3-digit ZIP regional index
Home appreciation in ZIP codes 327xxDeltona, FL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 327 changed +2.1% over the year to Q2 2026, compared with +1.4% for Florida and +3.0% for the United States.
The region covers ZIP codes 32701–32798. Most of its 2010 population lived in Seminole County (45%), Volusia County (21%), Orange County (16%). Communities in the region include Sanford, Titusville, Apopka, Altamonte Springs, Oviedo. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +2.1%
- 5-year change
- +43.1%
- Since Q1 1995
- +359%
- National rank (1 year)
- 651st
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 327 vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 327: 458.9
- Florida: 500.7
- Orlando-Kissimmee-Sanford, FL metro: 457.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 327 | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +2.1% | +1.4% | +3.0% | +0.7 pts | −1.0 pts |
| 3 years | +7.8% | +6.6% | +12.9% | +1.2 pts | −5.1 pts |
| 5 years | +43.1% | +46.0% | +41.3% | −2.9 pts | +1.8 pts |
| 10 years | +127% | +120% | +93.3% | +7.3 pts | +33.9 pts |
| Since Q1 1995 | +359% | +401% | +292% | −41.8 pts | +67.3 pts |
If you bought in ZIP3 327 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +351% | $1,351,841 |
| Q2 2000 | +270% | $1,110,951 |
| Q2 2005 | +107% | $621,902 |
| Q2 2010 | +177% | $832,475 |
| Q2 2015 | +147% | $741,732 |
| Q2 2020 | +64.3% | $493,027 |
| Q2 2021 | +43.1% | $429,376 |
| Q2 2023 | +7.8% | $323,399 |
| Q2 2025 | +2.1% | $306,179 |
How ZIP3 327 ranks
Over the past year ZIP3 327 ranks 651st of 882 3-digit ZIP regions nationally and 8th of 25 in Florida. Its one-year change is −1.0 pts versus the nation and +0.7 pts versus Florida. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Florida |
|---|---|---|
| 1 year | 651st of 882 | 8th of 25 |
| 3 years | 773rd of 882 | 12th of 25 |
| 5 years | 490th of 882 | 18th of 25 |
| 10 years | 53rd of 882 | 11th of 25 |
| Since Q1 1995 | 141st of 879 | 13th of 25 |
Boom, bust, and recovery in ZIP3 327
ZIP3 327's index peaked in Q4 2006, fell 48.6% to its low in Q1 2012, and regained its peak in Q3 2020, about 13.8 years after the top. Today it sits +63.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 327 | Q4 2006 | Q1 2012 | -48.6% | Q3 2020 (13.8 yrs) | +63.0% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| Metro | Q1 2007 | Q2 2012 | -48.5% | Q3 2020 (13.5 yrs) | +62.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 327's index has changed +107% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 327 after inflation | FL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -1.7% | -2.4% | -2.9% | -0.8% |
| 3 years | +9.8% | -1.8% | -2.9% | -0.4% | +2.8% |
| 5 years | +24.0% | +15.4% | +17.7% | +17.2% | +13.9% |
| 10 years | +39.1% | +63.4% | +58.2% | +58.6% | +39.0% |
| Since Q1 1995 | +121% | +107% | +126% | +106% | +76.8% |
Estimate appreciation for a home in ZIP3 327
Regional estimate
$681,745
- Estimated gain
- $381,745
- Index change
- +127%
- Start index
- 201.92
- End index
- 458.86
ZIP3 327 (Deltona, FL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 328 · Orlando, FL area | FL | +2.3% | +46.1% | +369% |
| 347 · Kissimmee, FL area | FL | +0.4% | +47.8% | +334% |
| 321 · Palm Coast, FL area | FL | +0.3% | +38.5% | +338% |
| 344 · Ocala, FL area | FL | +3.8% | +51.8% | +313% |
| 329 · Palm Bay, FL area | FL | +1.4% | +41.3% | +357% |
| 338 · Lakeland, FL area | FL | +3.9% | +46.3% | +330% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 458.86 |
| Q1 2026 | 460.64 |
| Q4 2025 | 456.12 |
| Q3 2025 | 453.96 |
| Q2 2025 | 449.60 |
| Q1 2025 | 447.80 |
| Q4 2024 | 454.09 |
| Q3 2024 | 448.60 |
| Q2 2024 | 444.77 |
| Q1 2024 | 441.17 |
| Q4 2023 | 429.70 |
| Q3 2023 | 440.94 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 327?
- Based on FHFA HPI® data for 3-digit ZIP region 327, the regional index changed +2.1% over the year to Q2 2026, +43.1% over five years, +127% over ten years, and +359% since Q1 1995.
- Is ZIP3 327 appreciating faster than Florida and the U.S.?
- Over the past year the region's index +2.1% compares with +1.4% for Florida and +3.0% for the U.S., a gap of −1.0 pts versus the nation. Over five years the gap versus the nation is +1.8 pts.
- Which ZIP codes are in 3-digit ZIP region 327?
- All ZIP codes that begin with 327. Census 2010 ZIP Code Tabulation Areas in this region run from 32701 to 32798 (41 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.