3-digit ZIP regional index
Home appreciation in ZIP codes 528xxDavenport, IA area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 528 changed +4.9% over the year to Q2 2026, compared with +3.2% for Iowa and +3.0% for the United States.
The region covers ZIP codes 52801–52807. Most of its 2010 population lived in Scott County (100%). Communities in the region include Buffalo, Eldridge, Bettendorf. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +4.9%
- 5-year change
- +34.8%
- Since Q1 1995
- +208%
- National rank (1 year)
- 279th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 528 vs Iowa and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 528: 308.2
- Iowa: 312.1
- Davenport-Moline-Rock Island, IA-IL metro: 295.9
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 528 | IA | U.S. | Gap vs IA | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +4.9% | +3.2% | +3.0% | +1.6 pts | +1.8 pts |
| 3 years | +16.5% | +13.1% | +12.9% | +3.4 pts | +3.7 pts |
| 5 years | +34.8% | +37.4% | +41.3% | −2.6 pts | −6.5 pts |
| 10 years | +66.0% | +70.6% | +93.3% | −4.6 pts | −27.3 pts |
| Since Q1 1995 | +208% | +212% | +292% | −3.9 pts | −83.4 pts |
If you bought in ZIP3 528 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +198% | $894,428 |
| Q2 2000 | +135% | $703,898 |
| Q2 2005 | +89.9% | $569,597 |
| Q2 2010 | +80.3% | $541,001 |
| Q2 2015 | +67.5% | $502,620 |
| Q2 2020 | +47.0% | $440,985 |
| Q2 2021 | +34.8% | $404,360 |
| Q2 2023 | +16.5% | $349,594 |
| Q2 2025 | +4.9% | $314,608 |
How ZIP3 528 ranks
Over the past year ZIP3 528 ranks 279th of 882 3-digit ZIP regions nationally and 5th of 25 in Iowa. Its one-year change is +1.8 pts versus the nation and +1.6 pts versus Iowa. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Iowa |
|---|---|---|
| 1 year | 279th of 882 | 5th of 25 |
| 3 years | 372nd of 882 | 1st of 25 |
| 5 years | 729th of 882 | 20th of 25 |
| 10 years | 783rd of 882 | 19th of 25 |
| Since Q1 1995 | 747th of 879 | 20th of 25 |
Boom, bust, and recovery in ZIP3 528
ZIP3 528's index peaked in Q2 2008, fell 2.4% to its low in Q2 2010, and regained its peak in Q4 2010, about 2.5 years after the top. Today it sits +76.1% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 528 | Q2 2008 | Q2 2010 | -2.4% | Q4 2010 (2.5 yrs) | +76.1% |
| IA | Q1 2009 | Q2 2011 | -2.5% | Q4 2012 (3.8 yrs) | +86.4% |
| Metro | Q1 2009 | Q4 2009 | -1.8% | Q3 2012 (3.5 yrs) | +70.8% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 528's index has changed +39.2% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 528 after inflation | IA after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +1.0% | -0.6% | +0.3% | -0.8% |
| 3 years | +9.8% | +6.1% | +3.0% | +6.2% | +2.8% |
| 5 years | +24.0% | +8.7% | +10.8% | +9.7% | +13.9% |
| 10 years | +39.1% | +19.4% | +22.7% | +16.5% | +39.0% |
| Since Q1 1995 | +121% | +39.2% | +40.9% | +33.6% | +76.8% |
Estimate appreciation for a home in ZIP3 528
Regional estimate
$498,152
- Estimated gain
- $198,152
- Index change
- +66.05%
- Start index
- 185.60
- End index
- 308.19
ZIP3 528 (Davenport, IA area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 527 · Bettendorf, IA area | IA | +3.0% | +34.2% | +202% |
| 612 · Moline, IL area | IL | +4.1% | +38.1% | +186% |
| 614 · Galesburg, IL area | IL | +1.7% | +39.0% | +170% |
| 522 · Iowa City, IA area | IA | +2.3% | +33.6% | +177% |
| 523 · Marion, IA area | IA | +6.1% | +38.1% | +183% |
| 524 · Cedar Rapids, IA area | IA | +5.7% | +34.8% | +151% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 308.19 |
| Q1 2026 | 300.87 |
| Q4 2025 | 294.43 |
| Q3 2025 | 291.14 |
| Q2 2025 | 293.88 |
| Q1 2025 | 282.46 |
| Q4 2024 | 279.60 |
| Q3 2024 | 283.92 |
| Q2 2024 | 276.43 |
| Q1 2024 | 279.03 |
| Q4 2023 | 266.71 |
| Q3 2023 | 276.58 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 528?
- Based on FHFA HPI® data for 3-digit ZIP region 528, the regional index changed +4.9% over the year to Q2 2026, +34.8% over five years, +66.0% over ten years, and +208% since Q1 1995.
- Is ZIP3 528 appreciating faster than Iowa and the U.S.?
- Over the past year the region's index +4.9% compares with +3.2% for Iowa and +3.0% for the U.S., a gap of +1.8 pts versus the nation. Over five years the gap versus the nation is −6.5 pts.
- Which ZIP codes are in 3-digit ZIP region 528?
- All ZIP codes that begin with 528. Census 2010 ZIP Code Tabulation Areas in this region run from 52801 to 52807 (6 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.