3-digit ZIP regional index
Home appreciation in ZIP codes 547xxEau Claire, WI area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 547 changed +3.1% over the year to Q2 2026, compared with +5.6% for Wisconsin and +3.0% for the United States.
The region covers ZIP codes 54701–54773. Most of its 2010 population lived in Eau Claire County (38%), Chippewa County (24%), Dunn County (17%). Communities in the region include Menomonie, Chippewa Falls, Altoona, Lake Hallie, Stanley. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.1%
- 5-year change
- +48.6%
- Since Q1 1995
- +319%
- National rank (1 year)
- 520th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 547 vs Wisconsin and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 547: 419.5
- Wisconsin: 363.5
- Eau Claire, WI metro: 413.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 547 | WI | U.S. | Gap vs WI | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.1% | +5.6% | +3.0% | −2.4 pts | +0.1 pts |
| 3 years | +14.9% | +20.9% | +12.9% | −6.1 pts | +2.0 pts |
| 5 years | +48.6% | +54.0% | +41.3% | −5.4 pts | +7.3 pts |
| 10 years | +106% | +106% | +93.3% | +0.7 pts | +13.2 pts |
| Since Q1 1995 | +319% | +264% | +292% | +55.9 pts | +27.9 pts |
If you bought in ZIP3 547 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +309% | $1,227,060 |
| Q2 2000 | +194% | $882,372 |
| Q2 2005 | +124% | $673,274 |
| Q2 2010 | +126% | $677,078 |
| Q2 2015 | +115% | $646,003 |
| Q2 2020 | +67.7% | $503,239 |
| Q2 2021 | +48.6% | $445,812 |
| Q2 2023 | +14.9% | $344,612 |
| Q2 2025 | +3.2% | $309,458 |
How ZIP3 547 ranks
Over the past year ZIP3 547 ranks 520th of 882 3-digit ZIP regions nationally and 18th of 18 in Wisconsin. Its one-year change is +0.1 pts versus the nation and −2.4 pts versus Wisconsin. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Wisconsin |
|---|---|---|
| 1 year | 520th of 882 | 18th of 18 |
| 3 years | 465th of 882 | 18th of 18 |
| 5 years | 305th of 882 | 17th of 18 |
| 10 years | 236th of 882 | 11th of 18 |
| Since Q1 1995 | 249th of 879 | 3rd of 18 |
Boom, bust, and recovery in ZIP3 547
ZIP3 547's index peaked in Q1 2008, fell 7.7% to its low in Q2 2011, and regained its peak in Q1 2016, about 8 years after the top. Today it sits +112% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 547 | Q1 2008 | Q2 2011 | -7.7% | Q1 2016 (8 yrs) | +112% |
| WI | Q1 2008 | Q1 2014 | -11.9% | Q2 2017 (9.2 yrs) | +97.4% |
| Metro | Q1 2008 | Q2 2011 | -6.6% | Q2 2015 (7.2 yrs) | +116% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 547's index has changed +89.5% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 547 after inflation | WI after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.7% | +1.7% | -1.5% | -0.8% |
| 3 years | +9.8% | +4.6% | +10.1% | +3.3% | +2.8% |
| 5 years | +24.0% | +19.8% | +24.1% | +18.3% | +13.9% |
| 10 years | +39.1% | +48.5% | +47.9% | +47.0% | +39.0% |
| Since Q1 1995 | +121% | +89.5% | +64.2% | +86.9% | +76.8% |
Estimate appreciation for a home in ZIP3 547
Regional estimate
$619,450
- Estimated gain
- $319,450
- Index change
- +106%
- Start index
- 203.14
- End index
- 419.45
ZIP3 547 (Eau Claire, WI area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 540 · River Falls, WI area | WI | +6.0% | +42.9% | +305% |
| 546 · La Crosse, WI area | WI | +5.3% | +52.6% | +312% |
| 559 · Rochester, MN area | MN | +3.1% | +35.4% | +258% |
| 550 · Lakeville, MN area | MN | +1.8% | +29.3% | +251% |
| 551 · St. Paul, MN area | MN | +2.7% | +25.5% | +260% |
| 548 · Superior, WI area | WI | +5.3% | +58.6% | +369% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 419.45 |
| Q1 2026 | 411.84 |
| Q4 2025 | 409.57 |
| Q3 2025 | 406.34 |
| Q2 2025 | 406.63 |
| Q1 2025 | 396.30 |
| Q4 2024 | 388.73 |
| Q3 2024 | 388.34 |
| Q2 2024 | 381.80 |
| Q1 2024 | 371.58 |
| Q4 2023 | 366.99 |
| Q3 2023 | 376.95 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 547?
- Based on FHFA HPI® data for 3-digit ZIP region 547, the regional index changed +3.1% over the year to Q2 2026, +48.6% over five years, +106% over ten years, and +319% since Q1 1995.
- Is ZIP3 547 appreciating faster than Wisconsin and the U.S.?
- Over the past year the region's index +3.1% compares with +5.6% for Wisconsin and +3.0% for the U.S., a gap of +0.1 pts versus the nation. Over five years the gap versus the nation is +7.3 pts.
- Which ZIP codes are in 3-digit ZIP region 547?
- All ZIP codes that begin with 547. Census 2010 ZIP Code Tabulation Areas in this region run from 54701 to 54773 (50 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.