3-digit ZIP regional index
Home appreciation in ZIP codes 347xxKissimmee, FL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 347 changed +0.4% over the year to Q2 2026, compared with +1.4% for Florida and +3.0% for the United States.
The region covers ZIP codes 34705–34797. Most of its 2010 population lived in Osceola County (44%), Lake County (29%), Orange County (19%). Communities in the region include Poinciana, St. Cloud, Ocoee, Winter Garden, Clermont. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +0.4%
- 5-year change
- +47.8%
- Since Q1 1995
- +334%
- National rank (1 year)
- 800th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 347 vs Florida and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 347: 433.5
- Florida: 500.7
- Orlando-Kissimmee-Sanford, FL metro: 457.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 347 | FL | U.S. | Gap vs FL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.4% | +1.4% | +3.0% | −1.0 pts | −2.6 pts |
| 3 years | +10.3% | +6.6% | +12.9% | +3.7 pts | −2.5 pts |
| 5 years | +47.8% | +46.0% | +41.3% | +1.8 pts | +6.5 pts |
| 10 years | +129% | +120% | +93.3% | +8.6 pts | +35.3 pts |
| Since Q1 1995 | +334% | +401% | +292% | −67.1 pts | +42.0 pts |
If you bought in ZIP3 347 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +328% | $1,283,802 |
| Q2 2000 | +260% | $1,079,353 |
| Q2 2005 | +108% | $622,515 |
| Q2 2010 | +207% | $921,511 |
| Q2 2015 | +150% | $748,731 |
| Q2 2020 | +69.0% | $506,886 |
| Q2 2021 | +47.8% | $443,428 |
| Q2 2023 | +10.3% | $331,039 |
| Q2 2025 | +0.4% | $301,335 |
How ZIP3 347 ranks
Over the past year ZIP3 347 ranks 800th of 882 3-digit ZIP regions nationally and 17th of 25 in Florida. Its one-year change is −2.6 pts versus the nation and −1.0 pts versus Florida. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Florida |
|---|---|---|
| 1 year | 800th of 882 | 17th of 25 |
| 3 years | 695th of 882 | 5th of 25 |
| 5 years | 326th of 882 | 9th of 25 |
| 10 years | 44th of 882 | 10th of 25 |
| Since Q1 1995 | 199th of 879 | 19th of 25 |
Boom, bust, and recovery in ZIP3 347
ZIP3 347's index peaked in Q2 2007, fell 52.6% to its low in Q2 2012, and regained its peak in Q1 2021, about 13.8 years after the top. Today it sits +61.0% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 347 | Q2 2007 | Q2 2012 | -52.6% | Q1 2021 (13.8 yrs) | +61.0% |
| FL | Q4 2006 | Q2 2012 | -44.7% | Q1 2020 (13.2 yrs) | +72.0% |
| Metro | Q1 2007 | Q2 2012 | -48.5% | Q3 2020 (13.5 yrs) | +62.9% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 347's index has changed +95.8% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 347 after inflation | FL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -3.3% | -2.4% | -2.9% | -0.8% |
| 3 years | +9.8% | +0.5% | -2.9% | -0.4% | +2.8% |
| 5 years | +24.0% | +19.2% | +17.7% | +17.2% | +13.9% |
| 10 years | +39.1% | +64.4% | +58.2% | +58.6% | +39.0% |
| Since Q1 1995 | +121% | +95.8% | +126% | +106% | +76.8% |
Estimate appreciation for a home in ZIP3 347
Regional estimate
$685,800
- Estimated gain
- $385,800
- Index change
- +129%
- Start index
- 189.65
- End index
- 433.54
ZIP3 347 (Kissimmee, FL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 328 · Orlando, FL area | FL | +2.3% | +46.1% | +369% |
| 327 · Deltona, FL area | FL | +2.1% | +43.1% | +359% |
| 338 · Lakeland, FL area | FL | +3.9% | +46.3% | +330% |
| 335 · Plant City, FL area | FL | -0.5% | +45.6% | +344% |
| 321 · Palm Coast, FL area | FL | +0.3% | +38.5% | +338% |
| 344 · Ocala, FL area | FL | +3.8% | +51.8% | +313% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 433.54 |
| Q1 2026 | 441.87 |
| Q4 2025 | 433.92 |
| Q3 2025 | 427.86 |
| Q2 2025 | 431.62 |
| Q1 2025 | 428.97 |
| Q4 2024 | 433.02 |
| Q3 2024 | 417.01 |
| Q2 2024 | 419.20 |
| Q1 2024 | 417.04 |
| Q4 2023 | 405.77 |
| Q3 2023 | 398.57 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 347?
- Based on FHFA HPI® data for 3-digit ZIP region 347, the regional index changed +0.4% over the year to Q2 2026, +47.8% over five years, +129% over ten years, and +334% since Q1 1995.
- Is ZIP3 347 appreciating faster than Florida and the U.S.?
- Over the past year the region's index +0.4% compares with +1.4% for Florida and +3.0% for the U.S., a gap of −2.6 pts versus the nation. Over five years the gap versus the nation is +6.5 pts.
- Which ZIP codes are in 3-digit ZIP region 347?
- All ZIP codes that begin with 347. Census 2010 ZIP Code Tabulation Areas in this region run from 34705 to 34797 (31 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.