3-digit ZIP regional index
Home appreciation in ZIP codes 471xxJeffersonville, IN area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 471 changed +5.0% over the year to Q2 2026, compared with +4.6% for Indiana and +3.0% for the United States.
The region covers ZIP codes 47102–47177. Most of its 2010 population lived in Clark County (38%), Floyd County (26%), Harrison County (14%). Communities in the region include New Albany, Clarksville, Charlestown, Scottsburg, Salem. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +5.0%
- 5-year change
- +45.3%
- Since Q1 1995
- +246%
- National rank (1 year)
- 262nd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 471 vs Indiana and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 471: 345.5
- Indiana: 319.8
- Louisville/Jefferson County, KY-IN metro: 336.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 471 | IN | U.S. | Gap vs IN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +5.0% | +4.6% | +3.0% | +0.5 pts | +2.0 pts |
| 3 years | +17.1% | +16.2% | +12.9% | +0.9 pts | +4.2 pts |
| 5 years | +45.3% | +46.7% | +41.3% | −1.4 pts | +4.0 pts |
| 10 years | +101% | +104% | +93.3% | −2.3 pts | +8.0 pts |
| Since Q1 1995 | +246% | +220% | +292% | +25.7 pts | −46.0 pts |
If you bought in ZIP3 471 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +243% | $1,029,048 |
| Q2 2000 | +162% | $786,405 |
| Q2 2005 | +115% | $644,386 |
| Q2 2010 | +117% | $650,289 |
| Q2 2015 | +108% | $623,045 |
| Q2 2020 | +62.3% | $486,808 |
| Q2 2021 | +45.2% | $435,749 |
| Q2 2023 | +17.1% | $351,293 |
| Q2 2025 | +5.0% | $315,140 |
How ZIP3 471 ranks
Over the past year ZIP3 471 ranks 262nd of 882 3-digit ZIP regions nationally and 10th of 20 in Indiana. Its one-year change is +2.0 pts versus the nation and +0.5 pts versus Indiana. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Indiana |
|---|---|---|
| 1 year | 262nd of 882 | 10th of 20 |
| 3 years | 346th of 882 | 11th of 20 |
| 5 years | 412th of 882 | 13th of 20 |
| 10 years | 295th of 882 | 13th of 20 |
| Since Q1 1995 | 522nd of 879 | 3rd of 20 |
Boom, bust, and recovery in ZIP3 471
ZIP3 471's index peaked in Q1 2008, fell 7.7% to its low in Q1 2012, and regained its peak in Q2 2016, about 8.2 years after the top. Today it sits +103% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 471 | Q1 2008 | Q1 2012 | -7.7% | Q2 2016 (8.2 yrs) | +103% |
| IN | Q1 2008 | Q2 2011 | -7.3% | Q3 2015 (7.5 yrs) | +110% |
| Metro | Q1 2008 | Q2 2011 | -5.9% | Q1 2015 (7 yrs) | +98.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 471's index has changed +56.1% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 471 after inflation | IN after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.1% | +0.7% | -0.0% | -0.8% |
| 3 years | +9.8% | +6.6% | +5.8% | +4.4% | +2.8% |
| 5 years | +24.0% | +17.1% | +18.3% | +13.0% | +13.9% |
| 10 years | +39.1% | +44.8% | +46.4% | +34.6% | +39.0% |
| Since Q1 1995 | +121% | +56.1% | +44.5% | +52.0% | +76.8% |
Estimate appreciation for a home in ZIP3 471
Regional estimate
$603,986
- Estimated gain
- $303,986
- Index change
- +101%
- Start index
- 171.62
- End index
- 345.52
ZIP3 471 (Jeffersonville, IN area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 402 · Louisville/Jefferson County, KY area | KY | +4.1% | +38.2% | +234% |
| 400 · Shelbyville, KY area | KY | +0.6% | +42.5% | +238% |
| 401 · Radcliff, KY area | KY | +0.2% | +38.8% | +244% |
| 472 · Columbus, IN area | IN | +2.9% | +44.0% | +212% |
| 406 · Frankfort, KY area | KY | +5.6% | +50.5% | +243% |
| 474 · Bloomington, IN area | IN | +2.1% | +38.3% | +252% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 345.52 |
| Q1 2026 | 336.14 |
| Q4 2025 | 329.59 |
| Q3 2025 | 334.48 |
| Q2 2025 | 328.92 |
| Q1 2025 | 327.22 |
| Q4 2024 | 320.87 |
| Q3 2024 | 317.84 |
| Q2 2024 | 311.42 |
| Q1 2024 | 310.40 |
| Q4 2023 | 302.05 |
| Q3 2023 | 305.34 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 471?
- Based on FHFA HPI® data for 3-digit ZIP region 471, the regional index changed +5.0% over the year to Q2 2026, +45.3% over five years, +101% over ten years, and +246% since Q1 1995.
- Is ZIP3 471 appreciating faster than Indiana and the U.S.?
- Over the past year the region's index +5.0% compares with +4.6% for Indiana and +3.0% for the U.S., a gap of +2.0 pts versus the nation. Over five years the gap versus the nation is +4.0 pts.
- Which ZIP codes are in 3-digit ZIP region 471?
- All ZIP codes that begin with 471. Census 2010 ZIP Code Tabulation Areas in this region run from 47102 to 47177 (44 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.