3-digit ZIP regional index
Home appreciation in ZIP3 region 540
This page shows broad FHFA HPI® regional index movement for the first three digits of a ZIP code. It is not a ZIP5, street, parcel, or individual-home estimate.
- Latest index
- 387.97
- Quarter change
- -0.6%
- 1-year change
- +2.5%
- 10-year change
- +92.0%
Q1 2026
Latest quarter-over-quarter
Year-over-year
Regional index change
ZIP3 540 FHFA HPI trend
Q2 2013 to Q1 2026
Latest index 387.97
| Period | Index | Index type |
|---|---|---|
| Q1 2026 | 387.97 | Native 3-Digit ZIP index |
| Q4 2025 | 390.13 | Native 3-Digit ZIP index |
| Q3 2025 | 387.89 | Native 3-Digit ZIP index |
| Q2 2025 | 382.28 | Native 3-Digit ZIP index |
| Q1 2025 | 378.40 | Native 3-Digit ZIP index |
| Q4 2024 | 376.82 | Native 3-Digit ZIP index |
| Q3 2024 | 370.78 | Native 3-Digit ZIP index |
| Q2 2024 | 366.05 | Native 3-Digit ZIP index |
| Q1 2024 | 354.67 | Native 3-Digit ZIP index |
| Q4 2023 | 355.20 | Native 3-Digit ZIP index |
| Q3 2023 | 354.14 | Native 3-Digit ZIP index |
| Q2 2023 | 352.21 | Native 3-Digit ZIP index |
How ZIP3 540 compares with the national trend
For the latest imported period, the national all-transactions quarterly index is 713.09 with a year-over-year change of +3.4%. ZIP3 540 shows a year-over-year change of +2.5%. Use the same time window when comparing regions.
View national context