3-digit ZIP regional index
Home appreciation in ZIP codes 559xxRochester, MN area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 559 changed +3.1% over the year to Q2 2026, compared with +3.0% for Minnesota and +3.0% for the United States.
The region covers ZIP codes 55901–55992. Most of its 2010 population lived in Olmsted County (44%), Winona County (16%), Mower County (12%). Communities in the region include Winona, Austin, Kasson, Stewartville, Byron. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +3.1%
- 5-year change
- +35.4%
- Since Q1 1995
- +258%
- National rank (1 year)
- 533rd
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 559 vs Minnesota and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 559: 357.7
- Minnesota: 375.3
- Rochester, MN metro: 356.1
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 559 | MN | U.S. | Gap vs MN | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +3.1% | +3.0% | +3.0% | +0.1 pts | +0.1 pts |
| 3 years | +12.4% | +10.3% | +12.9% | +2.1 pts | −0.4 pts |
| 5 years | +35.4% | +31.2% | +41.3% | +4.2 pts | −5.9 pts |
| 10 years | +84.4% | +76.2% | +93.3% | +8.2 pts | −9.0 pts |
| Since Q1 1995 | +258% | +275% | +292% | −17.6 pts | −33.9 pts |
If you bought in ZIP3 559 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +250% | $1,050,925 |
| Q2 2000 | +159% | $776,989 |
| Q2 2005 | +96.2% | $588,516 |
| Q2 2010 | +105% | $615,098 |
| Q2 2015 | +93.5% | $580,525 |
| Q2 2020 | +50.6% | $451,832 |
| Q2 2021 | +35.4% | $406,170 |
| Q2 2023 | +12.4% | $337,230 |
| Q2 2025 | +3.1% | $309,322 |
How ZIP3 559 ranks
Over the past year ZIP3 559 ranks 533rd of 882 3-digit ZIP regions nationally and 9th of 16 in Minnesota. Its one-year change is +0.1 pts versus the nation and +0.1 pts versus Minnesota. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Minnesota |
|---|---|---|
| 1 year | 533rd of 882 | 9th of 16 |
| 3 years | 621st of 882 | 10th of 16 |
| 5 years | 714th of 882 | 11th of 16 |
| 10 years | 555th of 882 | 8th of 16 |
| Since Q1 1995 | 451st of 879 | 13th of 16 |
Boom, bust, and recovery in ZIP3 559
ZIP3 559's index peaked in Q1 2008, fell 10.0% to its low in Q2 2011, and regained its peak in Q4 2015, about 7.8 years after the top. Today it sits +89.6% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 559 | Q1 2008 | Q2 2011 | -10.0% | Q4 2015 (7.8 yrs) | +89.6% |
| MN | Q1 2007 | Q2 2012 | -21.8% | Q3 2017 (10.5 yrs) | +65.5% |
| Metro | Q1 2008 | Q2 2011 | -10.5% | Q3 2015 (7.5 yrs) | +91.2% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 559's index has changed +61.6% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 559 after inflation | MN after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | -0.7% | -0.9% | -0.8% | -0.8% |
| 3 years | +9.8% | +2.4% | +0.5% | +0.8% | +2.8% |
| 5 years | +24.0% | +9.2% | +5.8% | +6.9% | +13.9% |
| 10 years | +39.1% | +32.6% | +26.7% | +31.9% | +39.0% |
| Since Q1 1995 | +121% | +61.6% | +69.5% | +60.9% | +76.8% |
Estimate appreciation for a home in ZIP3 559
Regional estimate
$553,144
- Estimated gain
- $253,144
- Index change
- +84.38%
- Start index
- 194.00
- End index
- 357.70
ZIP3 559 (Rochester, MN area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 521 · Decorah, IA area | IA | +3.1% | +39.6% | +239% |
| 546 · La Crosse, WI area | WI | +5.3% | +52.6% | +312% |
| 547 · Eau Claire, WI area | WI | +3.1% | +48.6% | +319% |
| 504 · Mason City, IA area | IA | +5.2% | +37.4% | +242% |
| 540 · River Falls, WI area | WI | +6.0% | +42.9% | +305% |
| 550 · Lakeville, MN area | MN | +1.8% | +29.3% | +251% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 357.70 |
| Q1 2026 | 352.63 |
| Q4 2025 | 349.43 |
| Q3 2025 | 351.85 |
| Q2 2025 | 346.92 |
| Q1 2025 | 340.26 |
| Q4 2024 | 335.69 |
| Q3 2024 | 337.01 |
| Q2 2024 | 336.74 |
| Q1 2024 | 324.33 |
| Q4 2023 | 319.19 |
| Q3 2023 | 320.39 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 559?
- Based on FHFA HPI® data for 3-digit ZIP region 559, the regional index changed +3.1% over the year to Q2 2026, +35.4% over five years, +84.4% over ten years, and +258% since Q1 1995.
- Is ZIP3 559 appreciating faster than Minnesota and the U.S.?
- Over the past year the region's index +3.1% compares with +3.0% for Minnesota and +3.0% for the U.S., a gap of +0.1 pts versus the nation. Over five years the gap versus the nation is −5.9 pts.
- Which ZIP codes are in 3-digit ZIP region 559?
- All ZIP codes that begin with 559. Census 2010 ZIP Code Tabulation Areas in this region run from 55901 to 55992 (70 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.