.S. | Gap vs U.S. |
|---|---|---|---|
| 1 year | +4.7% | +3.0% | +1.6 pts |
| 3 years | +18.1% | +12.9% | +5.2 pts |
| 5 years | +44.2% | +41.3% | +2.9 pts |
| 10 years | +86.9% | +93.3% | −6.4 pts |
| Since Q1 1995 | +256% | +292% | −35.9 pts |
3-digit ZIP regions in Pennsylvania
Fastest-appreciating ZIP codes in Pennsylvania →Sorted by one-year change. 42 of 46 regions beat the national one-year change of +3.0%. Place labels name the largest community in each region.
| # | 3-digit ZIP region | 1 year | 5 years | 10 years | Since Q1 1995 |
|---|---|---|---|---|---|
| 1 | 184 · Carbondale, PA area | +9.1% | +50.2% | +89.7% | +230% |
| 2 | 181 · Allentown, PA area | +8.1% | +61.2% | +121% | +274% |
| 3 | 166 · Altoona, PA area | +8.1% | +38.0% | +63.1% | +205% |
| 4 | 164 · Corry, PA area | +8.0% | +58.6% | +91.2% | +206% |
| 5 | 185 · Scranton, PA area | +7.5% | +56.7% | +97.0% | +225% |
| 6 | 186 · Berwick, PA area | +7.5% | +56.7% | +97.0% | +225% |
| 7 | 175 · Ephrata, PA area | +6.9% | +57.0% | +102% | +262% |
| 8 | 177 · Williamsport, PA area | +6.8% | +37.3% | +64.3% | +225% |
| 9 | 165 · Erie, PA area | +6.7% | +62.6% | +96.1% | +203% |
| 10 | 173 · Hanover, PA area | +6.1% | +45.4% | +85.8% | +218% |
| 11 | 159 · Johnstown, PA area | +6.1% | +46.7% | +71.7% | +183% |
| 12 | 189 · Quakertown, PA area | +6.0% | +47.2% | +84.5% | +270% |
| 13 | 155 · Somerset, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 14 | 157 · Indiana, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 15 | 158 · St. Marys, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 16 | 163 · Meadville, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 17 | 167 · Bradford, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 18 | 169 · Mansfield, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 19 | 178 · Bloomsburg, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 20 | 179 · Pottsville, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 21 | 183 · East Stroudsburg, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 22 | 188 · Sayre, PA area | +5.7% | +50.5% | +86.5% | +248% |
| 23 | 161 · New Castle, PA area | +5.6% | +47.3% | +81.9% | +258% |
| 24 | 194 · Norristown, PA area | +5.3% | +47.5% | +89.1% | +265% |
| 25 | 176 · Lancaster, PA area | +5.1% | +50.8% | +106% | +262% |
| 26 | 150 · New Kensington, PA area | +5.1% | +39.0% | +77.2% | +216% |
| 27 | 174 · York, PA area | +5.0% | +49.9% | +95.1% | +209% |
| 28 | 182 · Hazleton, PA area | +5.0% | +53.5% | +104% | +243% |
| 29 | 196 · Reading, PA area | +4.9% | +56.8% | +112% | +230% |
| 30 | 170 · Lebanon, PA area | +4.7% | +49.0% | +86.8% | +220% |
| 31 | 156 · Murrysville, PA area | +4.6% | +41.2% | +73.1% | +197% |
| 32 | 191 · Philadelphia, PA area | +4.4% | +26.3% | +75.8% | +380% |
| 33 | 195 · Birdsboro, PA area | +4.3% | +51.1% | +99.7% | +226% |
| 34 | 180 · Bethlehem, PA area | +3.9% | +49.9% | +97.2% | +237% |
| 35 | 171 · Harrisburg, PA area | +3.8% | +49.0% | +92.6% | +209% |
| 36 | 160 · Butler, PA area | +3.7% | +41.2% | +74.6% | +220% |
| 37 | 172 · Chambersburg, PA area | +3.7% | +43.8% | +78.8% | +222% |
| 38 | 190 · Chester, PA area | +3.7% | +45.6% | +89.7% | +276% |
| 39 | 187 · Wilkes-Barre, PA area | +3.5% | +60.1% | +103% | +216% |
| 40 | 151 · Bethel Park, PA area | +3.4% | +36.5% | +80.3% | +226% |
