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3-digit ZIP regional index

Home appreciation in ZIP codes 614xxGalesburg, IL area

FHFA HPI® data shows the regional home price index for ZIP codes beginning with 614 changed +1.7% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.

The region covers ZIP codes 61401–61491. Most of its 2010 population lived in Knox County (35%), McDonough County (20%), Henry County (13%). Communities in the region include Macomb, Kewanee, Monmouth, Abingdon, Bushnell. This is a regional index, not a ZIP5, street, or individual-home estimate.

1-year change
+1.7%

Year to Q2 2026

5-year change
+39.0%

vs U.S. +41.3%

Since Q1 1995
+170%

vs U.S. +292%

National rank (1 year)
695th

of 882 ZIP3 regions

ZIP3 614 vs Illinois and the U.S.

FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026

1002003004001995200020052010201520202025
  • ZIP3 614: 269.6
  • Illinois: 283.5
  • United States: 391.6

Want a different starting year? Rebase this chart or compare with another ZIP3.

Appreciation by time window

Percent change in the regional index to Q2 2026; gaps are percentage points
WindowZIP3 614ILU.S.Gap vs ILGap vs U.S.
1 year+1.7%+6.0%+3.0%−4.3 pts−1.3 pts
3 years+18.6%+21.8%+12.9%−3.2 pts+5.7 pts
5 years+39.0%+46.9%+41.3%−7.9 pts−2.3 pts
10 years+54.0%+75.6%+93.3%−21.5 pts−39.3 pts
Since Q1 1995+170%+184%+292%−13.9 pts−121.9 pts

If you bought in ZIP3 614 in…

Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.

Bought inIndex change$300,000 then, at the regional rate
Q2 1995+163%$787,748
Q2 2000+103%$609,219
Q2 2005+78.5%$535,492
Q2 2010+62.7%$488,088
Q2 2015+55.2%$465,665
Q2 2020+44.5%$433,542
Q2 2021+39.0%$417,003
Q2 2023+18.5%$355,637
Q2 2025+1.7%$305,035

How ZIP3 614 ranks

Over the past year ZIP3 614 ranks 695th of 882 3-digit ZIP regions nationally and 27th of 29 in Illinois. Its one-year change is −1.3 pts versus the nation and −4.3 pts versus Illinois. Rank 1 is the strongest appreciation.

WindowNational rankRank in Illinois
1 year695th of 88227th of 29
3 years270th of 88224th of 29
5 years612th of 88226th of 29
10 years840th of 88228th of 29
Since Q1 1995845th of 87915th of 29

Boom, bust, and recovery in ZIP3 614

ZIP3 614's index peaked in Q4 2007, fell 4.0% to its low in Q3 2008, and regained its peak in Q3 2010, about 2.8 years after the top. Today it sits +60.8% versus that 2000s peak. How every state and ZIP region fared

Area2000s peakLow pointPeak to lowBack to peakToday vs peak
ZIP3 614Q4 2007Q3 2008-4.0%Q3 2010 (2.8 yrs)+60.8%
ILQ1 2007Q2 2012-21.8%Q2 2021 (14.2 yrs)+51.8%
U.S.Q1 2007Q2 2012-19.0%Q4 2016 (9.8 yrs)+89.3%

Appreciation after inflation

Adjusting for consumer price inflation, ZIP3 614's index has changed +21.8% in real terms since Q1 1995. Home prices vs inflation

WindowInflation (CPI-U)ZIP3 614 after inflationIL after inflationU.S. after inflation
1 year+3.9%-2.1%+2.0%-0.8%
3 years+9.8%+8.0%+10.9%+2.8%
5 years+24.0%+12.1%+18.4%+13.9%
10 years+39.1%+10.8%+26.3%+39.0%
Since Q1 1995+121%+21.8%+28.0%+76.8%

Estimate appreciation for a home in ZIP3 614

Estimate regional appreciation

Regional estimate

$462,153

Estimated gain
$162,153
Index change
+54.05%
Start index
175.02
End index
269.62

ZIP3 614 (Galesburg, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.

About this estimate. This calculator is an independent tool that applies the publicly available FHFA House Price Index® (FHFA HPI®) to a value you enter. The FHFA HPI® is a 3-digit ZIP (regional) index that measures average price movement across a broad area - it is not specific to any individual property, and the result is not an appraisal, tax assessment, lender valuation, or guaranteed market value. zipappreciation.com is not affiliated with or endorsed by the FHFA. Source: Federal Housing Finance Agency, FHFA HPI® (fhfa.gov).

Nearby 3-digit ZIP regions

3-digit ZIP regionState1 year5 yearsSince Q1 1995
616 · Peoria, IL areaIL+5.7%+48.1%+145%
615 · Pekin, IL areaIL+2.6%+40.1%+166%
612 · Moline, IL areaIL+4.1%+38.1%+186%
526 · Burlington, IA areaIA+3.1%+39.6%+239%
528 · Davenport, IA areaIA+4.9%+34.8%+208%
527 · Bettendorf, IA areaIA+3.0%+34.2%+202%

Recent quarterly index values

FHFA HPI® values for ZIP3 614 (original FHFA base, Q1 1995 = 100). Index type: Native 3-Digit ZIP index.
PeriodIndex
Q2 2026269.62
Q1 2026266.88
Q4 2025266.28
Q3 2025254.05
Q2 2025265.17
Q1 2025258.73
Q4 2024252.91
Q3 2024249.61
Q2 2024244.63
Q1 2024236.61
Q4 2023234.82
Q3 2023227.99

Frequently asked questions

How much have home prices risen in ZIP codes starting with 614?
Based on FHFA HPI® data for 3-digit ZIP region 614, the regional index changed +1.7% over the year to Q2 2026, +39.0% over five years, +54.0% over ten years, and +170% since Q1 1995.
Is ZIP3 614 appreciating faster than Illinois and the U.S.?
Over the past year the region's index +1.7% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of −1.3 pts versus the nation. Over five years the gap versus the nation is −2.3 pts.
Which ZIP codes are in 3-digit ZIP region 614?
All ZIP codes that begin with 614. Census 2010 ZIP Code Tabulation Areas in this region run from 61401 to 61491 (72 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
Can I use this to value my home?
No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.