3-digit ZIP regional index
Home appreciation in ZIP codes 613xxOttawa, IL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 613 changed +0.9% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.
The region covers ZIP codes 61301–61379. Most of its 2010 population lived in LaSalle County (63%), Bureau County (23%), Lee County (5%). Communities in the region include Streator, Peru, LaSalle, Princeton, Mendota. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +0.9%
- 5-year change
- +46.4%
- Since Q1 1995
- +163%
- National rank (1 year)
- 768th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 613 vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 613: 263.5
- Illinois: 283.5
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 613 | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +0.9% | +6.0% | +3.0% | −5.1 pts | −2.1 pts |
| 3 years | +19.0% | +21.8% | +12.9% | −2.8 pts | +6.1 pts |
| 5 years | +46.4% | +46.9% | +41.3% | −0.5 pts | +5.1 pts |
| 10 years | +73.2% | +75.6% | +93.3% | −2.4 pts | −20.2 pts |
| Since Q1 1995 | +163% | +184% | +292% | −20.0 pts | −128.1 pts |
If you bought in ZIP3 613 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +156% | $768,043 |
| Q2 2000 | +119% | $657,574 |
| Q2 2005 | +74.5% | $523,351 |
| Q2 2010 | +69.4% | $508,145 |
| Q2 2015 | +72.6% | $517,899 |
| Q2 2020 | +57.1% | $471,191 |
| Q2 2021 | +46.4% | $439,052 |
| Q2 2023 | +19.0% | $357,000 |
| Q2 2025 | +0.9% | $302,700 |
How ZIP3 613 ranks
Over the past year ZIP3 613 ranks 768th of 882 3-digit ZIP regions nationally and 29th of 29 in Illinois. Its one-year change is −2.1 pts versus the nation and −5.1 pts versus Illinois. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Illinois |
|---|---|---|
| 1 year | 768th of 882 | 29th of 29 |
| 3 years | 241st of 882 | 22nd of 29 |
| 5 years | 376th of 882 | 11th of 29 |
| 10 years | 693rd of 882 | 12th of 29 |
| Since Q1 1995 | 856th of 879 | 19th of 29 |
Boom, bust, and recovery in ZIP3 613
ZIP3 613's index peaked in Q2 2007, fell 15.4% to its low in Q4 2013, and regained its peak in Q4 2019, about 12.5 years after the top. Today it sits +58.8% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 613 | Q2 2007 | Q4 2013 | -15.4% | Q4 2019 (12.5 yrs) | +58.8% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 613's index has changed +19.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 613 after inflation | IL after inflation | U.S. after inflation |
|---|---|---|---|---|
| 1 year | +3.9% | -2.9% | +2.0% | -0.8% |
| 3 years | +9.8% | +8.4% | +10.9% | +2.8% |
| 5 years | +24.0% | +18.0% | +18.4% | +13.9% |
| 10 years | +39.1% | +24.5% | +26.3% | +39.0% |
| Since Q1 1995 | +121% | +19.0% | +28.0% | +76.8% |
Estimate appreciation for a home in ZIP3 613
Regional estimate
$519,465
- Estimated gain
- $219,465
- Index change
- +73.16%
- Start index
- 152.17
- End index
- 263.49
ZIP3 613 (Ottawa, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 616 · Peoria, IL area | IL | +5.7% | +48.1% | +145% |
| 605 · Aurora, IL area | IL | +4.7% | +47.8% | +200% |
| 615 · Pekin, IL area | IL | +2.6% | +40.1% | +166% |
| 617 · Bloomington, IL area | IL | +7.9% | +51.3% | +156% |
| 610 · Freeport, IL area | IL | +6.0% | +52.9% | +156% |
| 601 · Elgin, IL area | IL | +6.8% | +49.8% | +185% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 263.49 |
| Q1 2026 | 272.03 |
| Q4 2025 | 270.16 |
| Q3 2025 | 266.17 |
| Q2 2025 | 261.14 |
| Q1 2025 | 255.47 |
| Q4 2024 | 241.48 |
| Q3 2024 | 246.76 |
| Q2 2024 | 233.19 |
| Q1 2024 | 220.00 |
| Q4 2023 | 231.57 |
| Q3 2023 | 221.15 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 613?
- Based on FHFA HPI® data for 3-digit ZIP region 613, the regional index changed +0.9% over the year to Q2 2026, +46.4% over five years, +73.2% over ten years, and +163% since Q1 1995.
- Is ZIP3 613 appreciating faster than Illinois and the U.S.?
- Over the past year the region's index +0.9% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of −2.1 pts versus the nation. Over five years the gap versus the nation is +5.1 pts.
- Which ZIP codes are in 3-digit ZIP region 613?
- All ZIP codes that begin with 613. Census 2010 ZIP Code Tabulation Areas in this region run from 61301 to 61379 (61 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.