| 41 | 154 · Uniontown, PA area | +3.4% | +36.7% | +78.9% | +236% |
| 42 | 162 · Clarion, PA area | +3.4% | +36.7% | +78.9% | +236% |
| 43 | 153 · Washington, PA area | +3.0% | +33.5% | +62.4% | +211% |
| 44 | 193 · West Chester, PA area | +2.6% | +45.8% | +81.1% | +262% |
| 45 | 152 · Pittsburgh, PA area | +2.6% | +33.4% | +84.2% | +278% |
| 46 | 168 · State College, PA area | +2.2% | +39.6% | +72.5% | +253% |
Metro areas in Pennsylvania
| Metro area | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|
| Altoona, PA | +8.1% | +38.0% | +205% |
| Erie, PA | +8.0% | +58.6% | +206% |
| Scranton--Wilkes-Barre, PA | +7.5% | +56.7% | +225% |
| Williamsport, PA | +7.5% | +37.0% | +219% |
| Lancaster, PA | +6.3% | +54.0% | +260% |
| Johnstown, PA | +6.1% | +46.7% | +183% |
| York-Hanover, PA | +6.1% | +47.7% | +211% |
| Allentown-Bethlehem-Easton, PA-NJ | +5.0% | +53.5% | +243% |
| Harrisburg-Carlisle, PA | +4.8% | +48.6% | +216% |
| Reading, PA | +4.6% | +54.0% | +227% |
| Gettysburg, PA | +4.4% | +40.9% | +226% |
| Philadelphia, PA (division) | +4.3% | +33.5% | +322% |
| Montgomery County-Bucks County-Chester County, PA (division) | +4.1% | +46.1% | +270% |
| Pittsburgh, PA | +3.4% | +36.7% | +236% |
| Chambersburg, PA | +3.4% | +44.0% | +215% |
| State College, PA | +3.2% | +37.5% | +252% |
| Lebanon, PA | +1.3% | +49.7% | +227% |
Boom, bust, and recovery in Pennsylvania
Pennsylvania's index peaked in Q1 2008, fell 9.4% to its low in Q2 2012, and regained its peak in Q2 2017, about 9.2 years after the top. Today it sits +83.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| PA | Q1 2008 | Q2 2012 | -9.4% | Q2 2017 (9.2 yrs) | +83.0% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, Pennsylvania's index has changed +60.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | PA after inflation | U.S. after inflation |
|---|---|---|---|
| 1 year | +3.9% | +0.8% | -0.8% |
| 3 years | +9.8% | +7.5% | +2.8% |
| 5 years | +24.0% | +16.3% | +13.9% |
| 10 years | +39.1% | +34.4% | +39.0% |
| Since Q1 1995 | +121% | +60.6% | +76.8% |
If you bought in Pennsylvania in…
An example $300,000 purchase grown at the statewide index rate to Q2 2026. Local markets within the state vary widely.
| Bought in | Index change | $300,000 then, at the state rate |
|---|---|---|
| Q2 1995 | +250% | $1,049,613 |
| Q2 2000 | +207% | $921,324 |
| Q2 2005 | +107% | $621,664 |
| Q2 2010 | +96.3% | $588,986 |
| Q2 2015 | +91.6% | $574,901 |
| Q2 2020 | +60.2% | $480,644 |
| Q2 2021 | +44.2% | $432,646 |
| Q2 2023 | +18.1% | $354,187 |
| Q2 2025 | +4.7% | $313,964 |
Frequently asked questions
- How much have home prices gone up in Pennsylvania?
- FHFA HPI® data for Pennsylvania shows the all-transactions index changed +4.7% over the year to Q2 2026, +44.2% over five years, +86.9% over ten years, and +256% since Q1 1995.
- Is Pennsylvania appreciating faster than the national average?
- Over the past year Pennsylvania's index moved +1.6 pts versus the U.S. (+3.0%), ranking 11th of 51 states and D.C. Over five years the gap is +2.9 pts.
- Which ZIP codes in Pennsylvania are appreciating fastest?
- Over the past year the strongest of 46 3-digit ZIP regions in Pennsylvania was ZIP3 184 (Carbondale, PA area) at +9.1%, and the weakest was ZIP3 168 (State College, PA area) at +2.2%. 42 of 46 beat the national one-year change.