3-digit ZIP regional index
Home appreciation in ZIP codes 626xxJacksonville, IL area
FHFA HPI® data shows the regional home price index for ZIP codes beginning with 626 changed +7.0% over the year to Q2 2026, compared with +6.0% for Illinois and +3.0% for the United States.
The region covers ZIP codes 62601–62695. Most of its 2010 population lived in Morgan County (22%), Sangamon County (21%), Logan County (15%). Communities in the region include Lincoln, Chatham, Beardstown, Carlinville, Auburn. This is a regional index, not a ZIP5, street, or individual-home estimate.
- 1-year change
- +7.0%
- 5-year change
- +40.6%
- Since Q1 1995
- +150%
- National rank (1 year)
- 76th
Year to Q2 2026
vs U.S. +41.3%
vs U.S. +292%
of 882 ZIP3 regions
ZIP3 626 vs Illinois and the U.S.
FHFA HPI® all-transactions index, rebased so Q1 1995 = 100, through Q2 2026
- ZIP3 626: 250.2
- Illinois: 283.5
- Springfield, IL metro: 234.3
- United States: 391.6
Want a different starting year? Rebase this chart or compare with another ZIP3.
Appreciation by time window
| Window | ZIP3 626 | IL | U.S. | Gap vs IL | Gap vs U.S. |
|---|---|---|---|---|---|
| 1 year | +7.0% | +6.0% | +3.0% | +1.0 pts | +3.9 pts |
| 3 years | +21.7% | +21.8% | +12.9% | −0.1 pts | +8.8 pts |
| 5 years | +40.6% | +46.9% | +41.3% | −6.3 pts | −0.7 pts |
| 10 years | +57.1% | +75.6% | +93.3% | −18.5 pts | −36.2 pts |
| Since Q1 1995 | +150% | +184% | +292% | −33.3 pts | −141.4 pts |
If you bought in ZIP3 626 in…
Applying the regional index change from the same quarter of each year to Q2 2026 to an example $300,000 purchase price. Individual homes can differ widely from the regional average.
| Bought in | Index change | $300,000 then, at the regional rate |
|---|---|---|
| Q2 1995 | +148% | $744,657 |
| Q2 2000 | +119% | $658,253 |
| Q2 2005 | +88.7% | $566,146 |
| Q2 2010 | +73.0% | $519,046 |
| Q2 2015 | +62.0% | $485,975 |
| Q2 2020 | +49.7% | $449,237 |
| Q2 2021 | +40.6% | $421,841 |
| Q2 2023 | +21.7% | $365,102 |
| Q2 2025 | +7.0% | $320,922 |
How ZIP3 626 ranks
Over the past year ZIP3 626 ranks 76th of 882 3-digit ZIP regions nationally and 11th of 29 in Illinois. Its one-year change is +3.9 pts versus the nation and +1.0 pts versus Illinois. Rank 1 is the strongest appreciation.
| Window | National rank | Rank in Illinois |
|---|---|---|
| 1 year | 76th of 882 | 11th of 29 |
| 3 years | 143rd of 882 | 15th of 29 |
| 5 years | 565th of 882 | 22nd of 29 |
| 10 years | 829th of 882 | 26th of 29 |
| Since Q1 1995 | 872nd of 879 | 27th of 29 |
Boom, bust, and recovery in ZIP3 626
ZIP3 626's index did not fall meaningfully after its Q3 2009 high. Today it sits +73.5% versus that 2000s peak. How every state and ZIP region fared
| Area | 2000s peak | Low point | Peak to low | Back to peak | Today vs peak |
|---|---|---|---|---|---|
| ZIP3 626 | Q3 2009 | — | No meaningful drop | — | +73.5% |
| IL | Q1 2007 | Q2 2012 | -21.8% | Q2 2021 (14.2 yrs) | +51.8% |
| Metro | Q2 2008 | Q3 2008 | -1.4% | Q1 2010 (1.8 yrs) | +73.1% |
| U.S. | Q1 2007 | Q2 2012 | -19.0% | Q4 2016 (9.8 yrs) | +89.3% |
Appreciation after inflation
Adjusting for consumer price inflation, ZIP3 626's index has changed +13.0% in real terms since Q1 1995. Home prices vs inflation
| Window | Inflation (CPI-U) | ZIP3 626 after inflation | IL after inflation | Metro after inflation | U.S. after inflation |
|---|---|---|---|---|---|
| 1 year | +3.9% | +3.0% | +2.0% | +1.2% | -0.8% |
| 3 years | +9.8% | +10.8% | +10.9% | +8.6% | +2.8% |
| 5 years | +24.0% | +13.4% | +18.4% | +14.5% | +13.9% |
| 10 years | +39.1% | +13.0% | +26.3% | +14.8% | +39.0% |
| Since Q1 1995 | +121% | +13.0% | +28.0% | +5.8% | +76.8% |
Estimate appreciation for a home in ZIP3 626
Regional estimate
$471,326
- Estimated gain
- $171,326
- Index change
- +57.11%
- Start index
- 159.24
- End index
- 250.18
ZIP3 626 (Jacksonville, IL area), Q2 2016 to Q2 2026. Index type: Native 3-Digit ZIP index.
Nearby 3-digit ZIP regions
| 3-digit ZIP region | State | 1 year | 5 years | Since Q1 1995 |
|---|---|---|---|---|
| 627 · Springfield, IL area | IL | +4.8% | +42.2% | +126% |
| 625 · Decatur, IL area | IL | +6.1% | +45.1% | +153% |
| 615 · Pekin, IL area | IL | +2.6% | +40.1% | +166% |
| 620 · Granite City, IL area | IL | +8.3% | +45.0% | +201% |
| 616 · Peoria, IL area | IL | +5.7% | +48.1% | +145% |
| 623 · Quincy, IL area | IL | +2.2% | +38.1% | +179% |
Recent quarterly index values
| Period | Index |
|---|---|
| Q2 2026 | 250.18 |
| Q1 2026 | 244.00 |
| Q4 2025 | 238.58 |
| Q3 2025 | 241.04 |
| Q2 2025 | 233.87 |
| Q1 2025 | 229.32 |
| Q4 2024 | 230.06 |
| Q3 2024 | 224.01 |
| Q2 2024 | 223.43 |
| Q1 2024 | 215.95 |
| Q4 2023 | 212.13 |
| Q3 2023 | 222.12 |
Frequently asked questions
- How much have home prices risen in ZIP codes starting with 626?
- Based on FHFA HPI® data for 3-digit ZIP region 626, the regional index changed +7.0% over the year to Q2 2026, +40.6% over five years, +57.1% over ten years, and +150% since Q1 1995.
- Is ZIP3 626 appreciating faster than Illinois and the U.S.?
- Over the past year the region's index +7.0% compares with +6.0% for Illinois and +3.0% for the U.S., a gap of +3.9 pts versus the nation. Over five years the gap versus the nation is −0.7 pts.
- Which ZIP codes are in 3-digit ZIP region 626?
- All ZIP codes that begin with 626. Census 2010 ZIP Code Tabulation Areas in this region run from 62601 to 62695 (57 areas). FHFA publishes one index for the whole 3-digit region, not for each 5-digit ZIP code.
- Can I use this to value my home?
- No. The FHFA HPI® is a broad regional index of average price movement. It is not an appraisal, tax assessment, or automated valuation of any individual property. Use it as general context alongside local sales and a professional opinion.